Should I invest in SBI GOLD FUND REGULAR PLAN?

We don't give personal investment advice. SBI GOLD FUND REGULAR PLAN - GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 24.66%.

SBI

SBI GOLD FUND REGULAR PLAN - GROWTH

Latest NAV

₹45.0074

As of

3 Jun 2026

3,559 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.97%	+0.30%	+0.67	8 / 109	Q1
1W	-0.61%	-0.70%	+0.09	51 / 109	Q2
2W	-1.47%	-0.35%	-1.12	87 / 109	Q4
1M	+5.04%	+2.29%	+2.75	26 / 109	Q1
3M	-7.07%	-0.25%	-6.82	88 / 106	Q4
6M	+21.68%	+9.88%	+11.80	16 / 92	Q1
YTD	+16.48%	+5.17%	+11.32	12 / 94	Q1
1Y	+59.63%	+33.10%	+26.54	12 / 76	Q1
2Y	+45.39%	+22.95%	+22.44	12 / 53	Q1
3Y	+35.48%	+21.56%	+13.93	13 / 46	Q2
4Y	+30.48%	+17.07%	+13.41	6 / 36	Q1
5Y	+24.66%	+13.33%	+11.34	4 / 26	Q1
7Y	+23.81%	+14.80%	+9.01	2 / 16	Q1
10Y	+16.97%	+11.19%	+5.78	1 / 12	Q1
Inception	+10.82%	+17.13%	-6.31	45 / 109	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+16.48%	+5.20%	+11.28	12 / 93
2025	+70.71%	+38.72%	+31.98	13 / 58
2024	+19.07%	+18.45%	+0.62	10 / 47
2023	+13.92%	+18.51%	-4.59	23 / 43
2022	+12.64%	+0.21%	+12.44	2 / 31
2021	-5.47%	+11.59%	-17.06	22 / 23
2020	+27.19%	+19.23%	+7.97	3 / 17
2019	+22.91%	+13.31%	+9.60	3 / 16
2018	+5.67%	+2.19%	+3.49	5 / 15
2017	+4.23%	+11.24%	-7.01	10 / 12
2016	+10.03%	+8.65%	+1.38	4 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.40%

168 windows

min -16.9% · max 84.7%

70% positive

3-Year rolling

+8.72%

143 windows

min -9.6% · max 40.8%

78% positive

5-Year rolling

+8.56%

119 windows

min -3.3% · max 27.9%

80% positive

7-Year rolling

+9.04%

95 windows

min -0.5% · max 24.5%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.39%

3-year · annualised

Sharpe ratio

1.48

vs risk-free 6.5%

Sortino ratio

2.97

Downside-only deviation

Max drawdown

-24.72%

Jan 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
Invesco India Gold ETF Fund of Fund - Regular Plan - Growth	Invesco	₹42.9701	3 Jun 2026
Bandhan Gold ETF FOF-Regular-Growth	Bandhan	₹10.0683	3 Jun 2026
Quantum Gold Savings Fund - Regular Plan Growth Option	Quantum	₹58.2494	3 Jun 2026
Mirae Asset Gold ETF Fund of Fund - Regular Plan - Growth	Mirae Asset	₹19.3120	3 Jun 2026
Kotak Gold Silver Passive FOF - Regular Plan - Growth	Kotak	₹16.2720	3 Jun 2026
Edelweiss Gold and Silver ETF FOF - Regular Plan - Growth	Edelweiss	₹36.4960	2 Jun 2026
DSP Gold ETF Fund of Fund - Regular - Growth	DSP	₹24.0797	3 Jun 2026
HSBC Gold ETF Fund of fund - Regular Growth	HSBC	₹10.6331	2 Jun 2026
Baroda BNP Paribas Gold ETF Fund of Funds Regular Growth	Baroda BNP Paribas	₹15.3613	3 Jun 2026
UTI Gold ETF Fund of Fund - Regular Plan - Growth Opton	UTI	₹29.2610	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹45.0074
2 Jun 2026	₹45.3737
1 Jun 2026	₹44.9365
31 May 2026	₹45.3474
29 May 2026	₹45.3483
27 May 2026	₹45.4621
26 May 2026	₹45.6506
25 May 2026	₹46.0171
22 May 2026	₹45.9981
21 May 2026	₹46.1080

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI GOLD FUND REGULAR PLAN - GROWTH is ₹45.0074. It's a Fund of Funds - Domestic from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI GOLD FUND REGULAR PLAN - GROWTH has NAV history starting from 19 Sep 2011, a track record of about 14 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI GOLD FUND REGULAR PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI GOLD FUND REGULAR PLAN - GROWTH has delivered a absolute return of 59.63% — +26.54 pp ahead of the Fund of Funds - Domestic category average of 33.10%. The fund ranks #12 of 76 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI GOLD FUND REGULAR PLAN - GROWTH has delivered a CAGR of 35.48% — +13.93 pp ahead of the Fund of Funds - Domestic category average of 21.56%. The fund ranks #13 of 46 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI GOLD FUND REGULAR PLAN - GROWTH has delivered a CAGR of 24.66% — +11.34 pp ahead of the Fund of Funds - Domestic category average of 13.33%. The fund ranks #4 of 26 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI GOLD FUND REGULAR PLAN - GROWTH exactly 10 years ago would be worth approximately ₹479,546 today — a multiplier of 4.80×, based on the 10-year CAGR of 16.97%. The category average over the same window would have grown ₹1 lakh to ₹288,801.

A ₹10,000 monthly SIP in SBI GOLD FUND REGULAR PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹1,376,951 today. That's an XIRR (money-weighted annualised return) of 33.95%.

A ₹10,000 monthly SIP for 10 years in SBI GOLD FUND REGULAR PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹3,875,706 (multiplier 3.23×). XIRR: 22.18%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI GOLD FUND REGULAR PLAN - GROWTH ranks #4 out of 26 funds in the Fund of Funds - Domestic category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.32%; this fund delivered 24.66%.

The worst peak-to-trough decline SBI GOLD FUND REGULAR PLAN - GROWTH has experienced over the last 5-year window is 24.72% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI GOLD FUND REGULAR PLAN - GROWTH averaged 8.56% (best 27.93%, worst -3.32%). 80% of rolling windows ended positive. The 5-year Sharpe ratio is 1.10 — strong risk-adjusted performance.

In calendar year 2025, SBI GOLD FUND REGULAR PLAN - GROWTH returned 70.71% — beating the Fund of Funds - Domestic category average of 38.72% by 31.98 pp. It ranked #13 of 58 in its category that year.

SBI GOLD FUND REGULAR PLAN - GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI GOLD FUND REGULAR PLAN - GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.7%. 5-year CAGR: 24.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.