Should I invest in SBI TECHNOLOGY OPPORTUNITIES FUND?

We don't give personal investment advice. SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.6%. 5-year CAGR: 11.76%.

SBI

SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH

Latest NAV

₹220.5786

As of

2 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.77%	+0.27%	+1.50	11 / 258	Q1
1W	+2.60%	-1.34%	+3.94	8 / 258	Q1
2W	+2.14%	+0.04%	+2.10	48 / 259	Q1
1M	+3.47%	-0.39%	+3.85	29 / 259	Q1
3M	+2.77%	+2.19%	+0.58	118 / 257	Q2
6M	-16.11%	-1.09%	-15.02	245 / 247	Q4
YTD	-15.94%	-1.30%	-14.64	244 / 247	Q4
1Y	-8.26%	+5.02%	-13.27	219 / 230	Q4
2Y	+6.50%	+5.50%	+1.00	71 / 182	Q2
3Y	+11.00%	+16.94%	-5.93	114 / 139	Q4
4Y	+10.33%	+16.57%	-6.24	109 / 119	Q4
5Y	+11.76%	+13.73%	-1.96	75 / 109	Q3
7Y	+17.74%	+16.42%	+1.32	37 / 91	Q2
10Y	+16.20%	+15.07%	+1.13	25 / 76	Q2
Inception	+18.37%	+10.45%	+7.92	44 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-15.94%	-0.94%	-15.01	242 / 244
2025	+2.38%	+4.41%	-2.02	116 / 208
2024	+31.25%	+23.18%	+8.07	29 / 155
2023	+25.85%	+33.51%	-7.66	95 / 127
2022	-14.46%	+4.32%	-18.78	109 / 116
2021	+67.59%	+34.43%	+33.16	6 / 104
2020	+48.05%	+21.19%	+26.86	14 / 94
2019	+12.84%	+9.30%	+3.54	24 / 85
2018	+19.68%	-5.36%	+25.04	3 / 77
2017	+13.40%	+35.61%	-22.21	69 / 76
2016	-2.50%	+4.98%	-7.48	58 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.28%

152 windows

min -19.0% · max 100.2%

79% positive

3-Year rolling

+18.67%

127 windows

min 1.8% · max 41.3%

100% positive

5-Year rolling

+20.06%

103 windows

min 2.8% · max 31.2%

100% positive

7-Year rolling

+19.76%

79 windows

min 11.6% · max 27.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.61%

3-year · annualised

Sharpe ratio

0.32

vs risk-free 6.5%

Sortino ratio

0.48

Downside-only deviation

Max drawdown

-24.25%

Dec 2025 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹220.5786
1 Jun 2026	₹216.7483
31 May 2026	₹214.5933
27 May 2026	₹215.0540
26 May 2026	₹214.9833
25 May 2026	₹214.8137
22 May 2026	₹213.5032
21 May 2026	₹214.1576
20 May 2026	₹215.7276
19 May 2026	₹215.9582

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH is ₹220.5786. It's a Sectoral/Thematic Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH has NAV history starting from 10 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH has delivered a absolute return of -8.26% — -13.27 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #219 of 230 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH has delivered a CAGR of 11.00% — -5.93 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #114 of 139 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH has delivered a CAGR of 11.76% — -1.96 pp behind the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #75 of 109 in its category — the third (Q3) quartile.

₹1 lakh invested in SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH exactly 10 years ago would be worth approximately ₹448,843 today — a multiplier of 4.49×, based on the 10-year CAGR of 16.20%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹712,679 today. That's an XIRR (money-weighted annualised return) of 6.81%.

A ₹10,000 monthly SIP for 10 years in SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,860,109 (multiplier 2.38×). XIRR: 16.55%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH ranks #75 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 13.73%; this fund delivered 11.76%.

The worst peak-to-trough decline SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH has experienced over the last 5-year window is 25.62% — its NAV fell from a high on 04 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH averaged 20.06% (best 31.23%, worst 2.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.35 — weak risk-adjusted performance.

In calendar year 2025, SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH returned 2.38% — lagging the Sectoral/Thematic Fund category average of 4.41% by 2.02 pp. It ranked #116 of 208 in its category that year.

SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.6%. 5-year CAGR: 11.76%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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