Should I invest in SBI US Specific Equity Active FoF - Income Distribution cum Capital Withdrawal Option (IDCW)?

We don't give personal investment advice. SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.9%. 5-year CAGR: 16.92%.

SBI

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Latest NAV

₹24.0809

As of

17 Jul 2026

1,233 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.30%	-1.09%	-0.21	18 / 29	Q3
1W	-1.23%	-1.00%	-0.22	18 / 29	Q3
2W	+0.13%	-1.49%	+1.62	13 / 29	Q2
1M	+0.95%	-1.97%	+2.93	13 / 29	Q2
3M	+3.29%	+2.66%	+0.63	17 / 29	Q3
6M	+9.53%	+6.88%	+2.65	13 / 28	Q2
YTD	+14.27%	+10.58%	+3.69	11 / 28	Q2
1Y	+29.86%	+29.34%	+0.53	13 / 28	Q2
2Y	+20.17%	+21.44%	-1.27	16 / 27	Q3
3Y	+25.08%	+20.08%	+5.00	6 / 23	Q2
4Y	+23.45%	+20.19%	+3.26	5 / 21	Q1
5Y	+16.92%	+12.06%	+4.86	4 / 17	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.96%	+9.64%	+8.32	4 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+14.27%	+10.83%	+3.44	11 / 27
2025	+27.02%	+35.03%	-8.01	10 / 27
2024	+23.80%	+11.88%	+11.92	7 / 26
2023	+26.54%	+19.76%	+6.78	8 / 23
2022	-11.75%	-13.20%	+1.45	10 / 20
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.22%

53 windows

min -13.3% · max 61.0%

77% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.48%

29 windows

min 9.9% · max 29.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.29%

4 windows

min 16.6% · max 18.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.49%

3-year · annualised

Sharpe ratio

1.13

vs risk-free 6.5%

Sortino ratio

2.24

Downside-only deviation

Max drawdown

-21.91%

Jan 2025 → Apr 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Overseas

Scheme	Fund house	NAV	As of
Invesco India - Invesco Global Consumer Trends Fund of Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹12.3282	17 Jul 2026
Bandhan US specific Equity Active FOF - IDCW - REGULAR PLAN	Bandhan	₹19.1010	17 Jul 2026
Aditya Birla Sun Life US Equity Passive FOF-Regular IDCW	Aditya Birla Sun Life	₹22.1741	17 Jul 2026
Kotak International REIT Overseas Equity Omni FOF - Regular Plan - Payout of Income Distribution cum capital withdrawal option	Kotak	₹11.9832	17 Jul 2026
DSP BlackRock World Energy Fund - Regular Plan - Dividend	DSP BlackRock	₹20.0828	17 Jul 2026
DSP US Specific Debt Passive FoF - Regular - IDCW	DSP	₹12.7072	17 Jul 2026
Baroda BNP Paribas Aqua Fund of Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹16.0866	16 Jul 2026
Axis Global Equity Alpha Fund of Fund - Regular Plan - IDCW	Axis	₹24.4016	17 Jul 2026
Mahindra Manulife Asia Pacific REITs FOF - Regular Plan - IDCW	Mahindra Manulife	₹10.9041	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.0809
16 Jul 2026	₹24.3989
15 Jul 2026	₹24.6241
14 Jul 2026	₹24.5050
13 Jul 2026	₹24.2299
10 Jul 2026	₹24.3797
9 Jul 2026	₹24.2667
8 Jul 2026	₹23.9527
7 Jul 2026	₹24.0683
6 Jul 2026	₹24.3171

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹24.0809. It's a Fund of Funds - Overseas from SBI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has NAV history starting from 30 Mar 2021, a track record of about 5 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is managed by SBI. It's classified by AMFI under the 'Fund of Funds - Overseas' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a absolute return of 29.86% — +0.53 pp ahead of the Fund of Funds - Overseas category average of 29.34%. The fund ranks #13 of 28 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a CAGR of 25.08% — +5 pp ahead of the Fund of Funds - Overseas category average of 20.08%. The fund ranks #6 of 23 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a CAGR of 16.92% — +4.86 pp ahead of the Fund of Funds - Overseas category average of 12.06%. The fund ranks #4 of 17 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) exactly 5 years ago would be worth approximately ₹218,508 today — a multiplier of 2.19×, based on the 5-year CAGR of 16.92%. The category average over the same window would have grown ₹1 lakh to ₹176,679.

A ₹10,000 monthly SIP in SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹1,046,914 today. That's an XIRR (money-weighted annualised return) of 22.43%.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,046,914 — XIRR 22.43%.

On a 5-year basis, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) ranks #4 out of 17 funds in the Fund of Funds - Overseas category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.06%; this fund delivered 16.92%.

The worst peak-to-trough decline SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has experienced over the last 5-year window is 21.91% — its NAV fell from a high on 23 Jan 2025 to a low on 08 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) averaged 17.29% (best 18.47%, worst 16.63%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) returned 27.02% — lagging the Fund of Funds - Overseas category average of 35.03% by 8.01 pp. It ranked #10 of 27 in its category that year.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.9%. 5-year CAGR: 16.92%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.