Should I invest in TRUSTMF MONEY MARKET FUND?

We don't give personal investment advice. TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH

Latest NAV

₹1,308.3477

As of

17 Jul 2026

948 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.05%	0.00	25 / 29	Q4
1W	+0.08%	+0.08%	-0.01	27 / 29	Q4
2W	+0.07%	+0.08%	-0.01	27 / 29	Q4
1M	+0.64%	+0.64%	-0.01	26 / 29	Q4
3M	+1.57%	+1.52%	+0.05	8 / 29	Q2
6M	+3.30%	+3.26%	+0.04	18 / 29	Q3
YTD	+3.43%	+3.42%	+0.02	13 / 28	Q2
1Y	+6.19%	+6.20%	-0.01	23 / 27	Q4
2Y	+7.10%	+7.16%	-0.06	21 / 25	Q4
3Y	+7.13%	+7.30%	-0.17	23 / 24	Q4
4Y	+6.92%	+7.17%	-0.25	21 / 22	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.08%	+6.66%	+0.42	15 / 29	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.43%	+3.44%	0.00	13 / 27
2025	+7.21%	+7.47%	-0.26	23 / 24
2024	+7.51%	+7.65%	-0.14	21 / 24
2023	+7.17%	+7.34%	-0.18	18 / 23
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.26%

36 windows

min 6.1% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.25%

12 windows

min 7.0% · max 7.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.47%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.12%

Jul 2026 → Jul 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Money Market Fund - Growth Option - Direct Plan	HDFC	₹6,234.1150	17 Jul 2026
Nippon India Money Market Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹2,643.5232	17 Jul 2026
SBI SAVINGS FUND - DIRECT PLAN - GROWTH	SBI	₹47.4913	17 Jul 2026
ICICI Prudential Money Market Fund Option - Direct Plan - Growth	ICICI Prudential	₹410.5996	17 Jul 2026
Invesco India Money Market Fund - Direct Plan - Growth	Invesco	₹3,365.9897	17 Jul 2026
Bandhan Money Market Fund -Direct Plan-Growth	Bandhan	₹46.7104	17 Jul 2026
Aditya Birla Sun Life Money Manager Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹400.7744	17 Jul 2026
Franklin India Money Market Fund - Direct - Growth	Franklin India	₹55.4232	17 Jul 2026
Mirae Asset Money Market Fund Direct Growth	Mirae Asset	₹1,365.2024	17 Jul 2026
Kotak Money Market Fund - (Growth) - Direct	Kotak	₹4,847.4755	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,308.3477
16 Jul 2026	₹1,307.6949
15 Jul 2026	₹1,307.0686
14 Jul 2026	₹1,306.9043
13 Jul 2026	₹1,307.6757
10 Jul 2026	₹1,307.3509
9 Jul 2026	₹1,307.1457
8 Jul 2026	₹1,306.4194
7 Jul 2026	₹1,307.1204
6 Jul 2026	₹1,307.9383

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH is ₹1,308.3477. It's a Money Market Fund from the fund house, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH has NAV history starting from 18 Aug 2022, a track record of about 3 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH is managed by the fund house. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH has delivered a absolute return of 6.19% — -0.01 pp behind the Money Market Fund category average of 6.20%. The fund ranks #23 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH has delivered a CAGR of 7.13% — -0.17 pp behind the Money Market Fund category average of 7.30%. The fund ranks #23 of 24 in its category — the bottom (Q4) quartile.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH exactly 3 years ago would be worth approximately ₹122,959 today — a multiplier of 1.23×, based on the 3-year CAGR of 7.13%. The category average over the same window would have grown ₹1 lakh to ₹123,531.

A ₹10,000 monthly SIP in TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH over the last 3 years — total invested ₹360,000 — would be worth ₹400,226 today. That's an XIRR (money-weighted annualised return) of 7.00%.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹400,226 — XIRR 7.00%.

On a 3-year basis, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH ranks #23 out of 24 funds in the Money Market Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.30%; this fund delivered 7.13%.

The worst peak-to-trough decline TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH has experienced over the last 3-year window is 0.12% — its NAV fell from a high on 06 Jul 2026 to a low on 08 Jul 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH averaged 7.25% (best 7.39%, worst 7.04%). 100% of rolling windows ended positive.

In calendar year 2025, TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH returned 7.21% — lagging the Money Market Fund category average of 7.47% by 0.26 pp. It ranked #23 of 24 in its category that year.

TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. TRUSTMF MONEY MARKET FUND-DIRECT PLAN-GROWTH is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.