Should I invest in Reliance Yearly Interval Fund - Series 5?

We don't give personal investment advice. Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Reliance

Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option

Latest NAV

₹13.8817

As of

7 Apr 2017

966 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	-2.27%	+2.12	1028 / 1079	Q4
1W	-0.04%	-2.66%	+2.63	876 / 945	Q4
2W	+0.09%	-2.62%	+2.71	828 / 930	Q4
1M	+0.36%	-2.43%	+2.79	448 / 924	Q2
3M	+1.40%	-1.42%	+2.82	364 / 916	Q2
6M	+3.10%	-0.05%	+3.16	330 / 876	Q2
YTD	+1.47%	-0.27%	+1.74	591 / 880	Q3
1Y	+7.22%	+3.14%	+4.08	273 / 835	Q2
2Y	+7.77%	+4.08%	+3.69	280 / 807	Q2
3Y	+8.30%	+4.43%	+3.87	217 / 800	Q2
4Y	+8.38%	+7.85%	+0.52	36 / 164	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.43%	+5.01%	+3.42	286 / 1079	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+1.47%	+6.29%	-4.82	266 / 279
2016	+7.65%	+8.41%	-0.76	180 / 241
2015	+8.74%	+7.38%	+1.36	43 / 184
2014	+9.22%	+12.06%	-2.84	63 / 76
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.68%

38 windows

min 7.2% · max 10.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.68%

13 windows

min 8.3% · max 9.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.47%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.15%

Apr 2017 → Apr 2017

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option - Direct Plan	HDFC	₹12.5263	3 Jun 2026
Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option	Nippon India	₹13.3582	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Growth	SBI	₹17.3852	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Growth	ICICI Prudential	₹43.7788	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN-GROWTH (3652 days)	Bandhan	₹17.7320	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Growth Option	Aditya Birla Sun Life	₹13.5023	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct Growth	Franklin India	₹11.0072	3 Jun 2026
Kotak Bond Fund - Growth - Direct	Kotak	₹88.1692	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - Growth	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Growth	HSBC	₹47.7483	3 Jun 2026

Recent NAVs

Date	NAV
7 Apr 2017	₹13.8817
6 Apr 2017	₹13.9020
5 Apr 2017	₹13.8998
3 Apr 2017	₹13.8951
31 Mar 2017	₹13.8867
30 Mar 2017	₹13.8828
29 Mar 2017	₹13.8801
27 Mar 2017	₹13.8756
24 Mar 2017	₹13.8688
23 Mar 2017	₹13.8666

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Apr 2017, the NAV of Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option is ₹13.8817. It's a Medium to Long Duration Fund from Reliance, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option has NAV history starting from 26 Mar 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option is managed by Reliance. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option has delivered a absolute return of 7.22% — +4.08 pp ahead of the Medium to Long Duration Fund category average of 3.14%. The fund ranks #273 of 835 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option has delivered a CAGR of 8.30% — +3.87 pp ahead of the Medium to Long Duration Fund category average of 4.43%. The fund ranks #217 of 800 in its category — the second (Q2) quartile.

Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option exactly 3 years ago would be worth approximately ₹127,039 today — a multiplier of 1.27×, based on the 3-year CAGR of 8.30%. The category average over the same window would have grown ₹1 lakh to ₹113,886.

A ₹10,000 monthly SIP in Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹404,771 today. That's an XIRR (money-weighted annualised return) of 7.75%.

Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹404,771 — XIRR 7.75%.

On a 3-year basis, Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option ranks #217 out of 800 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.43%; this fund delivered 8.30%.

The worst peak-to-trough decline Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option has experienced over the last 3-year window is 0.15% — its NAV fell from a high on 06 Apr 2017 to a low on 07 Apr 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option averaged 8.68% (best 9.14%, worst 8.30%). 100% of rolling windows ended positive.

In calendar year 2016, Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option returned 7.65% — lagging the Medium to Long Duration Fund category average of 8.41% by 0.76 pp. It ranked #180 of 241 in its category that year.

Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Yearly Interval Fund - Series 5 - Direct Plan - Growth Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.