Should I invest in SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH?

We don't give personal investment advice. SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: 8.23%.

Sahara

SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	311 / 1129	Q2
1W	+0.10%	-13.04%	+13.14	241 / 1151	Q1
2W	+0.22%	-13.18%	+13.40	192 / 1149	Q1
1M	+0.52%	-13.26%	+13.78	174 / 1137	Q1
3M	+1.60%	-13.15%	+14.75	180 / 1116	Q1
6M	+3.30%	-15.45%	+18.76	234 / 906	Q2
YTD	+6.75%	-15.77%	+22.52	83 / 952	Q1
1Y	+7.15%	-13.09%	+20.23	240 / 820	Q2
2Y	+7.56%	-12.72%	+20.28	77 / 446	Q1
3Y	+7.77%	-11.01%	+18.78	63 / 385	Q1
4Y	+8.07%	-6.52%	+14.59	59 / 339	Q1
5Y	+8.23%	-7.36%	+15.59	49 / 314	Q1
7Y	+7.72%	+2.53%	+5.19	51 / 234	Q1
10Y	—	—	—	—	—
Inception	+7.83%	-13.63%	+21.46	212 / 1199	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+6.75%	+2.22%	+4.53	57 / 216
2014	+8.03%	+5.51%	+2.52	100 / 240
2013	+8.06%	-1.95%	+10.01	51 / 276
2012	+8.90%	+1.38%	+7.53	114 / 295
2011	+8.90%	-3.16%	+12.06	72 / 317
2010	+5.28%	-5.78%	+11.06	62 / 377
2009	+7.63%	-12.86%	+20.49	142 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.75%

76 windows

min 4.9% · max 9.4%

100% positive

3-Year rolling

+8.00%

52 windows

min 7.3% · max 8.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.91%

27 windows

min 7.7% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.78%

3 windows

min 7.7% · max 7.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.26%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.11%

Jul 2013 → Jul 2013

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
14 Dec 2015	₹17.2363
11 Dec 2015	₹17.2305
10 Dec 2015	₹17.2276
9 Dec 2015	₹17.2246
8 Dec 2015	₹17.2216
7 Dec 2015	₹17.2187
4 Dec 2015	₹17.2100
3 Dec 2015	₹17.2072
2 Dec 2015	₹17.2042
1 Dec 2015	₹17.2012

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH is a Income from Sahara (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH has NAV history starting from 06 Oct 2008, a track record of about 17 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH is managed by Sahara. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH has delivered a absolute return of 7.15% — +20.23 pp ahead of the Income category average of -13.09%. The fund ranks #240 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH has delivered a CAGR of 7.77% — +18.78 pp ahead of the Income category average of -11.01%. The fund ranks #63 of 385 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH has delivered a CAGR of 8.23% — +15.59 pp ahead of the Income category average of -7.36%. The fund ranks #49 of 314 in its category — the top (Q1) quartile.

₹1 lakh invested in SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH exactly 5 years ago would be worth approximately ₹148,488 today — a multiplier of 1.48×, based on the 5-year CAGR of 8.23%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹732,206 today. That's an XIRR (money-weighted annualised return) of 7.89%.

SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,110,294 — XIRR 7.84%.

On a 5-year basis, SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH ranks #49 out of 314 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -7.36%; this fund delivered 8.23%.

The worst peak-to-trough decline SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH has experienced over the last 5-year window is 0.11% — its NAV fell from a high on 15 Jul 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH averaged 7.91% (best 8.23%, worst 7.67%). 100% of rolling windows ended positive.

In calendar year 2014, SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH returned 8.03% — beating the Income category average of 5.51% by 2.52 pp. It ranked #100 of 240 in its category that year.

SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. SAHARA INTERVAL FUND QUARTERLY PLAN-SERIES 1 GROWTH is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: 8.23%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.