Should I invest in Reliance Money Manager Fund Growth Option?

We don't give personal investment advice. Reliance Money Manager Fund-Retail Plan Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 5.86%.

Reliance

Reliance Money Manager Fund-Retail Plan Growth Option

Latest NAV

₹3,744.7755

As of

3 Jun 2026

4,171 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.02%	+0.05	6 / 20	Q2
1W	+0.21%	+0.15%	+0.06	6 / 20	Q2
2W	+0.19%	+0.11%	+0.08	1 / 20	Q1
1M	+0.22%	+0.01%	+0.21	1 / 20	Q1
3M	+1.38%	+0.30%	+1.07	1 / 20	Q1
6M	+2.53%	+0.75%	+1.78	1 / 20	Q1
YTD	+2.18%	+0.64%	+1.54	1 / 20	Q1
1Y	+5.65%	+1.82%	+3.83	1 / 20	Q1
2Y	+6.72%	+2.58%	+4.14	1 / 20	Q1
3Y	+6.70%	+2.64%	+4.06	2 / 20	Q1
4Y	+6.53%	+2.61%	+3.91	2 / 20	Q1
5Y	+5.86%	+2.30%	+3.55	2 / 20	Q1
7Y	+6.17%	+2.40%	+3.77	2 / 20	Q1
10Y	+6.24%	+2.00%	+4.25	3 / 20	Q1
Inception	+6.92%	+1.97%	+4.95	3 / 17	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.18%	+0.64%	+1.54	1 / 20
2025	+7.04%	+2.87%	+4.17	3 / 20
2024	+7.17%	+2.89%	+4.28	7 / 20
2023	+6.59%	+2.68%	+3.91	7 / 20
2022	+4.08%	+1.49%	+2.59	2 / 20
2021	+3.98%	+1.43%	+2.55	2 / 20
2020	+7.16%	+3.27%	+3.89	2 / 20
2019	+6.44%	+0.78%	+5.66	4 / 20
2018	+6.80%	+1.56%	+5.24	2 / 20
2017	+6.13%	+1.17%	+4.96	4 / 20
2016	+8.02%	+1.94%	+6.09	3 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.01%

199 windows

min 3.2% · max 9.6%

100% positive

3-Year rolling

+7.08%

175 windows

min 4.8% · max 9.1%

100% positive

5-Year rolling

+7.06%

151 windows

min 5.6% · max 8.8%

100% positive

7-Year rolling

+7.06%

126 windows

min 5.9% · max 8.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.45%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.22%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund Treasury Advantage - Retail Plan Daily Dividend Option	HDFC	₹10.1428	3 Jun 2026
SBI Short Horizon Debt Fund - Ultra Short Term Fund - Retail Plan - Monthly Dividend	SBI	₹1,604.6713	3 Jun 2026
UTI - Treasury Advantage Fund - Retail Weekly Dividend Option	UTI	₹1,084.9333	3 Jun 2026
Axis Treasury Advantage Fund - Retail Plan - Daily IDCW	Axis	₹1,012.4736	3 Jun 2026
Reliance Money Manager Fund-Retail Plan Bonus Option	Reliance	₹2,789.8071	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹3,744.7755
2 Jun 2026	₹3,744.6751
1 Jun 2026	₹3,743.2652
29 May 2026	₹3,740.9042
27 May 2026	₹3,737.7168
26 May 2026	₹3,736.6743
25 May 2026	₹3,736.7514
22 May 2026	₹3,733.9313
21 May 2026	₹3,732.9685
20 May 2026	₹3,735.6491

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Reliance Money Manager Fund-Retail Plan Growth Option is ₹3,744.7755. It's a Low Duration Fund from Reliance, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Money Manager Fund-Retail Plan Growth Option has NAV history starting from 11 Feb 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Money Manager Fund-Retail Plan Growth Option is managed by Reliance. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Money Manager Fund-Retail Plan Growth Option has delivered a absolute return of 5.65% — +3.83 pp ahead of the Low Duration Fund category average of 1.82%. The fund ranks #1 of 20 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Money Manager Fund-Retail Plan Growth Option has delivered a CAGR of 6.70% — +4.06 pp ahead of the Low Duration Fund category average of 2.64%. The fund ranks #2 of 20 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Reliance Money Manager Fund-Retail Plan Growth Option has delivered a CAGR of 5.86% — +3.55 pp ahead of the Low Duration Fund category average of 2.30%. The fund ranks #2 of 20 in its category — the top (Q1) quartile.

₹1 lakh invested in Reliance Money Manager Fund-Retail Plan Growth Option exactly 10 years ago would be worth approximately ₹183,212 today — a multiplier of 1.83×, based on the 10-year CAGR of 6.24%. The category average over the same window would have grown ₹1 lakh to ₹121,856.

A ₹10,000 monthly SIP in Reliance Money Manager Fund-Retail Plan Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹705,371 today. That's an XIRR (money-weighted annualised return) of 6.40%.

A ₹10,000 monthly SIP for 10 years in Reliance Money Manager Fund-Retail Plan Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,643,644 (multiplier 1.37×). XIRR: 6.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Money Manager Fund-Retail Plan Growth Option ranks #2 out of 20 funds in the Low Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.30%; this fund delivered 5.86%.

The worst peak-to-trough decline Reliance Money Manager Fund-Retail Plan Growth Option has experienced over the last 5-year window is 0.42% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Money Manager Fund-Retail Plan Growth Option averaged 7.06% (best 8.79%, worst 5.57%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.29 — negative risk-adjusted performance.

In calendar year 2025, Reliance Money Manager Fund-Retail Plan Growth Option returned 7.04% — beating the Low Duration Fund category average of 2.87% by 4.17 pp. It ranked #3 of 20 in its category that year.

Reliance Money Manager Fund-Retail Plan Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Money Manager Fund-Retail Plan Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 5.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Reliance Money Manager Fund-Retail Plan Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

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