Should I invest in SBI GOLD FUND REGULAR PLAN?

We don't give personal investment advice. SBI GOLD FUND REGULAR PLAN - GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 22.54%.

SBI

SBI GOLD FUND REGULAR PLAN - GROWTH

Latest NAV

₹40.7868

As of

17 Jul 2026

3,590 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.66%	-0.22%	-0.44	82 / 109	Q4
1W	-2.02%	-0.75%	-1.27	98 / 109	Q4
2W	-3.85%	-1.60%	-2.25	90 / 109	Q4
1M	-6.45%	-2.40%	-4.05	89 / 109	Q4
3M	-7.30%	-1.44%	-5.86	87 / 109	Q4
6M	-1.80%	-1.62%	-0.18	69 / 99	Q3
YTD	+4.71%	+2.04%	+2.67	14 / 94	Q1
1Y	+42.51%	+22.02%	+20.49	15 / 81	Q1
2Y	+35.80%	+17.61%	+18.19	13 / 54	Q1
3Y	+31.51%	+18.95%	+12.56	12 / 46	Q2
4Y	+27.21%	+17.14%	+10.07	8 / 38	Q1
5Y	+22.54%	+12.88%	+9.66	4 / 26	Q1
7Y	+20.56%	+14.29%	+6.28	2 / 16	Q1
10Y	+14.97%	+10.63%	+4.34	1 / 12	Q1
Inception	+9.93%	+13.31%	-3.38	50 / 109	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.71%	+2.04%	+2.67	14 / 93
2025	+70.71%	+38.72%	+31.98	13 / 58
2024	+19.07%	+18.45%	+0.62	10 / 47
2023	+13.92%	+18.51%	-4.59	23 / 43
2022	+12.64%	+0.21%	+12.44	2 / 31
2021	-5.47%	+11.59%	-17.06	22 / 23
2020	+27.19%	+19.23%	+7.97	3 / 17
2019	+22.91%	+13.31%	+9.60	3 / 16
2018	+5.67%	+2.19%	+3.49	5 / 15
2017	+4.23%	+11.24%	-7.01	10 / 12
2016	+10.03%	+8.65%	+1.38	4 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.85%

169 windows

min -15.6% · max 80.0%

72% positive

3-Year rolling

+8.98%

145 windows

min -8.6% · max 37.3%

79% positive

5-Year rolling

+8.74%

120 windows

min -3.1% · max 25.1%

79% positive

7-Year rolling

+9.31%

96 windows

min -0.6% · max 24.3%

97% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.78%

3-year · annualised

Sharpe ratio

1.28

vs risk-free 6.5%

Sortino ratio

3.26

Downside-only deviation

Max drawdown

-24.72%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
Invesco India Gold ETF Fund of Fund - Regular Plan - Growth	Invesco	₹39.0681	17 Jul 2026
Bandhan Gold ETF FOF-Regular-Growth	Bandhan	₹9.1555	17 Jul 2026
Quantum Gold Savings Fund - Regular Plan Growth Option	Quantum	₹52.9361	17 Jul 2026
Mirae Asset Gold ETF Fund of Fund - Regular Plan - Growth	Mirae Asset	₹17.5170	17 Jul 2026
Kotak Gold Silver Passive FOF - Regular Plan - Growth	Kotak	₹14.1320	17 Jul 2026
Edelweiss Gold and Silver ETF FOF - Regular Plan - Growth	Edelweiss	₹31.2880	17 Jul 2026
DSP Gold ETF Fund of Fund - Regular - Growth	DSP	₹21.8543	17 Jul 2026
HSBC Gold ETF Fund of fund - Regular Growth	HSBC	₹9.6412	17 Jul 2026
Baroda BNP Paribas Gold ETF Fund of Funds Regular Growth	Baroda BNP Paribas	₹13.9555	17 Jul 2026
UTI Gold ETF Fund of Fund - Regular Plan - Growth Opton	UTI	₹26.5367	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹40.7868
16 Jul 2026	₹41.0572
15 Jul 2026	₹41.0269
14 Jul 2026	₹40.8633
13 Jul 2026	₹41.2191
10 Jul 2026	₹41.6271
9 Jul 2026	₹41.7129
8 Jul 2026	₹41.2419
7 Jul 2026	₹41.7857
6 Jul 2026	₹42.1141

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI GOLD FUND REGULAR PLAN - GROWTH is ₹40.7868. It's a Fund of Funds - Domestic from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI GOLD FUND REGULAR PLAN - GROWTH has NAV history starting from 19 Sep 2011, a track record of about 14 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI GOLD FUND REGULAR PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI GOLD FUND REGULAR PLAN - GROWTH has delivered a absolute return of 42.51% — +20.49 pp ahead of the Fund of Funds - Domestic category average of 22.02%. The fund ranks #15 of 81 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI GOLD FUND REGULAR PLAN - GROWTH has delivered a CAGR of 31.51% — +12.56 pp ahead of the Fund of Funds - Domestic category average of 18.95%. The fund ranks #12 of 46 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI GOLD FUND REGULAR PLAN - GROWTH has delivered a CAGR of 22.54% — +9.66 pp ahead of the Fund of Funds - Domestic category average of 12.88%. The fund ranks #4 of 26 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI GOLD FUND REGULAR PLAN - GROWTH exactly 10 years ago would be worth approximately ₹403,533 today — a multiplier of 4.04×, based on the 10-year CAGR of 14.97%. The category average over the same window would have grown ₹1 lakh to ₹274,720.

A ₹10,000 monthly SIP in SBI GOLD FUND REGULAR PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹1,208,216 today. That's an XIRR (money-weighted annualised return) of 28.42%.

A ₹10,000 monthly SIP for 10 years in SBI GOLD FUND REGULAR PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹3,430,038 (multiplier 2.86×). XIRR: 19.92%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI GOLD FUND REGULAR PLAN - GROWTH ranks #4 out of 26 funds in the Fund of Funds - Domestic category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.88%; this fund delivered 22.54%.

The worst peak-to-trough decline SBI GOLD FUND REGULAR PLAN - GROWTH has experienced over the last 5-year window is 24.72% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI GOLD FUND REGULAR PLAN - GROWTH averaged 8.74% (best 25.13%, worst -3.07%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is 0.97 — reasonable risk-adjusted performance.

In calendar year 2025, SBI GOLD FUND REGULAR PLAN - GROWTH returned 70.71% — beating the Fund of Funds - Domestic category average of 38.72% by 31.98 pp. It ranked #13 of 58 in its category that year.

SBI GOLD FUND REGULAR PLAN - GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI GOLD FUND REGULAR PLAN - GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 22.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.