Should I invest in TRUSTMF MONEY MARKET FUND-MONTHLY IDCW?

We don't give personal investment advice. TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW

Latest NAV

₹1,152.0382

As of

3 Jun 2026

917 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.02	22 / 78	Q2
1W	+0.22%	+0.16%	+0.06	34 / 77	Q2
2W	-0.09%	+0.09%	-0.18	72 / 76	Q4
1M	+0.00%	+0.09%	-0.09	47 / 75	Q3
3M	+0.53%	+0.38%	+0.15	27 / 74	Q2
6M	+1.12%	+0.73%	+0.39	26 / 75	Q2
YTD	+0.91%	+0.64%	+0.27	27 / 74	Q2
1Y	+2.64%	+1.73%	+0.90	24 / 74	Q2
2Y	+3.54%	+2.20%	+1.34	23 / 72	Q2
3Y	+3.55%	+2.30%	+1.25	23 / 67	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.77%	+1.84%	+1.93	18 / 78	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.91%	+0.60%	+0.31	23 / 63
2025	+3.83%	+2.54%	+1.29	22 / 62
2024	+3.97%	+2.53%	+1.44	22 / 62
2023	+3.54%	+2.35%	+1.19	21 / 61
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.86%

35 windows

min 2.6% · max 4.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+3.80%

10 windows

min 3.6% · max 4.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.34%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.41%

Apr 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Money Market Fund - Daily IDCW Option - Direct Plan	HDFC	₹1,063.6400	3 Jun 2026
NIPPON INDIA MONEY MARKET FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹1,006.2364	3 Jun 2026
SBI Savings Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹18.5990	3 Jun 2026
ICICI Prudential Money Market Fund Option - Direct Plan - Daily IDCW	ICICI Prudential	₹100.1435	3 Jun 2026
Invesco India Money Market Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,012.2021	3 Jun 2026
Bandhan Money Market Fund -Direct Plan-Daily IDCW	Bandhan	₹10.0994	3 Jun 2026
Aditya Birla Sun Life Money Manager Fund - Direct - daily IDCW	Aditya Birla Sun Life	₹100.0200	3 Jun 2026
Franklin India Money Market Fund Retail Option - Direct - Daily - IDCW	Franklin India	₹10.0646	3 Jun 2026
Mirae Asset Money Market Fund Direct IDCW	Mirae Asset	₹1,346.7546	3 Jun 2026
Kotak Money Market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option) - Direct	Kotak	₹1,273.6788	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,152.0382
2 Jun 2026	₹1,151.8458
1 Jun 2026	₹1,151.4957
29 May 2026	₹1,150.5097
27 May 2026	₹1,149.7302
26 May 2026	₹1,149.3426
25 May 2026	₹1,149.4256
22 May 2026	₹1,151.9631
21 May 2026	₹1,151.9553
20 May 2026	₹1,152.6127

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW is ₹1,152.0382. It's a Money Market Fund from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW has NAV history starting from 18 Aug 2022, a track record of about 3 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW is managed by the fund house. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW has delivered a absolute return of 2.64% — +0.9 pp ahead of the Money Market Fund category average of 1.73%. The fund ranks #24 of 74 in its category — the second (Q2) quartile.

Over the trailing 3-year window, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW has delivered a CAGR of 3.55% — +1.25 pp ahead of the Money Market Fund category average of 2.30%. The fund ranks #23 of 67 in its category — the second (Q2) quartile.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW exactly 3 years ago would be worth approximately ₹111,044 today — a multiplier of 1.11×, based on the 3-year CAGR of 3.55%. The category average over the same window would have grown ₹1 lakh to ₹107,073.

A ₹10,000 monthly SIP in TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹379,108 today. That's an XIRR (money-weighted annualised return) of 3.38%.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹379,108 — XIRR 3.38%.

On a 3-year basis, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW ranks #23 out of 67 funds in the Money Market Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.30%; this fund delivered 3.55%.

The worst peak-to-trough decline TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW has experienced over the last 3-year window is 0.41% — its NAV fell from a high on 27 Apr 2026 to a low on 26 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW averaged 3.80% (best 4.08%, worst 3.55%). 100% of rolling windows ended positive.

In calendar year 2025, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW returned 3.83% — beating the Money Market Fund category average of 2.54% by 1.29 pp. It ranked #22 of 62 in its category that year.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. TRUSTMF MONEY MARKET FUND-DIRECT PLAN-MONTHLY IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.