Should I invest in SBI MNC FUND?

We don't give personal investment advice. SBI MNC FUND - DIRECT PLAN -GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 9.18%.

SBI

SBI MNC FUND - DIRECT PLAN -GROWTH

Latest NAV

₹437.3250

As of

17 Jul 2026

3,339 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.93%	-0.05%	-0.88	232 / 258	Q4
1W	+0.33%	-0.18%	+0.51	47 / 258	Q1
2W	+0.07%	-0.17%	+0.25	141 / 259	Q3
1M	+2.77%	+1.63%	+1.14	97 / 259	Q2
3M	+8.77%	+4.83%	+3.94	57 / 259	Q1
6M	+14.34%	+4.61%	+9.73	36 / 250	Q1
YTD	+12.25%	+2.98%	+9.27	30 / 247	Q1
1Y	+5.95%	+5.46%	+0.50	103 / 235	Q2
2Y	+3.23%	+4.09%	-0.86	98 / 187	Q3
3Y	+7.80%	+15.93%	-8.13	139 / 148	Q4
4Y	+10.96%	+17.58%	-6.63	113 / 121	Q4
5Y	+9.18%	+13.72%	-4.54	97 / 110	Q4
7Y	+14.52%	+17.79%	-3.27	66 / 91	Q3
10Y	+11.92%	+14.89%	-2.97	67 / 76	Q4
Inception	+14.63%	+12.07%	+2.55	111 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+12.25%	+3.40%	+8.85	30 / 244
2025	-4.99%	+4.41%	-9.40	188 / 208
2024	+8.88%	+23.18%	-14.29	148 / 155
2023	+24.32%	+33.51%	-9.20	103 / 127
2022	-5.02%	+4.32%	-9.34	87 / 116
2021	+39.88%	+34.43%	+5.45	34 / 104
2020	+20.97%	+21.19%	-0.23	36 / 94
2019	+6.71%	+9.30%	-2.58	44 / 85
2018	-9.24%	-5.36%	-3.88	49 / 77
2017	+42.56%	+35.61%	+6.96	27 / 76
2016	-1.11%	+4.98%	-6.09	54 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.16%

153 windows

min -10.7% · max 84.5%

84% positive

3-Year rolling

+14.62%

129 windows

min 2.4% · max 34.6%

100% positive

5-Year rolling

+14.29%

105 windows

min 3.1% · max 25.4%

100% positive

7-Year rolling

+13.82%

80 windows

min 10.6% · max 18.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.88%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.22

Downside-only deviation

Max drawdown

-15.45%

Sep 2024 → Apr 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹437.3250
16 Jul 2026	₹441.4194
15 Jul 2026	₹436.5832
14 Jul 2026	₹434.7202
13 Jul 2026	₹434.8262
10 Jul 2026	₹435.8962
9 Jul 2026	₹433.4113
8 Jul 2026	₹428.5256
7 Jul 2026	₹433.4055
6 Jul 2026	₹438.7058

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI MNC FUND - DIRECT PLAN -GROWTH is ₹437.3250. It's a Sectoral/Thematic Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI MNC FUND - DIRECT PLAN -GROWTH has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI MNC FUND - DIRECT PLAN -GROWTH is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI MNC FUND - DIRECT PLAN -GROWTH has delivered a absolute return of 5.95% — +0.5 pp ahead of the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #103 of 235 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI MNC FUND - DIRECT PLAN -GROWTH has delivered a CAGR of 7.80% — -8.13 pp behind the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #139 of 148 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI MNC FUND - DIRECT PLAN -GROWTH has delivered a CAGR of 9.18% — -4.54 pp behind the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #97 of 110 in its category — the bottom (Q4) quartile.

₹1 lakh invested in SBI MNC FUND - DIRECT PLAN -GROWTH exactly 10 years ago would be worth approximately ₹308,434 today — a multiplier of 3.08×, based on the 10-year CAGR of 11.92%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in SBI MNC FUND - DIRECT PLAN -GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹752,770 today. That's an XIRR (money-weighted annualised return) of 9.00%.

A ₹10,000 monthly SIP for 10 years in SBI MNC FUND - DIRECT PLAN -GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,239,546 (multiplier 1.87×). XIRR: 11.99%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI MNC FUND - DIRECT PLAN -GROWTH ranks #97 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.72%; this fund delivered 9.18%.

The worst peak-to-trough decline SBI MNC FUND - DIRECT PLAN -GROWTH has experienced over the last 5-year window is 18.79% — its NAV fell from a high on 04 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI MNC FUND - DIRECT PLAN -GROWTH averaged 14.29% (best 25.41%, worst 3.07%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.

In calendar year 2025, SBI MNC FUND - DIRECT PLAN -GROWTH returned -4.99% — lagging the Sectoral/Thematic Fund category average of 4.41% by 9.40 pp. It ranked #188 of 208 in its category that year.

SBI MNC FUND - DIRECT PLAN -GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI MNC FUND - DIRECT PLAN -GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 9.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI MNC FUND - DIRECT PLAN -GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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