Should I invest in SBI Children's Fund - Investment Plan?

We don't give personal investment advice. SBI Children's Fund - Investment Plan - Regular Plan - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.9%. 5-year CAGR: 21.24%.

SBI

SBI Children's Fund - Investment Plan - Regular Plan - Growth

Latest NAV

₹49.5660

As of

17 Jul 2026

1,429 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.24%	-0.21	6 / 6	Q4
1W	-0.27%	+0.08%	-0.35	6 / 6	Q4
2W	-0.07%	+0.50%	-0.56	6 / 6	Q4
1M	+2.96%	+2.06%	+0.90	1 / 6	Q1
3M	+9.73%	+4.41%	+5.32	1 / 6	Q1
6M	+13.05%	+3.16%	+9.89	1 / 6	Q1
YTD	+11.99%	+1.55%	+10.45	1 / 6	Q1
1Y	+14.22%	+4.09%	+10.13	1 / 6	Q1
2Y	+10.81%	+4.50%	+6.30	1 / 5	Q1
3Y	+21.42%	+12.21%	+9.20	1 / 4	Q1
4Y	+22.35%	+13.38%	+8.97	1 / 4	Q1
5Y	+21.24%	+11.16%	+10.08	1 / 4	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+31.69%	+13.04%	+18.65	1 / 6	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+11.99%	+1.55%	+10.45	1 / 6
2025	+2.10%	+5.72%	-3.62	6 / 6
2024	+38.49%	+20.06%	+18.42	1 / 5
2023	+29.47%	+19.56%	+9.92	1 / 4
2022	+4.86%	-2.44%	+7.30	1 / 4
2021	+77.05%	+35.46%	+41.59	1 / 4
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+28.87%

59 windows

min 1.5% · max 123.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+25.53%

34 windows

min 18.8% · max 40.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+26.99%

10 windows

min 21.2% · max 34.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.00%

3-year · annualised

Sharpe ratio

0.94

vs risk-free 6.5%

Sortino ratio

1.87

Downside-only deviation

Max drawdown

-15.89%

Jan 2025 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA REGULAR GROWTH	Aditya Birla Sun Life	₹20.7500	17 Jul 2026
Baroda BNP Paribas Children's Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹11.0935	17 Jul 2026
Axis Children's Fund - Lock in - Regular Growth	Axis	₹26.3282	17 Jul 2026
Union Children's Fund - Regular Plan - Growth Option	Union	₹12.8600	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹49.5660
16 Jul 2026	₹49.5493
15 Jul 2026	₹49.8533
14 Jul 2026	₹49.5591
13 Jul 2026	₹49.5987
10 Jul 2026	₹49.6996
9 Jul 2026	₹49.5005
8 Jul 2026	₹49.2274
7 Jul 2026	₹49.5925
6 Jul 2026	₹49.5636

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI Children's Fund - Investment Plan - Regular Plan - Growth is ₹49.5660. It's a Children's Fund from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Children's Fund - Investment Plan - Regular Plan - Growth has NAV history starting from 07 Oct 2020, a track record of about 5 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Children's Fund - Investment Plan - Regular Plan - Growth is managed by SBI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Children's Fund - Investment Plan - Regular Plan - Growth has delivered a absolute return of 14.22% — +10.13 pp ahead of the Children's Fund category average of 4.09%. The fund ranks #1 of 6 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI Children's Fund - Investment Plan - Regular Plan - Growth has delivered a CAGR of 21.42% — +9.2 pp ahead of the Children's Fund category average of 12.21%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI Children's Fund - Investment Plan - Regular Plan - Growth has delivered a CAGR of 21.24% — +10.08 pp ahead of the Children's Fund category average of 11.16%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI Children's Fund - Investment Plan - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹261,909 today — a multiplier of 2.62×, based on the 5-year CAGR of 21.24%. The category average over the same window would have grown ₹1 lakh to ₹169,728.

A ₹10,000 monthly SIP in SBI Children's Fund - Investment Plan - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹994,000 today. That's an XIRR (money-weighted annualised return) of 20.29%.

SBI Children's Fund - Investment Plan - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹994,000 — XIRR 20.29%.

On a 5-year basis, SBI Children's Fund - Investment Plan - Regular Plan - Growth ranks #1 out of 4 funds in the Children's Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.16%; this fund delivered 21.24%.

The worst peak-to-trough decline SBI Children's Fund - Investment Plan - Regular Plan - Growth has experienced over the last 5-year window is 15.89% — its NAV fell from a high on 02 Jan 2025 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Children's Fund - Investment Plan - Regular Plan - Growth averaged 26.99% (best 34.58%, worst 21.24%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.97 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Children's Fund - Investment Plan - Regular Plan - Growth returned 2.10% — lagging the Children's Fund category average of 5.72% by 3.62 pp. It ranked #6 of 6 in its category that year.

SBI Children's Fund - Investment Plan - Regular Plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI Children's Fund - Investment Plan - Regular Plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.9%. 5-year CAGR: 21.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Children's Fund - Investment Plan - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Children's Fund

Recent NAVs

Frequently asked questions

More from SBI