Should I invest in SBI US Specific Equity Active FoF - Income Distribution cum Capital Withdrawal Option (IDCW)?

We don't give personal investment advice. SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.9%. 5-year CAGR: 18.21%.

SBI

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Latest NAV

₹24.9287

As of

2 Jun 2026

1,204 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.80%	+0.86%	-0.06	11 / 29	Q2
1W	+0.46%	+0.67%	-0.22	14 / 29	Q2
2W	+2.48%	+2.78%	-0.30	15 / 29	Q3
1M	+3.50%	+3.80%	-0.30	14 / 29	Q2
3M	+11.09%	+10.03%	+1.07	14 / 28	Q2
6M	+18.85%	+16.61%	+2.24	14 / 28	Q2
YTD	+18.29%	+15.28%	+3.02	12 / 28	Q2
1Y	+48.02%	+42.46%	+5.55	11 / 28	Q2
2Y	+27.55%	+27.28%	+0.28	10 / 27	Q2
3Y	+29.15%	+24.23%	+4.92	6 / 23	Q2
4Y	+22.32%	+19.49%	+2.83	6 / 21	Q2
5Y	+18.21%	+13.30%	+4.91	3 / 15	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+19.21%	+10.34%	+8.88	4 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+18.29%	+15.70%	+2.60	12 / 27
2025	+27.02%	+35.03%	-8.01	10 / 27
2024	+23.80%	+11.88%	+11.92	7 / 26
2023	+26.54%	+19.76%	+6.78	8 / 23
2022	-11.75%	-13.20%	+1.45	10 / 20
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.30%

52 windows

min -11.7% · max 54.1%

75% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.01%

27 windows

min 6.1% · max 31.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.21%

3 windows

min 15.8% · max 18.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.29%

3-year · annualised

Sharpe ratio

1.52

vs risk-free 6.5%

Sortino ratio

3.24

Downside-only deviation

Max drawdown

-21.91%

Jan 2025 → Apr 2025

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Overseas

Scheme	Fund house	NAV	As of
Invesco India - Invesco Global Consumer Trends Fund of Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹14.4629	2 Jun 2026
Bandhan US specific Equity Active FOF - IDCW - REGULAR PLAN	Bandhan	₹20.5310	2 Jun 2026
Aditya Birla Sun Life Global Emerging Opportunities Fund - Regular - IDCW	Aditya Birla Sun Life	₹35.4283	2 Jun 2026
Kotak Global Innovation Overseas Equity Omni FOF - Regular Plan -IDCW Option	Kotak	₹14.9742	2 Jun 2026
DSP BlackRock World Energy Fund - Regular Plan - Dividend	DSP BlackRock	₹21.6135	2 Jun 2026
DSP Global Innovation Overseas Equity Omni FoF - Regular - IDCW	DSP	₹22.2995	2 Jun 2026
Baroda BNP Paribas Aqua Fund of Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹15.1620	2 Jun 2026
Axis Global Equity Alpha Fund of Fund - Regular Plan - IDCW	Axis	₹24.3105	2 Jun 2026
Mahindra Manulife Asia Pacific REITs FOF - Regular Plan - IDCW	Mahindra Manulife	₹10.7003	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹24.9287
1 Jun 2026	₹24.7307
31 May 2026	₹24.7869
27 May 2026	₹24.7390
26 May 2026	₹24.8155
22 May 2026	₹24.7075
21 May 2026	₹24.7296
20 May 2026	₹24.8270
19 May 2026	₹24.3251
18 May 2026	₹24.5748

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹24.9287. It's a Fund of Funds - Overseas from SBI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has NAV history starting from 30 Mar 2021, a track record of about 5 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is managed by SBI. It's classified by AMFI under the 'Fund of Funds - Overseas' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a absolute return of 48.02% — +5.55 pp ahead of the Fund of Funds - Overseas category average of 42.46%. The fund ranks #11 of 28 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a CAGR of 29.15% — +4.92 pp ahead of the Fund of Funds - Overseas category average of 24.23%. The fund ranks #6 of 23 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered a CAGR of 18.21% — +4.91 pp ahead of the Fund of Funds - Overseas category average of 13.30%. The fund ranks #3 of 15 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) exactly 5 years ago would be worth approximately ₹230,813 today — a multiplier of 2.31×, based on the 5-year CAGR of 18.21%. The category average over the same window would have grown ₹1 lakh to ₹186,727.

A ₹10,000 monthly SIP in SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹1,102,270 today. That's an XIRR (money-weighted annualised return) of 24.56%.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,102,270 — XIRR 24.56%.

On a 5-year basis, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) ranks #3 out of 15 funds in the Fund of Funds - Overseas category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.30%; this fund delivered 18.21%.

The worst peak-to-trough decline SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has experienced over the last 5-year window is 21.91% — its NAV fell from a high on 23 Jan 2025 to a low on 08 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) averaged 17.21% (best 18.21%, worst 15.84%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.74 — reasonable risk-adjusted performance.

In calendar year 2025, SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) returned 27.02% — lagging the Fund of Funds - Overseas category average of 35.03% by 8.01 pp. It ranked #10 of 27 in its category that year.

SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI US Specific Equity Active FoF- Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.9%. 5-year CAGR: 18.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.