Should I invest in SBI MSFU FMCG?

We don't give personal investment advice. SBI MSFU FMCG is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 12.54%.

SBI

SBI MSFU FMCG

Latest NAV

₹166.0221

As of

3 Jun 2026

4,953 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.49%	+0.28%	+0.21	32 / 122	Q2
1W	-2.15%	-1.28%	-0.87	94 / 122	Q4
2W	-2.75%	+0.09%	-2.84	112 / 122	Q4
1M	-5.06%	-0.62%	-4.44	118 / 122	Q4
3M	-3.63%	+1.50%	-5.13	98 / 122	Q4
6M	-10.63%	-2.06%	-8.58	102 / 122	Q4
YTD	-9.76%	-1.85%	-7.91	102 / 122	Q4
1Y	-9.17%	+2.44%	-11.61	105 / 119	Q4
2Y	-1.92%	+3.47%	-5.39	88 / 116	Q4
3Y	+7.57%	+14.90%	-7.33	96 / 112	Q4
4Y	+10.85%	+14.65%	-3.81	81 / 105	Q4
5Y	+12.54%	+12.36%	+0.18	48 / 104	Q2
7Y	+13.38%	+13.76%	-0.38	50 / 99	Q3
10Y	+11.56%	+11.67%	-0.10	52 / 93	Q3
Inception	+12.29%	+10.81%	+1.48	45 / 122	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.76%	-2.01%	-7.75	98 / 118
2025	-7.16%	+3.20%	-10.35	106 / 115
2024	+22.85%	+19.60%	+3.25	33 / 113
2023	+29.85%	+31.56%	-1.71	59 / 108
2022	+13.86%	+2.19%	+11.68	20 / 104
2021	+33.28%	+32.41%	+0.87	46 / 102
2020	+13.68%	+18.32%	-4.64	45 / 100
2019	+0.43%	+5.50%	-5.07	70 / 97
2018	-17.10%	-10.07%	-7.03	69 / 94
2017	+53.09%	+30.10%	+22.99	4 / 93
2016	+2.33%	-0.25%	+2.58	32 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.45%

234 windows

min -33.5% · max 82.0%

73% positive

3-Year rolling

+16.09%

210 windows

min -9.0% · max 43.5%

93% positive

5-Year rolling

+15.48%

185 windows

min -4.5% · max 32.9%

99% positive

7-Year rolling

+13.87%

161 windows

min 0.0% · max 25.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.47%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.19

Downside-only deviation

Max drawdown

-27.06%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹16.8310	3 Jun 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.7005	3 Jun 2026
Magnum Equity Fund -Dividend	SBI	₹71.4772	3 Jun 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5700	3 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹21.5824	3 Jun 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.2801	3 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹67.0980	3 Jun 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.3200	3 Jun 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹382.6597	3 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹62.7500	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹166.0221
2 Jun 2026	₹166.0112
1 Jun 2026	₹165.1999
31 May 2026	₹167.3114
29 May 2026	₹167.3282
27 May 2026	₹170.1906
26 May 2026	₹169.6563
25 May 2026	₹169.6837
22 May 2026	₹169.0453
21 May 2026	₹169.0485

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI MSFU FMCG is ₹166.0221. It's a Sectoral/Thematic Fund from SBI, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

SBI MSFU FMCG has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI MSFU FMCG is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI MSFU FMCG has delivered a absolute return of -9.17% — -11.61 pp behind the Sectoral/Thematic Fund category average of 2.44%. The fund ranks #105 of 119 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI MSFU FMCG has delivered a CAGR of 7.57% — -7.33 pp behind the Sectoral/Thematic Fund category average of 14.90%. The fund ranks #96 of 112 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI MSFU FMCG has delivered a CAGR of 12.54% — +0.18 pp ahead of the Sectoral/Thematic Fund category average of 12.36%. The fund ranks #48 of 104 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI MSFU FMCG exactly 10 years ago would be worth approximately ₹298,720 today — a multiplier of 2.99×, based on the 10-year CAGR of 11.56%. The category average over the same window would have grown ₹1 lakh to ₹301,430.

A ₹10,000 monthly SIP in SBI MSFU FMCG over the last 5 years — total invested ₹600,000 — would be worth ₹703,937 today. That's an XIRR (money-weighted annualised return) of 6.32%.

A ₹10,000 monthly SIP for 10 years in SBI MSFU FMCG = ₹1,200,000 invested. It would currently be worth ₹2,178,669 (multiplier 1.82×). XIRR: 11.47%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI MSFU FMCG ranks #48 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.36%; this fund delivered 12.54%.

The worst peak-to-trough decline SBI MSFU FMCG has experienced over the last 5-year window is 27.06% — its NAV fell from a high on 26 Sep 2024 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI MSFU FMCG averaged 15.48% (best 32.95%, worst -4.47%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2025, SBI MSFU FMCG returned -7.16% — lagging the Sectoral/Thematic Fund category average of 3.20% by 10.35 pp. It ranked #106 of 115 in its category that year.

SBI MSFU FMCG is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI MSFU FMCG is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 12.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.