Should I invest in Sahara Super 20 Fund?

We don't give personal investment advice. Sahara Super 20 Fund - Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.8%. 5-year CAGR: -1.56%.

Sahara

Sahara Super 20 Fund - Dividend Option

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	+0.06%	-0.07	181 / 299	Q3
1W	-7.53%	-3.61%	-3.92	281 / 303	Q4
2W	-17.08%	-4.52%	-12.56	279 / 303	Q4
1M	-30.00%	-5.64%	-24.36	285 / 302	Q4
3M	-32.31%	-4.27%	-28.04	287 / 302	Q4
6M	-27.78%	+1.48%	-29.26	292 / 307	Q4
YTD	-31.82%	-0.18%	-31.64	293 / 309	Q4
1Y	-27.58%	+7.10%	-34.68	286 / 307	Q4
2Y	-12.32%	+2.20%	-14.52	250 / 303	Q4
3Y	-6.25%	+0.76%	-7.00	202 / 264	Q4
4Y	+0.04%	+0.58%	-0.54	171 / 235	Q3
5Y	-1.56%	+0.02%	-1.58	173 / 208	Q4
7Y	+4.15%	+3.12%	+1.03	104 / 130	Q4
10Y	+3.23%	+7.20%	-3.98	51 / 68	Q3
Inception	+3.72%	+0.51%	+3.21	179 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-31.82%	-9.83%	-22.00	34 / 39
2019	+11.51%	+4.81%	+6.70	8 / 39
2018	-4.18%	-8.44%	+4.26	19 / 55
2017	+25.69%	+29.57%	-3.88	45 / 65
2016	+3.73%	+1.07%	+2.66	30 / 88
2015	-3.87%	-3.94%	+0.07	67 / 99
2014	+27.24%	+34.59%	-7.35	92 / 133
2013	+2.66%	+0.03%	+2.63	61 / 154
2012	+23.68%	+23.57%	+0.12	112 / 190
2011	-16.23%	-23.68%	+7.45	42 / 241
2010	+8.16%	+11.69%	-3.52	164 / 256

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.49%

118 windows

min -27.6% · max 44.6%

75% positive

3-Year rolling

+8.14%

93 windows

min -6.2% · max 17.2%

96% positive

5-Year rolling

+8.59%

69 windows

min -1.6% · max 13.7%

99% positive

7-Year rolling

+8.24%

45 windows

min 4.2% · max 10.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.57%

3-year · annualised

Sharpe ratio

-0.46

vs risk-free 6.5%

Sortino ratio

-0.53

Downside-only deviation

Max drawdown

-32.75%

Jan 2020 → Mar 2020

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
27 Mar 2020	₹15.0289
26 Mar 2020	₹15.0298
25 Mar 2020	₹15.0308
24 Mar 2020	₹15.0317
23 Mar 2020	₹15.0326
20 Mar 2020	₹16.2524
19 Mar 2020	₹15.8562
18 Mar 2020	₹16.1757
17 Mar 2020	₹16.7796
16 Mar 2020	₹17.1549

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Sahara Super 20 Fund - Dividend Option is a Growth from Sahara (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Sahara Super 20 Fund - Dividend Option has NAV history starting from 13 Aug 2009, a track record of about 16 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sahara Super 20 Fund - Dividend Option is managed by Sahara. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sahara Super 20 Fund - Dividend Option has delivered a absolute return of -27.58% — -34.68 pp behind the Growth category average of 7.10%. The fund ranks #286 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Sahara Super 20 Fund - Dividend Option has delivered a CAGR of -6.25% — -7 pp behind the Growth category average of 0.76%. The fund ranks #202 of 264 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sahara Super 20 Fund - Dividend Option has delivered a CAGR of -1.56% — -1.58 pp behind the Growth category average of 0.02%. The fund ranks #173 of 208 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Sahara Super 20 Fund - Dividend Option exactly 10 years ago would be worth approximately ₹137,362 today — a multiplier of 1.37×, based on the 10-year CAGR of 3.23%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in Sahara Super 20 Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹491,053 today. That's an XIRR (money-weighted annualised return) of -7.83%.

A ₹10,000 monthly SIP for 10 years in Sahara Super 20 Fund - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,238,875 (multiplier 1.03×). XIRR: 0.63%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sahara Super 20 Fund - Dividend Option ranks #173 out of 208 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.02%; this fund delivered -1.56%.

The worst peak-to-trough decline Sahara Super 20 Fund - Dividend Option has experienced over the last 5-year window is 32.75% — its NAV fell from a high on 14 Jan 2020 to a low on 27 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sahara Super 20 Fund - Dividend Option averaged 8.59% (best 13.65%, worst -1.56%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is -0.31 — negative risk-adjusted performance.

In calendar year 2019, Sahara Super 20 Fund - Dividend Option returned 11.51% — beating the Growth category average of 4.81% by 6.70 pp. It ranked #8 of 39 in its category that year.

Sahara Super 20 Fund - Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Sahara Super 20 Fund - Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.8%. 5-year CAGR: -1.56%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.