Should I invest in SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days)?

We don't give personal investment advice. SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 6.94%.

SBI

SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth

Latest NAV

₹17.2161

As of

17 Jul 2026

2,258 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	-2.27%	+2.34	26 / 1079	Q1
1W	+0.09%	-2.67%	+2.75	466 / 945	Q2
2W	+0.30%	-2.63%	+2.93	55 / 930	Q1
1M	+0.63%	-2.40%	+3.04	94 / 924	Q1
3M	+2.20%	-1.35%	+3.55	61 / 916	Q1
6M	+3.08%	+0.02%	+3.06	357 / 876	Q2
YTD	+3.07%	-0.17%	+3.24	266 / 880	Q2
1Y	+5.24%	+3.22%	+2.03	545 / 835	Q3
2Y	+7.72%	+4.01%	+3.71	300 / 807	Q2
3Y	+7.69%	+4.45%	+3.24	422 / 800	Q3
4Y	+7.95%	+7.85%	+0.10	81 / 166	Q2
5Y	+6.94%	+7.41%	-0.47	37 / 81	Q2
7Y	+7.02%	+6.40%	+0.62	11 / 39	Q2
10Y	—	—	—	—	—
Inception	+7.84%	+5.01%	+2.83	613 / 1079	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.07%	+2.71%	+0.36	33 / 91
2025	+8.34%	+6.90%	+1.44	8 / 98
2024	+9.10%	+9.13%	-0.02	16 / 103
2023	+7.75%	+7.13%	+0.62	11 / 89
2022	+3.21%	-1.01%	+4.23	45 / 220
2021	+4.30%	-0.37%	+4.67	91 / 366
2020	+11.14%	+6.75%	+4.39	29 / 486
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.31%

76 windows

min 1.0% · max 15.8%

100% positive

3-Year rolling

+6.70%

51 windows

min 4.7% · max 9.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.89%

27 windows

min 6.5% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.37%

3 windows

min 7.0% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.67%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.88%

Aug 2025 → Aug 2025

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option - Direct Plan	HDFC	₹12.6069	17 Jul 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Direct Plan - Growth Option	Nippon India	₹17.7273	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Growth	SBI	₹17.7027	17 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Growth	ICICI Prudential	₹44.8881	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN-GROWTH (3652 days)	Bandhan	₹18.0849	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Growth Option	Aditya Birla Sun Life	₹13.6165	17 Jul 2026
Franklin India Medium to Long Duration Fund - Direct Growth	Franklin India	₹11.2815	17 Jul 2026
Kotak Bond Fund - Growth - Direct	Kotak	₹90.6522	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - Growth	DSP	₹13.3392	17 Jul 2026
HSBC Medium to Long Duration Fund - Direct Growth	HSBC	₹48.8567	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.2161
16 Jul 2026	₹17.2036
15 Jul 2026	₹17.1982
14 Jul 2026	₹17.1893
13 Jul 2026	₹17.2042
10 Jul 2026	₹17.2013
9 Jul 2026	₹17.1732
8 Jul 2026	₹17.1803
7 Jul 2026	₹17.1895
6 Jul 2026	₹17.1831

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth is ₹17.2161. It's a Medium to Long Duration Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth has NAV history starting from 23 May 2019, a track record of about 7 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth is managed by SBI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth has delivered a absolute return of 5.24% — +2.03 pp ahead of the Medium to Long Duration Fund category average of 3.22%. The fund ranks #545 of 835 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth has delivered a CAGR of 7.69% — +3.24 pp ahead of the Medium to Long Duration Fund category average of 4.45%. The fund ranks #422 of 800 in its category — the third (Q3) quartile.

Over the trailing 5-year window, SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth has delivered a CAGR of 6.94% — -0.47 pp behind the Medium to Long Duration Fund category average of 7.41%. The fund ranks #37 of 81 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹139,877 today — a multiplier of 1.40×, based on the 5-year CAGR of 6.94%. The category average over the same window would have grown ₹1 lakh to ₹142,953.

A ₹10,000 monthly SIP in SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹723,447 today. That's an XIRR (money-weighted annualised return) of 7.41%.

SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,081,542 — XIRR 7.11%.

On a 5-year basis, SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth ranks #37 out of 81 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.41%; this fund delivered 6.94%.

The worst peak-to-trough decline SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth has experienced over the last 5-year window is 2.88% — its NAV fell from a high on 19 Dec 2021 to a low on 13 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth averaged 6.89% (best 7.69%, worst 6.53%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.11 — weak risk-adjusted performance.

In calendar year 2025, SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth returned 8.34% — beating the Medium to Long Duration Fund category average of 6.90% by 1.44 pp. It ranked #8 of 98 in its category that year.

SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 6.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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