Should I invest in Reliance Interval Fund - II - Series 2?

We don't give personal investment advice. Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Reliance

Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option

Latest NAV

₹10.0000

As of

27 Oct 2016

719 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-6.79%	+6.79	331 / 1087	Q2
1W	-22.92%	-9.68%	-13.24	905 / 998	Q4
2W	-22.82%	-9.65%	-13.18	903 / 997	Q4
1M	-22.61%	-9.71%	-12.91	892 / 991	Q4
3M	-21.75%	-9.39%	-12.36	880 / 984	Q4
6M	-20.15%	-8.74%	-11.41	821 / 949	Q4
YTD	-18.02%	-8.86%	-9.16	736 / 949	Q4
1Y	-17.15%	-6.69%	-10.46	787 / 916	Q4
2Y	-4.87%	-2.42%	-2.45	694 / 867	Q4
3Y	-0.03%	-1.12%	+1.09	349 / 833	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.03%	+0.48%	-0.51	717 / 1085	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-18.02%	+3.56%	-21.58	159 / 167
2015	+8.34%	+2.26%	+6.09	39 / 131
2014	+11.07%	+7.09%	+3.98	14 / 58
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.31%

25 windows

min -17.2% · max 11.3%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.03%

1 window

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.32%

3-year · annualised

Sharpe ratio

-0.41

vs risk-free 6.5%

Sortino ratio

-0.42

Downside-only deviation

Max drawdown

-22.97%

Oct 2016 → Oct 2016

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
27 Oct 2016	₹10.0000
26 Oct 2016	₹10.0000
25 Oct 2016	₹12.9827
24 Oct 2016	₹12.9804
21 Oct 2016	₹12.9746
20 Oct 2016	₹12.9727
19 Oct 2016	₹12.9710
18 Oct 2016	₹12.9686
17 Oct 2016	₹12.9663
14 Oct 2016	₹12.9594

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 27 Oct 2016, the NAV of Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option is ₹10.0000. It's a Medium to Long Duration Fund from Reliance, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option has NAV history starting from 25 Oct 2013, a track record of about 12 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option is managed by Reliance. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option has delivered a absolute return of -17.15% — -10.46 pp behind the Medium to Long Duration Fund category average of -6.69%. The fund ranks #787 of 916 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option has delivered a CAGR of -0.03% — +1.09 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #349 of 833 in its category — the second (Q2) quartile.

Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option exactly 3 years ago would be worth approximately ₹99,896 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.03%. The category average over the same window would have grown ₹1 lakh to ₹96,678.

A ₹10,000 monthly SIP in Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option over the last 3 years — total invested ₹360,000 — would be worth ₹315,630 today. That's an XIRR (money-weighted annualised return) of -8.34%.

Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹315,630 — XIRR -8.34%.

On a 3-year basis, Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option ranks #349 out of 833 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -1.12%; this fund delivered -0.03%.

The worst peak-to-trough decline Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option has experienced over the last 3-year window is 22.97% — its NAV fell from a high on 25 Oct 2016 to a low on 26 Oct 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option averaged -0.03% (best -0.03%, worst -0.03%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2015, Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option returned 8.34% — beating the Medium to Long Duration Fund category average of 2.26% by 6.09 pp. It ranked #39 of 131 in its category that year.

Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Interval Fund - II - Series 2 - Direct Plan - Dividend Plan - Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.