Should I invest in TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)?

We don't give personal investment advice. TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT

Latest NAV

₹1,294.2581

As of

9 Jul 2026

789 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-5.54%	+5.55	102 / 472	Q1
1W	+0.09%	-6.74%	+6.83	88 / 472	Q1
2W	+0.19%	-6.68%	+6.87	75 / 472	Q1
1M	+0.43%	-6.66%	+7.09	85 / 472	Q1
3M	+1.44%	-6.55%	+8.00	57 / 471	Q1
6M	+3.35%	-6.19%	+9.53	15 / 443	Q1
YTD	+3.40%	-6.25%	+9.65	14 / 452	Q1
1Y	+6.70%	-4.03%	+10.73	18 / 439	Q1
2Y	+7.93%	+0.31%	+7.62	11 / 439	Q1
3Y	+8.27%	+1.74%	+6.52	6 / 439	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.18%	+1.98%	+6.20	10 / 472	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.40%	+1.14%	+2.26	3 / 87
2025	+8.22%	+6.36%	+1.87	5 / 88
2024	+8.91%	+6.97%	+1.93	7 / 94
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.49%

28 windows

min 6.7% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.32%

4 windows

min 8.3% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.59%

3-year · annualised

Sharpe ratio

2.51

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.56%

Jun 2025 → Jun 2025

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan-XLIII-Series 5- Regular Plan-Payout of IDCW	Nippon India	₹13.3689	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4779	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN PERIODIC-IDCW (3652 days)	Bandhan	₹15.2970	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Regular Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.5537	17 Jul 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹48.9714	17 Jul 2026
Kotak FMP Series 304-Regular Plan-Payout of IDCW	Kotak	₹13.2822	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Regular - IDCW	DSP	₹13.2416	17 Jul 2026
HSBC Income Fund - Investment - Regular - Dividend	HSBC	₹10.6599	17 Jul 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Payout of IDCW Option	UTI	₹12.2216	17 Jul 2026
Axis Fixed Term Plan - Series 113 (1228 Days) - Regular Plan - Half Yearly IDCW	Axis	₹12.5758	17 Jul 2026

Recent NAVs

Date	NAV
9 Jul 2026	₹1,294.2581
8 Jul 2026	₹1,294.1339
7 Jul 2026	₹1,293.9667
6 Jul 2026	₹1,293.7989
3 Jul 2026	₹1,293.2970
2 Jul 2026	₹1,293.1296
1 Jul 2026	₹1,292.9546
30 Jun 2026	₹1,292.7775
29 Jun 2026	₹1,292.5974
25 Jun 2026	₹1,291.8391

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 09 Jul 2026, the NAV of TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT is ₹1,294.2581. It's a Medium to Long Duration Fund from the fund house, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT has NAV history starting from 03 Apr 2023, a track record of about 3 years 3 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT is managed by the fund house. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT has delivered a absolute return of 6.70% — +10.73 pp ahead of the Medium to Long Duration Fund category average of -4.03%. The fund ranks #18 of 439 in its category — the top (Q1) quartile.

Over the trailing 3-year window, TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT has delivered a CAGR of 8.27% — +6.52 pp ahead of the Medium to Long Duration Fund category average of 1.74%. The fund ranks #6 of 439 in its category — the top (Q1) quartile.

TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT exactly 3 years ago would be worth approximately ₹126,906 today — a multiplier of 1.27×, based on the 3-year CAGR of 8.27%. The category average over the same window would have grown ₹1 lakh to ₹105,319.

A ₹10,000 monthly SIP in TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT over the last 3 years — total invested ₹360,000 — would be worth ₹405,297 today. That's an XIRR (money-weighted annualised return) of 7.85%.

TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹405,297 — XIRR 7.85%.

On a 3-year basis, TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT ranks #6 out of 439 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.74%; this fund delivered 8.27%.

The worst peak-to-trough decline TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT has experienced over the last 3-year window is 1.56% — its NAV fell from a high on 27 Jun 2025 to a low on 30 Jun 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT averaged 8.32% (best 8.39%, worst 8.27%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 2.51 — strong risk-adjusted performance.

In calendar year 2025, TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT returned 8.22% — beating the Medium to Long Duration Fund category average of 6.36% by 1.87 pp. It ranked #5 of 88 in its category that year.

TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -IDCW PAYOUT is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.