Should I invest in Reliance Interval Fund-Quarterly Interval Fund Serie-II?

We don't give personal investment advice. Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.5%. 5-year CAGR: -0.01%.

Reliance

Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option

Latest NAV

₹10.0304

As of

7 Nov 2016

2,286 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.07%	+0.07	29 / 35	Q4
1W	-1.52%	+0.02%	-1.53	7 / 7	Q4
2W	-1.37%	+0.70%	-2.07	7 / 7	Q4
1M	-1.08%	+1.68%	-2.75	7 / 7	Q4
3M	+0.00%	+0.67%	-0.67	5 / 7	Q3
6M	+0.00%	+1.27%	-1.27	4 / 7	Q3
YTD	-1.01%	+0.83%	-1.84	7 / 7	Q4
1Y	+0.00%	+3.43%	-3.43	4 / 7	Q3
2Y	+0.00%	+3.62%	-3.62	9 / 10	Q4
3Y	+0.00%	+3.35%	-3.35	7 / 9	Q4
4Y	+0.00%	+2.81%	-2.81	5 / 8	Q3
5Y	-0.01%	+2.95%	-2.96	17 / 25	Q3
7Y	+0.04%	+3.73%	-3.69	21 / 32	Q3
10Y	—	—	—	—	—
Inception	+0.02%	+3.05%	-3.03	25 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-1.01%	+2.29%	-3.30	6 / 7
2015	-0.19%	+1.51%	-1.70	4 / 5
2014	-0.18%	+3.47%	-3.65	5 / 5
2013	+0.12%	-0.64%	+0.76	2 / 5
2012	-0.27%	+3.49%	-3.77	5 / 5
2011	+0.93%	+2.78%	-1.85	4 / 5
2010	-0.19%	+1.73%	-1.92	8 / 11
2009	-0.79%	+2.67%	-3.46	4 / 7
2008	+0.48%	+6.79%	-6.31	3 / 3
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.04%

104 windows

min -0.9% · max 2.3%

44% positive

3-Year rolling

+0.07%

80 windows

min -0.3% · max 0.7%

54% positive

5-Year rolling

+0.08%

56 windows

min 0.0% · max 0.5%

91% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.04%

31 windows

min -0.1% · max 0.2%

87% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.31%

3-year · annualised

Sharpe ratio

-1.95

vs risk-free 6.5%

Sortino ratio

-2.39

Downside-only deviation

Max drawdown

-2.24%

May 2014 → May 2014

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹47.6827	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026

Recent NAVs

Date	NAV
7 Nov 2016	₹10.0304
4 Nov 2016	₹10.1903
3 Nov 2016	₹10.1884
2 Nov 2016	₹10.1866
1 Nov 2016	₹10.1847
28 Oct 2016	₹10.1770
27 Oct 2016	₹10.1754
26 Oct 2016	₹10.1736
25 Oct 2016	₹10.1718
24 Oct 2016	₹10.1700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Nov 2016, the NAV of Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option is ₹10.0304. It's a Medium to Long Duration Fund from Reliance, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option has NAV history starting from 09 May 2007, a track record of about 19 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option is managed by Reliance. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option has delivered a absolute return of 0.00% — -3.43 pp behind the Medium to Long Duration Fund category average of 3.43%. The fund ranks #4 of 7 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option has delivered a CAGR of 0.00% — -3.35 pp behind the Medium to Long Duration Fund category average of 3.35%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option has delivered a CAGR of -0.01% — -2.96 pp behind the Medium to Long Duration Fund category average of 2.95%. The fund ranks #17 of 25 in its category — the third (Q3) quartile.

₹1 lakh invested in Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option exactly 5 years ago would be worth approximately ₹99,954 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.01%. The category average over the same window would have grown ₹1 lakh to ₹115,659.

A ₹10,000 monthly SIP in Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹595,287 today. That's an XIRR (money-weighted annualised return) of -0.31%.

Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹834,194 — XIRR -0.20%.

On a 5-year basis, Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option ranks #17 out of 25 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.95%; this fund delivered -0.01%.

The worst peak-to-trough decline Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option has experienced over the last 5-year window is 2.54% — its NAV fell from a high on 06 Nov 2013 to a low on 07 Nov 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option averaged 0.08% (best 0.50%, worst -0.04%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is -1.86 — negative risk-adjusted performance.

In calendar year 2015, Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option returned -0.19% — lagging the Medium to Long Duration Fund category average of 1.51% by 1.70 pp. It ranked #4 of 5 in its category that year.

Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Interval Fund-Quarterly Interval Fund Serie-II-Institutional Plan -Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.5%. 5-year CAGR: -0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.