Should I invest in Reliance Money Manager Fund-Quarterly Dividend Option?

We don't give personal investment advice. Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 0.07%.

Reliance

Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option

Latest NAV

₹1,030.1722

As of

3 Jun 2026

4,171 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.02%	+0.05	8 / 20	Q2
1W	+0.21%	+0.15%	+0.06	8 / 20	Q2
2W	+0.19%	+0.11%	+0.08	2 / 20	Q1
1M	+0.22%	+0.01%	+0.21	2 / 20	Q1
3M	+0.10%	+0.30%	-0.21	10 / 20	Q2
6M	-0.26%	+0.75%	-1.01	17 / 20	Q4
YTD	+0.88%	+0.64%	+0.24	9 / 20	Q2
1Y	-0.40%	+1.82%	-2.22	15 / 20	Q3
2Y	+0.17%	+2.58%	-2.41	10 / 20	Q2
3Y	-0.01%	+2.64%	-2.64	17 / 20	Q4
4Y	+0.40%	+2.61%	-2.22	9 / 20	Q2
5Y	+0.07%	+2.30%	-2.23	10 / 20	Q2
7Y	+0.07%	+2.40%	-2.33	16 / 20	Q4
10Y	-0.12%	+2.00%	-2.12	19 / 20	Q4
Inception	-0.02%	+1.97%	-2.00	17 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.88%	+0.64%	+0.24	9 / 20
2025	+0.59%	+2.87%	-2.28	9 / 20
2024	+0.01%	+2.89%	-2.87	13 / 20
2023	+0.08%	+2.68%	-2.60	11 / 20
2022	+0.11%	+1.49%	-1.38	11 / 20
2021	-0.28%	+1.43%	-1.71	17 / 20
2020	-0.79%	+3.27%	-4.05	20 / 20
2019	-0.68%	+0.78%	-1.46	18 / 20
2018	+0.45%	+1.56%	-1.10	7 / 20
2017	-0.38%	+1.17%	-1.56	19 / 20
2016	+0.14%	+1.94%	-1.80	16 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.04%

199 windows

min -1.8% · max 1.5%

50% positive

3-Year rolling

-0.04%

175 windows

min -0.9% · max 0.8%

53% positive

5-Year rolling

-0.09%

151 windows

min -0.5% · max 0.4%

42% positive

7-Year rolling

-0.11%

126 windows

min -0.5% · max 0.2%

27% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.62%

3-year · annualised

Sharpe ratio

-2.47

vs risk-free 6.5%

Sortino ratio

-3.03

Downside-only deviation

Max drawdown

-2.07%

Jun 2025 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund Treasury Advantage - Retail Plan Daily Dividend Option	HDFC	₹10.1428	3 Jun 2026
SBI Short Horizon Debt Fund - Ultra Short Term Fund - Retail Plan - Monthly Dividend	SBI	₹1,604.6713	3 Jun 2026
UTI - Treasury Advantage Fund - Retail Weekly Dividend Option	UTI	₹1,084.9333	3 Jun 2026
Axis Treasury Advantage Fund - Retail Plan - Daily IDCW	Axis	₹1,012.4736	3 Jun 2026
Reliance Money Manager Fund-Retail Plan Bonus Option	Reliance	₹2,789.8071	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,030.1722
2 Jun 2026	₹1,030.1446
1 Jun 2026	₹1,029.7567
29 May 2026	₹1,029.1073
27 May 2026	₹1,028.2304
26 May 2026	₹1,027.9436
25 May 2026	₹1,027.9648
22 May 2026	₹1,027.1890
21 May 2026	₹1,026.9242
20 May 2026	₹1,027.6616

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option is ₹1,030.1722. It's a Low Duration Fund from Reliance, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option has NAV history starting from 11 Feb 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option is managed by Reliance. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option has delivered a absolute return of -0.40% — -2.22 pp behind the Low Duration Fund category average of 1.82%. The fund ranks #15 of 20 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option has delivered a CAGR of -0.01% — -2.64 pp behind the Low Duration Fund category average of 2.64%. The fund ranks #17 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option has delivered a CAGR of 0.07% — -2.23 pp behind the Low Duration Fund category average of 2.30%. The fund ranks #10 of 20 in its category — the second (Q2) quartile.

₹1 lakh invested in Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option exactly 10 years ago would be worth approximately ₹98,808 today — a multiplier of 0.99×, based on the 10-year CAGR of -0.12%. The category average over the same window would have grown ₹1 lakh to ₹121,856.

A ₹10,000 monthly SIP in Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹605,654 today. That's an XIRR (money-weighted annualised return) of 0.37%.

A ₹10,000 monthly SIP for 10 years in Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,205,632 (multiplier 1.00×). XIRR: 0.09%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option ranks #10 out of 20 funds in the Low Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.30%; this fund delivered 0.07%.

The worst peak-to-trough decline Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option has experienced over the last 5-year window is 2.07% — its NAV fell from a high on 09 Jun 2025 to a low on 24 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option averaged -0.09% (best 0.39%, worst -0.53%). 42% of rolling windows ended positive. The 5-year Sharpe ratio is -2.65 — negative risk-adjusted performance.

In calendar year 2025, Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option returned 0.59% — lagging the Low Duration Fund category average of 2.87% by 2.28 pp. It ranked #9 of 20 in its category that year.

Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Money Manager Fund-Retail Plan-Quarterly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 0.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.