Should I invest in SBI INFRASTRUCTURE FUND?

We don't give personal investment advice. SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.2%. 5-year CAGR: 18.54%.

SBI

SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH

Latest NAV

₹55.9602

As of

17 Jul 2026

3,339 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.54%	-0.05%	-0.50	211 / 258	Q4
1W	+0.30%	-0.18%	+0.49	53 / 258	Q1
2W	+0.49%	-0.17%	+0.66	83 / 259	Q2
1M	+0.73%	+1.63%	-0.89	191 / 259	Q3
3M	+4.54%	+4.83%	-0.29	122 / 259	Q2
6M	+7.02%	+4.61%	+2.41	91 / 250	Q2
YTD	+4.06%	+2.98%	+1.08	96 / 247	Q2
1Y	+1.76%	+5.46%	-3.70	156 / 235	Q3
2Y	-1.18%	+4.09%	-5.27	150 / 187	Q4
3Y	+17.72%	+15.93%	+1.79	62 / 148	Q2
4Y	+21.52%	+17.58%	+3.94	32 / 121	Q2
5Y	+18.54%	+13.72%	+4.81	23 / 110	Q1
7Y	+19.80%	+17.79%	+2.01	34 / 91	Q2
10Y	+15.74%	+14.89%	+0.85	34 / 76	Q2
Inception	+14.77%	+12.07%	+2.70	109 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.06%	+3.40%	+0.66	95 / 244
2025	-0.38%	+4.41%	-4.78	143 / 208
2024	+21.15%	+23.18%	-2.02	83 / 155
2023	+49.54%	+33.51%	+16.03	15 / 127
2022	+9.74%	+4.32%	+5.42	44 / 116
2021	+47.66%	+34.43%	+13.23	24 / 104
2020	+8.52%	+21.19%	-12.67	69 / 94
2019	+10.31%	+9.30%	+1.01	32 / 85
2018	-17.40%	-5.36%	-12.04	65 / 77
2017	+41.23%	+35.61%	+5.63	29 / 76
2016	+9.13%	+4.98%	+4.15	24 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.92%

153 windows

min -21.8% · max 76.3%

83% positive

3-Year rolling

+18.09%

129 windows

min -5.4% · max 38.6%

95% positive

5-Year rolling

+16.89%

105 windows

min 0.8% · max 34.8%

100% positive

7-Year rolling

+15.84%

80 windows

min 6.6% · max 22.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.58%

3-year · annualised

Sharpe ratio

0.71

vs risk-free 6.5%

Sortino ratio

1.17

Downside-only deviation

Max drawdown

-23.17%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹55.9602
16 Jul 2026	₹56.2646
15 Jul 2026	₹55.9030
14 Jul 2026	₹55.7875
13 Jul 2026	₹55.8353
10 Jul 2026	₹55.7909
9 Jul 2026	₹55.0385
8 Jul 2026	₹54.6525
7 Jul 2026	₹55.4269
6 Jul 2026	₹55.8050

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH is ₹55.9602. It's a Sectoral/Thematic Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH has delivered a absolute return of 1.76% — -3.7 pp behind the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #156 of 235 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH has delivered a CAGR of 17.72% — +1.79 pp ahead of the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #62 of 148 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH has delivered a CAGR of 18.54% — +4.81 pp ahead of the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #23 of 110 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH exactly 10 years ago would be worth approximately ₹431,359 today — a multiplier of 4.31×, based on the 10-year CAGR of 15.74%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹900,239 today. That's an XIRR (money-weighted annualised return) of 16.23%.

A ₹10,000 monthly SIP for 10 years in SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹3,096,582 (multiplier 2.58×). XIRR: 18.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH ranks #23 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.72%; this fund delivered 18.54%.

The worst peak-to-trough decline SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH has experienced over the last 5-year window is 23.17% — its NAV fell from a high on 23 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH averaged 16.89% (best 34.84%, worst 0.81%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.76 — reasonable risk-adjusted performance.

In calendar year 2025, SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH returned -0.38% — lagging the Sectoral/Thematic Fund category average of 4.41% by 4.78 pp. It ranked #143 of 208 in its category that year.

SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI INFRASTRUCTURE FUND - DIRECT PLAN - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.2%. 5-year CAGR: 18.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.