Should I invest in Tata Floating Rate Fund - Short Term Option Bonus/ Dividend?

We don't give personal investment advice. Tata Floating Rate Fund - Short Term Option Bonus/ Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: -0.01%.

Tata

Tata Floating Rate Fund - Short Term Option Bonus/ Dividend

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 2 Feb 2014. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-8.69%	+8.70	7 / 23	Q2
1W	+0.00%	-8.62%	+8.62	18 / 23	Q4
2W	0.00%	-8.56%	+8.56	19 / 23	Q4
1M	+0.03%	-8.48%	+8.51	16 / 23	Q3
3M	0.00%	-7.99%	+7.99	17 / 23	Q3
6M	0.00%	-7.23%	+7.23	18 / 23	Q4
YTD	-0.04%	-14.84%	+14.80	19 / 25	Q4
1Y	+0.01%	-17.92%	+17.93	16 / 24	Q3
2Y	+0.01%	-17.12%	+17.13	18 / 25	Q3
3Y	+0.02%	-29.96%	+29.98	17 / 31	Q3
4Y	-0.03%	-22.63%	+22.61	17 / 28	Q3
5Y	-0.01%	-18.05%	+18.04	16 / 24	Q3
7Y	0.00%	+3.72%	-3.72	13 / 16	Q4
10Y	+0.00%	+3.75%	-3.75	9 / 10	Q4
Inception	+0.03%	-27.72%	+27.75	16 / 30	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	-0.04%	+1.76%	-1.80	7 / 9
2016	+0.01%	+2.87%	-2.87	9 / 12
2015	0.00%	+3.98%	-3.98	14 / 14
2014	0.00%	+3.53%	-3.53	17 / 18
2013	+0.00%	+3.32%	-3.32	17 / 20
2012	+0.02%	+3.06%	-3.04	12 / 18
2011	+0.01%	-5.64%	+5.65	18 / 21
2010	+0.04%	-19.63%	+19.67	15 / 23
2009	-0.03%	-7.48%	+7.45	15 / 21
2008	+0.02%	-0.77%	+0.79	17 / 20
2007	+0.14%	-7.74%	+7.88	12 / 19

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.01%

129 windows

min -0.2% · max 0.4%

76% positive

3-Year rolling

+0.00%

105 windows

min 0.0% · max 0.1%

58% positive

5-Year rolling

+0.00%

81 windows

min 0.0% · max 0.1%

40% positive

7-Year rolling

+0.00%

56 windows

min 0.0% · max 0.1%

73% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.21%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.19%

Apr 2016 → Apr 2016

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
27 Oct 2017	₹1,015.3515
26 Oct 2017	₹1,015.1974
25 Oct 2017	₹1,015.0487
24 Oct 2017	₹1,014.8825
23 Oct 2017	₹1,015.8025
22 Oct 2017	₹1,015.6494
21 Oct 2017	₹1,015.4960
20 Oct 2017	₹1,015.3429
19 Oct 2017	₹1,015.1900
18 Oct 2017	₹1,015.0370

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Floating Rate Fund - Short Term Option Bonus/ Dividend is a Floating Rate from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Floating Rate Fund - Short Term Option Bonus/ Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Floating Rate Fund - Short Term Option Bonus/ Dividend is managed by Tata. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Floating Rate Fund - Short Term Option Bonus/ Dividend has delivered a absolute return of 0.01% — +17.93 pp ahead of the Floating Rate category average of -17.92%. The fund ranks #16 of 24 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Floating Rate Fund - Short Term Option Bonus/ Dividend has delivered a CAGR of 0.02% — +29.98 pp ahead of the Floating Rate category average of -29.96%. The fund ranks #17 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Floating Rate Fund - Short Term Option Bonus/ Dividend has delivered a CAGR of -0.01% — +18.04 pp ahead of the Floating Rate category average of -18.05%. The fund ranks #16 of 24 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Floating Rate Fund - Short Term Option Bonus/ Dividend exactly 10 years ago would be worth approximately ₹100,046 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹144,511.

A ₹10,000 monthly SIP in Tata Floating Rate Fund - Short Term Option Bonus/ Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹599,938 today. That's an XIRR (money-weighted annualised return) of -0.00%.

A ₹10,000 monthly SIP for 10 years in Tata Floating Rate Fund - Short Term Option Bonus/ Dividend = ₹1,200,000 invested. It would currently be worth ₹1,199,881 (multiplier 1.00×). XIRR: -0.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Floating Rate Fund - Short Term Option Bonus/ Dividend ranks #16 out of 24 funds in the Floating Rate category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -18.05%; this fund delivered -0.01%.

The worst peak-to-trough decline Tata Floating Rate Fund - Short Term Option Bonus/ Dividend has experienced over the last 5-year window is 0.23% — its NAV fell from a high on 01 Apr 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Floating Rate Fund - Short Term Option Bonus/ Dividend averaged 0.00% (best 0.09%, worst -0.02%). 40% of rolling windows ended positive.

In calendar year 2016, Tata Floating Rate Fund - Short Term Option Bonus/ Dividend returned 0.01% — lagging the Floating Rate category average of 2.87% by 2.87 pp. It ranked #9 of 12 in its category that year.

Tata Floating Rate Fund - Short Term Option Bonus/ Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Floating Rate Fund - Short Term Option Bonus/ Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: -0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Floating Rate Fund - Short Term Option Bonus/ Dividend

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

More from Tata