Should I invest in Reliance Interval Fund Annual Interval Fund Series-I?

We don't give personal investment advice. Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.9%. 5-year CAGR: 5.09%.

Reliance

Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option

Latest NAV

₹13.2403

As of

22 Apr 2026

4,573 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	+0.01%	-0.01	47 / 47	Q4
1W	+0.09%	+0.11%	-0.02	10 / 13	Q4
2W	+0.21%	+0.40%	-0.19	13 / 13	Q4
1M	+0.43%	+0.15%	+0.29	4 / 13	Q2
3M	+1.35%	-0.15%	+1.50	4 / 14	Q2
6M	+2.80%	+0.79%	+2.02	4 / 13	Q2
YTD	+1.64%	+0.28%	+1.36	4 / 13	Q2
1Y	+6.53%	+1.36%	+5.16	1 / 13	Q1
2Y	+6.79%	+2.71%	+4.08	1 / 15	Q1
3Y	+6.81%	+3.30%	+3.51	1 / 13	Q1
4Y	+6.51%	+3.78%	+2.73	5 / 13	Q2
5Y	+5.10%	+3.48%	+1.62	14 / 32	Q2
7Y	+3.14%	+3.89%	-0.75	22 / 43	Q3
10Y	+2.15%	+3.75%	-1.60	19 / 37	Q3
Inception	+1.48%	+3.58%	-2.10	26 / 47	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.64%	+0.28%	+1.36	4 / 13
2025	+7.01%	+3.37%	+3.64	2 / 13
2024	+7.06%	+4.39%	+2.66	7 / 13
2023	+6.80%	+4.14%	+2.66	4 / 13
2022	+4.68%	+2.53%	+2.16	4 / 13
2021	-0.52%	+0.14%	-0.66	9 / 13
2020	-1.13%	+2.73%	-3.86	11 / 13
2019	-0.70%	+4.14%	-4.84	11 / 13
2018	+0.66%	+3.59%	-2.93	11 / 13
2017	-1.09%	+0.11%	-1.20	9 / 13
2016	-0.16%	+5.21%	-5.37	11 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.21%

219 windows

min -4.6% · max 9.5%

48% positive

3-Year rolling

+0.96%

195 windows

min -1.3% · max 7.0%

46% positive

5-Year rolling

+0.66%

171 windows

min -0.8% · max 5.1%

48% positive

7-Year rolling

+0.51%

146 windows

min -0.7% · max 3.4%

51% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.32%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.03%

Oct 2023 → Oct 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹47.6827	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026

Recent NAVs

Date	NAV
22 Apr 2026	₹13.2403
21 Apr 2026	₹13.2404
20 Apr 2026	₹13.2365
17 Apr 2026	₹13.2313
16 Apr 2026	₹13.2301
15 Apr 2026	₹13.2279
13 Apr 2026	₹13.2244
10 Apr 2026	₹13.2188
9 Apr 2026	₹13.2172
8 Apr 2026	₹13.2122

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 22 Apr 2026, the NAV of Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option is ₹13.2403. It's a Medium to Long Duration Fund from Reliance, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option has NAV history starting from 08 May 2007, a track record of about 19 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option is managed by Reliance. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option has delivered a absolute return of 6.53% — +5.16 pp ahead of the Medium to Long Duration Fund category average of 1.36%. The fund ranks #1 of 13 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option has delivered a CAGR of 6.81% — +3.51 pp ahead of the Medium to Long Duration Fund category average of 3.30%. The fund ranks #1 of 13 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option has delivered a CAGR of 5.10% — +1.62 pp ahead of the Medium to Long Duration Fund category average of 3.48%. The fund ranks #14 of 32 in its category — the second (Q2) quartile.

₹1 lakh invested in Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option exactly 10 years ago would be worth approximately ₹123,694 today — a multiplier of 1.24×, based on the 10-year CAGR of 2.15%. The category average over the same window would have grown ₹1 lakh to ₹144,524.

A ₹10,000 monthly SIP in Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹705,886 today. That's an XIRR (money-weighted annualised return) of 6.43%.

A ₹10,000 monthly SIP for 10 years in Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,473,695 (multiplier 1.23×). XIRR: 4.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option ranks #14 out of 32 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.48%; this fund delivered 5.09%.

The worst peak-to-trough decline Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option has experienced over the last 5-year window is 3.92% — its NAV fell from a high on 19 Jul 2021 to a low on 20 Jul 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option averaged 0.66% (best 5.09%, worst -0.81%). 48% of rolling windows ended positive. The 5-year Sharpe ratio is -0.78 — negative risk-adjusted performance.

In calendar year 2025, Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option returned 7.01% — beating the Medium to Long Duration Fund category average of 3.37% by 3.64 pp. It ranked #2 of 13 in its category that year.

Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Interval Fund Annual Interval Fund Series-I-Retail Plan-Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.9%. 5-year CAGR: 5.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.