Should I invest in SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR?

We don't give personal investment advice. SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 12.55%.

SBI

SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH

Latest NAV

₹275.7528

As of

3 Jun 2026

3,309 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.49%	+0.27%	+0.22	62 / 175	Q2
1W	-2.15%	-1.35%	-0.80	127 / 175	Q3
2W	-2.75%	-0.09%	-2.66	168 / 176	Q4
1M	-5.06%	-0.53%	-4.53	174 / 176	Q4
3M	-3.63%	+2.12%	-5.75	143 / 174	Q4
6M	-10.63%	-1.85%	-8.78	154 / 165	Q4
YTD	-9.76%	-1.98%	-7.79	151 / 165	Q4
1Y	-9.17%	+3.78%	-12.95	145 / 151	Q4
2Y	-1.92%	+3.55%	-5.47	95 / 106	Q4
3Y	+7.57%	+14.41%	-6.84	64 / 67	Q4
4Y	+10.85%	+13.82%	-2.97	46 / 54	Q4
5Y	+12.55%	+10.37%	+2.17	22 / 45	Q2
7Y	+13.38%	+14.79%	-1.42	20 / 32	Q3
10Y	+13.44%	+14.01%	-0.57	16 / 23	Q3
Inception	+13.51%	+7.02%	+6.49	54 / 176	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.76%	-1.38%	-8.38	151 / 164
2025	-7.16%	+1.66%	-8.82	119 / 133
2024	+22.85%	+21.92%	+0.93	35 / 82
2023	+29.85%	+31.01%	-1.17	30 / 59
2022	+13.86%	+2.36%	+11.50	11 / 52
2021	+33.32%	+31.79%	+1.53	16 / 42
2020	+13.64%	+20.01%	-6.37	17 / 34
2019	+0.43%	+8.53%	-8.10	22 / 28
2018	-2.03%	-6.81%	+4.78	11 / 23
2017	+53.10%	+37.67%	+15.43	4 / 23
2016	+2.33%	+8.37%	-6.05	17 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.57%

152 windows

min -31.2% · max 71.8%

80% positive

3-Year rolling

+15.97%

127 windows

min -3.8% · max 36.2%

95% positive

5-Year rolling

+15.75%

103 windows

min 2.3% · max 28.8%

100% positive

7-Year rolling

+14.55%

79 windows

min 7.5% · max 19.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.47%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.19

Downside-only deviation

Max drawdown

-27.06%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹275.7528
2 Jun 2026	₹275.7347
1 Jun 2026	₹274.3872
31 May 2026	₹277.8943
29 May 2026	₹277.9221
27 May 2026	₹282.6764
26 May 2026	₹281.7890
25 May 2026	₹281.8344
22 May 2026	₹280.7742
21 May 2026	₹280.7794

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH is ₹275.7528. It's a Sectoral/Thematic Fund from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH is managed by SBI. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH has delivered a absolute return of -9.17% — -12.95 pp behind the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #145 of 151 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH has delivered a CAGR of 7.57% — -6.84 pp behind the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #64 of 67 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH has delivered a CAGR of 12.55% — +2.17 pp ahead of the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #22 of 45 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH exactly 10 years ago would be worth approximately ₹353,024 today — a multiplier of 3.53×, based on the 10-year CAGR of 13.44%. The category average over the same window would have grown ₹1 lakh to ₹371,044.

A ₹10,000 monthly SIP in SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹703,967 today. That's an XIRR (money-weighted annualised return) of 6.32%.

A ₹10,000 monthly SIP for 10 years in SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH = ₹1,200,000 invested. It would currently be worth ₹2,278,711 (multiplier 1.90×). XIRR: 12.31%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH ranks #22 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.37%; this fund delivered 12.55%.

The worst peak-to-trough decline SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH has experienced over the last 5-year window is 27.06% — its NAV fell from a high on 26 Sep 2024 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH averaged 15.75% (best 28.78%, worst 2.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2025, SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH returned -7.16% — lagging the Sectoral/Thematic Fund category average of 1.66% by 8.82 pp. It ranked #119 of 133 in its category that year.

SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 12.55%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.