Should I invest in Reliance Yearly Interval Fund - Series 5?

We don't give personal investment advice. Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Reliance

Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option

Latest NAV

₹13.8388

As of

7 Apr 2017

966 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-3.05%	+3.07	163 / 796	Q1
1W	+0.12%	-3.63%	+3.75	140 / 666	Q1
2W	+0.25%	-3.63%	+3.88	139 / 651	Q1
1M	+0.51%	-3.45%	+3.96	203 / 645	Q2
3M	+1.52%	-2.59%	+4.11	232 / 637	Q2
6M	+3.18%	-1.24%	+4.43	252 / 623	Q2
YTD	+1.59%	-1.35%	+2.94	392 / 618	Q3
1Y	+7.21%	+1.96%	+5.25	201 / 590	Q2
2Y	+7.67%	+2.60%	+5.07	229 / 556	Q2
3Y	+8.21%	+2.95%	+5.27	168 / 551	Q2
4Y	+8.29%	+7.92%	+0.37	31 / 95	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.35%	+4.26%	+4.09	199 / 796	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+1.59%	+5.65%	-4.07	204 / 217
2016	+7.47%	+7.49%	-0.02	143 / 202
2015	+8.56%	+6.75%	+1.81	39 / 185
2014	+9.17%	+12.50%	-3.33	68 / 82
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.56%

38 windows

min 7.2% · max 10.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.55%

13 windows

min 8.2% · max 9.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.45%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.09%

Jul 2014 → Jul 2014

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option	HDFC	₹12.4260	3 Jun 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Growth Option	Nippon India	₹17.0046	3 Jun 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I - Cumulative Option	ICICI Prudential	₹17.4336	3 Jun 2026
Franklin India Medium to Long Duration Fund - Growth	Franklin India	₹10.9122	3 Jun 2026

Recent NAVs

Date	NAV
7 Apr 2017	₹13.8388
6 Apr 2017	₹13.8367
5 Apr 2017	₹13.8346
3 Apr 2017	₹13.8301
31 Mar 2017	₹13.8219
30 Mar 2017	₹13.8181
29 Mar 2017	₹13.8154
27 Mar 2017	₹13.8111
24 Mar 2017	₹13.8046
23 Mar 2017	₹13.8024

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Apr 2017, the NAV of Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option is ₹13.8388. It's a Medium to Long Duration Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option has NAV history starting from 26 Mar 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option is managed by Reliance. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option has delivered a absolute return of 7.21% — +5.25 pp ahead of the Medium to Long Duration Fund category average of 1.96%. The fund ranks #201 of 590 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option has delivered a CAGR of 8.21% — +5.27 pp ahead of the Medium to Long Duration Fund category average of 2.95%. The fund ranks #168 of 551 in its category — the second (Q2) quartile.

Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option exactly 3 years ago would be worth approximately ₹126,714 today — a multiplier of 1.27×, based on the 3-year CAGR of 8.21%. The category average over the same window would have grown ₹1 lakh to ₹109,098.

A ₹10,000 monthly SIP in Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹404,381 today. That's an XIRR (money-weighted annualised return) of 7.69%.

Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹404,381 — XIRR 7.69%.

On a 3-year basis, Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option ranks #168 out of 551 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.95%; this fund delivered 8.21%.

The worst peak-to-trough decline Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option has experienced over the last 3-year window is 0.09% — its NAV fell from a high on 09 Jul 2014 to a low on 11 Jul 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option averaged 8.55% (best 9.02%, worst 8.21%). 100% of rolling windows ended positive.

In calendar year 2016, Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option returned 7.47% — lagging the Medium to Long Duration Fund category average of 7.49% by 0.02 pp. It ranked #143 of 202 in its category that year.

Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Yearly Interval Fund - Series 5 - Growth Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.