Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund)

Latest NAV

₹13.0510

As of

19 Jul 2026

1,456 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.02	20 / 65	Q2
1W	+0.10%	+0.04%	+0.06	20 / 65	Q2
2W	+0.20%	+0.10%	+0.10	18 / 65	Q2
1M	+0.43%	+0.19%	+0.24	14 / 63	Q1
3M	+1.28%	+0.64%	+0.64	15 / 59	Q2
6M	+2.57%	+1.23%	+1.33	10 / 59	Q1
YTD	+2.82%	+1.15%	+1.67	10 / 59	Q1
1Y	+5.36%	+2.54%	+2.83	11 / 54	Q1
2Y	+5.84%	+2.42%	+3.41	13 / 54	Q1
3Y	+6.16%	+2.73%	+3.43	8 / 51	Q1
4Y	+6.18%	+2.87%	+3.31	7 / 47	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.81%	+2.26%	+3.55	19 / 65	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.82%	+1.09%	+1.73	8 / 53
2025	+5.80%	+2.88%	+2.92	12 / 48
2024	+6.70%	+3.20%	+3.50	8 / 48
2023	+6.70%	+3.32%	+3.39	5 / 48
2022	+4.70%	+2.11%	+2.59	7 / 45
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.14%

46 windows

min 4.3% · max 6.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.29%

22 windows

min 5.8% · max 6.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.20%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Overnight Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund - Call Plan-Daily Dividend Plan	HDFC	₹1,042.6600	19 Jul 2026
NIPPON INDIA OVERNIGHT FUND - DAILY IDCW Option	Nippon India	₹100.0050	19 Jul 2026
SBI Magnum Insta Cash Fund - Liquid Floater Plan - Dividend	SBI	₹1,402.8963	19 Jul 2026
ICICI Prudential Overnight Fund - Daily IDCW	ICICI Prudential	₹1,000.0050	19 Jul 2026
quant Overnight Fund - Unclaimed IDCW Greater than 3 years	Quant	₹10.0000	19 Jul 2026
Franklin India Overnight Fund - Daily Dividend Plan - Daily - IDCW	Franklin India	₹1,000.0001	19 Jul 2026
Edelweiss Overnight Fund - Unclaimed IDCW Plan - Above 3 years	Edelweiss	₹1,000.0000	19 Jul 2026
HSBC Overnight Fund - Unclaimed IDCW Above three years	HSBC	₹1,000.0000	19 Jul 2026
Baroda BNP Paribas Overnight Fund - Plan C - Unclaimed IDCW - Greater than 3 years	Baroda BNP Paribas	₹1,000.0000	19 Jul 2026
UTI - G-Sec Fund-STP Growth	UTI	₹3,701.8737	19 Jul 2026

Recent NAVs

Date	NAV
19 Jul 2026	₹13.0510
17 Jul 2026	₹13.0473
16 Jul 2026	₹13.0455
15 Jul 2026	₹13.0436
14 Jul 2026	₹13.0418
13 Jul 2026	₹13.0400
12 Jul 2026	₹13.0382
10 Jul 2026	₹13.0345
9 Jul 2026	₹13.0326
8 Jul 2026	₹13.0308

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2026, the NAV of Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) is ₹13.0510. It's a Overnight Fund from the fund house, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) has NAV history starting from 01 Nov 2021, a track record of about 4 years 8 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) is managed by the fund house. It's classified by AMFI under the 'Overnight Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) has delivered a absolute return of 5.36% — +2.83 pp ahead of the Overnight Fund category average of 2.54%. The fund ranks #11 of 54 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) has delivered a CAGR of 6.16% — +3.43 pp ahead of the Overnight Fund category average of 2.73%. The fund ranks #8 of 51 in its category — the top (Q1) quartile.

Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) exactly 3 years ago would be worth approximately ₹119,643 today — a multiplier of 1.20×, based on the 3-year CAGR of 6.16%. The category average over the same window would have grown ₹1 lakh to ₹108,414.

A ₹10,000 monthly SIP in Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) over the last 3 years — total invested ₹360,000 — would be worth ₹393,289 today. That's an XIRR (money-weighted annualised return) of 5.83%.

Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹393,289 — XIRR 5.83%.

On a 3-year basis, Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) ranks #8 out of 51 funds in the Overnight Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.73%; this fund delivered 6.16%.

The worst peak-to-trough decline Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) has experienced over the last 3-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) averaged 6.29% (best 6.47%, worst 5.84%). 100% of rolling windows ended positive.

In calendar year 2025, Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) returned 5.80% — beating the Overnight Fund category average of 2.88% by 2.92 pp. It ranked #12 of 48 in its category that year.

Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Unclaimed Redemption - Upto 3 years (Invested in DSP Overnight Fund) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.