Should I invest in SBI TECHNOLOGY OPPORTUNITIES FUND?

We don't give personal investment advice. SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 10.53%.

SBI

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH

Latest NAV

₹191.9911

As of

2 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.76%	+0.27%	+1.49	7 / 175	Q1
1W	+2.58%	-1.35%	+3.94	4 / 175	Q1
2W	+2.10%	-0.09%	+2.19	35 / 176	Q1
1M	+3.39%	-0.53%	+3.92	20 / 176	Q1
3M	+2.52%	+2.12%	+0.39	83 / 174	Q2
6M	-16.52%	-1.85%	-14.67	164 / 165	Q4
YTD	-16.29%	-1.98%	-14.31	163 / 165	Q4
1Y	-9.16%	+3.78%	-12.95	144 / 151	Q4
2Y	+5.42%	+3.55%	+1.86	39 / 106	Q2
3Y	+9.84%	+14.41%	-4.56	54 / 67	Q4
4Y	+9.15%	+13.82%	-4.67	50 / 54	Q4
5Y	+10.53%	+10.37%	+0.15	29 / 45	Q3
7Y	+16.49%	+14.79%	+1.70	14 / 32	Q2
10Y	+15.00%	+14.01%	+0.99	9 / 23	Q2
Inception	+17.18%	+7.02%	+10.16	26 / 176	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.29%	-1.38%	-14.91	163 / 164
2025	+1.36%	+1.66%	-0.30	68 / 133
2024	+29.85%	+21.92%	+7.92	16 / 82
2023	+24.43%	+31.01%	-6.58	43 / 59
2022	-15.46%	+2.36%	-17.83	49 / 52
2021	+65.55%	+31.79%	+33.76	2 / 42
2020	+46.62%	+20.01%	+26.61	6 / 34
2019	+11.89%	+8.53%	+3.37	10 / 28
2018	+17.88%	-6.81%	+24.69	2 / 23
2017	+12.74%	+37.67%	-24.94	22 / 23
2016	-3.19%	+8.37%	-11.57	20 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.08%

152 windows

min -19.8% · max 98.2%

77% positive

3-Year rolling

+17.47%

127 windows

min 1.0% · max 39.9%

100% positive

5-Year rolling

+18.83%

103 windows

min 1.8% · max 29.9%

100% positive

7-Year rolling

+18.54%

79 windows

min 10.5% · max 25.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.58%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-24.45%

Dec 2025 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹191.9911
1 Jun 2026	₹188.6622
31 May 2026	₹186.7915
27 May 2026	₹187.2124
26 May 2026	₹187.1558
25 May 2026	₹187.0131
22 May 2026	₹185.8870
21 May 2026	₹186.4618
20 May 2026	₹187.8337
19 May 2026	₹188.0395

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is ₹191.9911. It's a Sectoral/Thematic Fund from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has NAV history starting from 09 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has delivered a absolute return of -9.16% — -12.95 pp behind the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #144 of 151 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has delivered a CAGR of 9.84% — -4.56 pp behind the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #54 of 67 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has delivered a CAGR of 10.53% — +0.15 pp ahead of the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #29 of 45 in its category — the third (Q3) quartile.

₹1 lakh invested in SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH exactly 10 years ago would be worth approximately ₹404,598 today — a multiplier of 4.05×, based on the 10-year CAGR of 15.00%. The category average over the same window would have grown ₹1 lakh to ₹371,044.

A ₹10,000 monthly SIP in SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹691,847 today. That's an XIRR (money-weighted annualised return) of 5.63%.

A ₹10,000 monthly SIP for 10 years in SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,664,285 (multiplier 2.22×). XIRR: 15.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH ranks #29 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.37%; this fund delivered 10.53%.

The worst peak-to-trough decline SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH has experienced over the last 5-year window is 26.04% — its NAV fell from a high on 04 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH averaged 18.83% (best 29.89%, worst 1.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2025, SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH returned 1.36% — lagging the Sectoral/Thematic Fund category average of 1.66% by 0.30 pp. It ranked #68 of 133 in its category that year.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.0%. 5-year CAGR: 10.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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