Should I invest in SBI TECHNOLOGY OPPORTUNITIES FUND?

We don't give personal investment advice. SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 7.88%.

SBI

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH

Latest NAV

₹191.0088

As of

17 Jul 2026

3,332 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	-0.07%	+0.12	82 / 175	Q2
1W	+1.44%	-0.23%	+1.67	4 / 175	Q1
2W	+4.18%	-0.28%	+4.46	5 / 176	Q1
1M	+2.73%	+1.47%	+1.26	74 / 176	Q2
3M	-1.58%	+4.83%	-6.41	161 / 176	Q4
6M	-16.07%	+4.22%	-20.29	166 / 168	Q4
YTD	-16.71%	+2.36%	-19.08	163 / 165	Q4
1Y	-11.79%	+4.18%	-15.97	151 / 155	Q4
2Y	-2.21%	+2.32%	-4.54	88 / 111	Q4
3Y	+6.98%	+13.55%	-6.57	69 / 74	Q4
4Y	+10.60%	+14.92%	-4.32	50 / 55	Q4
5Y	+7.88%	+10.53%	-2.66	39 / 46	Q4
7Y	+16.64%	+16.29%	+0.35	15 / 32	Q2
10Y	+15.29%	+13.68%	+1.61	8 / 23	Q2
Inception	+16.97%	+9.09%	+7.88	32 / 176	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.71%	+2.99%	-19.70	163 / 164
2025	+1.36%	+1.66%	-0.30	68 / 133
2024	+29.85%	+21.92%	+7.92	16 / 82
2023	+24.43%	+31.01%	-6.58	43 / 59
2022	-15.46%	+2.36%	-17.83	49 / 52
2021	+65.55%	+31.79%	+33.76	2 / 42
2020	+46.62%	+20.01%	+26.61	6 / 34
2019	+11.89%	+8.53%	+3.37	10 / 28
2018	+17.88%	-6.81%	+24.69	2 / 23
2017	+12.74%	+37.67%	-24.94	22 / 23
2016	-3.19%	+8.37%	-11.57	20 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.60%

153 windows

min -16.4% · max 95.1%

79% positive

3-Year rolling

+17.48%

129 windows

min 0.2% · max 38.4%

100% positive

5-Year rolling

+18.83%

104 windows

min 2.5% · max 30.2%

100% positive

7-Year rolling

+18.59%

80 windows

min 11.2% · max 25.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.47%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.20

Downside-only deviation

Max drawdown

-24.60%

Dec 2025 → Jun 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹12.2936	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹21.0071	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹23.1700	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹64.3300	17 Jul 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.5060	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹21.9450	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹191.0088
16 Jul 2026	₹190.8950
15 Jul 2026	₹190.4704
14 Jul 2026	₹189.9423
13 Jul 2026	₹190.5200
10 Jul 2026	₹188.2978
9 Jul 2026	₹186.6749
8 Jul 2026	₹184.5751
7 Jul 2026	₹187.0053
6 Jul 2026	₹183.4040

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is ₹191.0088. It's a Sectoral/Thematic Fund from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has NAV history starting from 09 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has delivered a absolute return of -11.79% — -15.97 pp behind the Sectoral/Thematic Fund category average of 4.18%. The fund ranks #151 of 155 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has delivered a CAGR of 6.98% — -6.57 pp behind the Sectoral/Thematic Fund category average of 13.55%. The fund ranks #69 of 74 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has delivered a CAGR of 7.88% — -2.66 pp behind the Sectoral/Thematic Fund category average of 10.53%. The fund ranks #39 of 46 in its category — the bottom (Q4) quartile.

₹1 lakh invested in SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH exactly 10 years ago would be worth approximately ₹414,935 today — a multiplier of 4.15×, based on the 10-year CAGR of 15.29%. The category average over the same window would have grown ₹1 lakh to ₹360,408.

A ₹10,000 monthly SIP in SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹678,388 today. That's an XIRR (money-weighted annualised return) of 4.85%.

A ₹10,000 monthly SIP for 10 years in SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,603,903 (multiplier 2.17×). XIRR: 14.81%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH ranks #39 out of 46 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.53%; this fund delivered 7.88%.

The worst peak-to-trough decline SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has experienced over the last 5-year window is 26.04% — its NAV fell from a high on 04 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH averaged 18.83% (best 30.24%, worst 2.47%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.15 — weak risk-adjusted performance.

In calendar year 2025, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH returned 1.36% — lagging the Sectoral/Thematic Fund category average of 1.66% by 0.30 pp. It ranked #68 of 133 in its category that year.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 7.88%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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