Should I invest in Reliance Dual Advantage Fixed Tenure Fund V - Plan A?

We don't give personal investment advice. Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Reliance

Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option

Latest NAV

₹13.5536

As of

2 Mar 2017

719 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-2.27%	+2.28	330 / 1079	Q2
1W	+0.09%	-2.66%	+2.76	430 / 945	Q2
2W	+0.14%	-2.62%	+2.75	598 / 930	Q3
1M	+0.73%	-2.43%	+3.16	39 / 924	Q1
3M	+2.90%	-1.42%	+4.32	26 / 916	Q1
6M	+3.19%	-0.05%	+3.25	308 / 876	Q2
YTD	+2.19%	-0.27%	+2.46	377 / 880	Q2
1Y	+10.87%	+3.14%	+7.72	31 / 835	Q1
2Y	+6.91%	+4.08%	+2.83	518 / 807	Q3
3Y	+10.63%	+4.43%	+6.21	8 / 800	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.61%	+5.01%	+5.60	8 / 1079	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+2.19%	+6.29%	-4.09	229 / 279
2016	+6.75%	+8.41%	-1.66	199 / 241
2015	+7.33%	+7.38%	-0.05	156 / 184
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.69%

25 windows

min 4.1% · max 16.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+10.63%

1 window

min 10.6% · max 10.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.35%

3-year · annualised

Sharpe ratio

1.11

vs risk-free 6.5%

Sortino ratio

2.97

Downside-only deviation

Max drawdown

-2.65%

Jan 2016 → Feb 2016

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option - Direct Plan	HDFC	₹12.5263	3 Jun 2026
Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth Option	Nippon India	₹13.3582	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Growth	SBI	₹17.3852	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Growth	ICICI Prudential	₹43.7788	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN-GROWTH (3652 days)	Bandhan	₹17.7320	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Growth Option	Aditya Birla Sun Life	₹13.5023	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct Growth	Franklin India	₹11.0072	3 Jun 2026
Kotak Bond Fund - Growth - Direct	Kotak	₹88.1692	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - Growth	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Growth	HSBC	₹47.7483	3 Jun 2026

Recent NAVs

Date	NAV
2 Mar 2017	₹13.5536
1 Mar 2017	₹13.5519
28 Feb 2017	₹13.5500
27 Feb 2017	₹13.5482
23 Feb 2017	₹13.5409
22 Feb 2017	₹13.5390
20 Feb 2017	₹13.5365
17 Feb 2017	₹13.5336
16 Feb 2017	₹13.5353
15 Feb 2017	₹13.5367

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Mar 2017, the NAV of Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option is ₹13.5536. It's a Medium to Long Duration Fund from Reliance, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option has NAV history starting from 28 Feb 2014, a track record of about 12 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option is managed by Reliance. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option has delivered a absolute return of 10.87% — +7.72 pp ahead of the Medium to Long Duration Fund category average of 3.14%. The fund ranks #31 of 835 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option has delivered a CAGR of 10.63% — +6.21 pp ahead of the Medium to Long Duration Fund category average of 4.43%. The fund ranks #8 of 800 in its category — the top (Q1) quartile.

Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹135,418 today — a multiplier of 1.35×, based on the 3-year CAGR of 10.63%. The category average over the same window would have grown ₹1 lakh to ₹113,886.

A ₹10,000 monthly SIP in Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹409,095 today. That's an XIRR (money-weighted annualised return) of 8.48%.

Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹409,095 — XIRR 8.48%.

On a 3-year basis, Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option ranks #8 out of 800 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 4.43%; this fund delivered 10.63%.

The worst peak-to-trough decline Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option has experienced over the last 3-year window is 2.65% — its NAV fell from a high on 01 Jan 2016 to a low on 25 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option averaged 10.63% (best 10.63%, worst 10.63%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 1.11 — strong risk-adjusted performance.

In calendar year 2016, Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option returned 6.75% — lagging the Medium to Long Duration Fund category average of 8.41% by 1.66 pp. It ranked #199 of 241 in its category that year.

Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Dual Advantage Fixed Tenure Fund V - Plan A - Direct Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.