Should I invest in SBI HEALTHCARE OPPORTUNITIES FUND?

We don't give personal investment advice. SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.2%. 5-year CAGR: 16.23%.

SBI

SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH

Latest NAV

₹526.6839

As of

2 Jun 2026

3,306 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.11%	+0.27%	-0.38	199 / 258	Q4
1W	-2.01%	-1.34%	-0.67	175 / 258	Q3
2W	-2.29%	+0.04%	-2.33	243 / 259	Q4
1M	+2.09%	-0.39%	+2.47	54 / 259	Q1
3M	+6.49%	+2.19%	+4.30	64 / 257	Q1
6M	+5.90%	-1.09%	+6.99	49 / 247	Q1
YTD	+8.74%	-1.30%	+10.05	25 / 247	Q1
1Y	+10.49%	+5.02%	+5.47	55 / 230	Q1
2Y	+17.08%	+5.50%	+11.58	11 / 182	Q1
3Y	+25.52%	+16.94%	+8.58	17 / 139	Q1
4Y	+23.68%	+16.57%	+7.11	17 / 119	Q1
5Y	+16.23%	+13.73%	+2.50	33 / 109	Q2
7Y	+23.54%	+16.42%	+7.12	5 / 91	Q1
10Y	+14.12%	+15.07%	-0.95	50 / 76	Q3
Inception	+17.54%	+10.45%	+7.09	52 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+8.74%	-0.94%	+9.68	25 / 244
2025	-2.79%	+4.41%	-7.20	167 / 208
2024	+43.43%	+23.18%	+20.26	6 / 155
2023	+40.03%	+33.51%	+6.52	36 / 127
2022	-5.01%	+4.32%	-9.34	86 / 116
2021	+20.34%	+34.43%	-14.08	83 / 104
2020	+67.14%	+21.19%	+45.94	8 / 94
2019	+0.31%	+9.30%	-8.99	76 / 85
2018	-8.77%	-5.36%	-3.41	46 / 77
2017	+2.71%	+35.61%	-32.90	76 / 76
2016	-13.11%	+4.98%	-18.09	75 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.32%

152 windows

min -16.8% · max 84.3%

68% positive

3-Year rolling

+15.98%

127 windows

min -8.9% · max 34.7%

80% positive

5-Year rolling

+14.44%

103 windows

min -4.1% · max 32.7%

99% positive

7-Year rolling

+14.58%

79 windows

min 6.3% · max 23.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.07%

3-year · annualised

Sharpe ratio

1.24

vs risk-free 6.5%

Sortino ratio

2.45

Downside-only deviation

Max drawdown

-13.51%

Jan 2025 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹526.6839
1 Jun 2026	₹527.2899
31 May 2026	₹530.5772
27 May 2026	₹534.9391
26 May 2026	₹537.4877
25 May 2026	₹538.0219
22 May 2026	₹538.4936
21 May 2026	₹543.5384
20 May 2026	₹539.6701
19 May 2026	₹539.0277

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH is ₹526.6839. It's a Sectoral/Thematic Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH has delivered a absolute return of 10.49% — +5.47 pp ahead of the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #55 of 230 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH has delivered a CAGR of 25.52% — +8.58 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #17 of 139 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH has delivered a CAGR of 16.23% — +2.5 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #33 of 109 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH exactly 10 years ago would be worth approximately ₹374,633 today — a multiplier of 3.75×, based on the 10-year CAGR of 14.12%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹976,015 today. That's an XIRR (money-weighted annualised return) of 19.53%.

A ₹10,000 monthly SIP for 10 years in SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH = ₹1,200,000 invested. It would currently be worth ₹3,225,571 (multiplier 2.69×). XIRR: 18.78%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH ranks #33 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.73%; this fund delivered 16.23%.

The worst peak-to-trough decline SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH has experienced over the last 5-year window is 18.15% — its NAV fell from a high on 16 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH averaged 14.44% (best 32.68%, worst -4.14%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.70 — reasonable risk-adjusted performance.

In calendar year 2025, SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH returned -2.79% — lagging the Sectoral/Thematic Fund category average of 4.41% by 7.20 pp. It ranked #167 of 208 in its category that year.

SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.2%. 5-year CAGR: 16.23%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.