Should I invest in Religare Ultra Short Term Fund - Regular - Weekly Dividend?

We don't give personal investment advice. Religare Ultra Short Term Fund - Regular - Weekly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 2.02%.

Religare

Religare Ultra Short Term Fund - Regular - Weekly Dividend

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 28 Feb 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹1,445.4310

As of

3 Jun 2026

4,669 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.00%	+0.02	26 / 42	Q3
1W	+0.19%	+0.14%	+0.04	22 / 42	Q3
2W	+0.13%	+0.14%	-0.01	29 / 42	Q3
1M	+0.00%	+0.16%	-0.16	29 / 42	Q3
3M	-0.07%	+0.03%	-0.10	32 / 42	Q4
6M	+0.01%	+0.41%	-0.40	22 / 41	Q3
YTD	-0.02%	+0.33%	-0.36	29 / 41	Q3
1Y	+1.77%	+1.48%	+0.29	14 / 41	Q2
2Y	+4.06%	+1.95%	+2.11	11 / 39	Q2
3Y	+2.70%	+1.95%	+0.74	13 / 38	Q2
4Y	+2.21%	+1.91%	+0.30	11 / 34	Q2
5Y	+2.02%	+1.88%	+0.14	11 / 31	Q2
7Y	+2.25%	+1.88%	+0.37	13 / 31	Q2
10Y	+2.52%	+1.85%	+0.67	9 / 25	Q2
Inception	+1.92%	+2.56%	-0.64	14 / 42	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.02%	+0.20%	-0.23	25 / 35
2025	+5.16%	+2.13%	+3.04	9 / 35
2024	+2.93%	+2.19%	+0.74	12 / 36
2023	+0.26%	+1.84%	-1.58	17 / 36
2022	+1.00%	+1.18%	-0.17	12 / 31
2021	+1.89%	+0.67%	+1.22	6 / 28
2020	+2.11%	+3.17%	-1.07	11 / 31
2019	+6.16%	-0.92%	+7.08	5 / 31
2018	+5.46%	+2.21%	+3.25	7 / 28
2017	-0.11%	+1.81%	-1.91	20 / 25
2016	+1.24%	+2.00%	-0.76	8 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.03%

224 windows

min -0.6% · max 8.6%

89% positive

3-Year rolling

+1.99%

200 windows

min -0.1% · max 4.8%

98% positive

5-Year rolling

+2.14%

176 windows

min 0.0% · max 3.8%

99% positive

7-Year rolling

+2.34%

151 windows

min 0.4% · max 3.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.99%

3-year · annualised

Sharpe ratio

-3.87

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.60%

Apr 2026 → May 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
BANDHAN Low Duration Fund - Regular Plan - Periodic IDCW	Bandhan	₹13.4485	3 Jun 2026
Aditya Birla Sun Life Low Duration Fund -Regular - DAILY IDCW	Aditya Birla Sun Life	₹100.0001	3 Jun 2026
Mirae Asset Low Duration Fund - Regular Plan - Quarterly IDCW	Mirae Asset	₹1,016.5220	3 Jun 2026
Kotak Low Duration Fund- Regular Plan-Standard Income Distribution cum capital withdrawal option	Kotak	₹1,251.5529	3 Jun 2026
Edelweiss Low Duration Fund - Regular Plan IDCW Payout	Edelweiss	₹1,071.2667	3 Jun 2026
DSP Low Duration Fund - Regular Plan - IDCW - Daily	DSP	₹10.1814	3 Jun 2026
HSBC Low Duration Fund - Regular Annual IDCW	HSBC	₹10.2200	3 Jun 2026
BARODA BNP PARIBAS LOW DURATION FUND - Regular Plan - DAILY IDCW OPTION	Baroda BNP Paribas	₹10.0604	3 Jun 2026
CANARA ROBECO SAVINGS FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹10.2803	3 Jun 2026
UTI Low Duration Fund - Regular Plan - Flexi IDCW	UTI	₹1,421.6197	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,445.4310
2 Jun 2026	₹1,445.3093
1 Jun 2026	₹1,445.0362
29 May 2026	₹1,444.1446
27 May 2026	₹1,443.1333
26 May 2026	₹1,442.6341
25 May 2026	₹1,442.7188
22 May 2026	₹1,441.8153
21 May 2026	₹1,441.6539
20 May 2026	₹1,442.9358

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Religare Ultra Short Term Fund - Regular - Weekly Dividend is ₹1,445.4310. It's a Low Duration Fund from Religare, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Religare Ultra Short Term Fund - Regular - Weekly Dividend has NAV history starting from 18 Jan 2007, a track record of about 19 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Ultra Short Term Fund - Regular - Weekly Dividend is managed by Religare. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Ultra Short Term Fund - Regular - Weekly Dividend has delivered a absolute return of 1.77% — +0.29 pp ahead of the Low Duration Fund category average of 1.48%. The fund ranks #14 of 41 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Religare Ultra Short Term Fund - Regular - Weekly Dividend has delivered a CAGR of 2.70% — +0.74 pp ahead of the Low Duration Fund category average of 1.95%. The fund ranks #13 of 38 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Religare Ultra Short Term Fund - Regular - Weekly Dividend has delivered a CAGR of 2.02% — +0.14 pp ahead of the Low Duration Fund category average of 1.88%. The fund ranks #11 of 31 in its category — the second (Q2) quartile.

₹1 lakh invested in Religare Ultra Short Term Fund - Regular - Weekly Dividend exactly 10 years ago would be worth approximately ₹128,245 today — a multiplier of 1.28×, based on the 10-year CAGR of 2.52%. The category average over the same window would have grown ₹1 lakh to ₹120,083.

A ₹10,000 monthly SIP in Religare Ultra Short Term Fund - Regular - Weekly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹639,473 today. That's an XIRR (money-weighted annualised return) of 2.51%.

A ₹10,000 monthly SIP for 10 years in Religare Ultra Short Term Fund - Regular - Weekly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,364,490 (multiplier 1.14×). XIRR: 2.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Ultra Short Term Fund - Regular - Weekly Dividend ranks #11 out of 31 funds in the Low Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.88%; this fund delivered 2.02%.

The worst peak-to-trough decline Religare Ultra Short Term Fund - Regular - Weekly Dividend has experienced over the last 5-year window is 0.60% — its NAV fell from a high on 13 Apr 2026 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Ultra Short Term Fund - Regular - Weekly Dividend averaged 2.14% (best 3.79%, worst -0.03%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is -5.24 — negative risk-adjusted performance.

In calendar year 2025, Religare Ultra Short Term Fund - Regular - Weekly Dividend returned 5.16% — beating the Low Duration Fund category average of 2.12% by 3.04 pp. It ranked #9 of 35 in its category that year.

Religare Ultra Short Term Fund - Regular - Weekly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Religare Ultra Short Term Fund - Regular - Weekly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 2.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.