Should I invest in Reliance Dual Advantage Fixed Tenure Fund II - Plan G?

We don't give personal investment advice. Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.5%. 5-year CAGR: 9.96%.

Reliance

Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option

Latest NAV

₹16.0502

As of

30 May 2017

1,198 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.05%	-8.11%	+8.05	650 / 904	Q3
1W	0.00%	-11.78%	+11.78	378 / 779	Q2
2W	+0.07%	-11.83%	+11.89	364 / 776	Q2
1M	+0.92%	-11.79%	+12.70	31 / 772	Q1
3M	+3.26%	-11.26%	+14.52	10 / 763	Q1
6M	+6.65%	-10.36%	+17.01	19 / 749	Q1
YTD	+6.62%	-10.43%	+17.05	23 / 747	Q1
1Y	+10.10%	-8.21%	+18.31	26 / 728	Q1
2Y	+5.78%	-5.24%	+11.02	243 / 660	Q2
3Y	+8.51%	-3.97%	+12.47	28 / 646	Q1
4Y	+9.20%	+3.38%	+5.82	3 / 136	Q1
5Y	+9.96%	+3.48%	+6.47	3 / 92	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.98%	-1.10%	+11.08	14 / 904	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+6.62%	+1.61%	+5.01	82 / 223
2016	+4.18%	+3.44%	+0.75	131 / 223
2015	+3.09%	+2.41%	+0.67	97 / 205
2014	+20.73%	+7.92%	+12.81	14 / 107
2013	+4.22%	+4.19%	+0.04	27 / 50
2012	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.09%

49 windows

min -2.1% · max 23.2%

94% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+9.99%

25 windows

min 8.2% · max 12.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.96%

1 window

min 10.0% · max 10.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.24%

3-year · annualised

Sharpe ratio

0.42

vs risk-free 6.5%

Sortino ratio

0.92

Downside-only deviation

Max drawdown

-5.99%

Aug 2015 → Feb 2016

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1158	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.3494	17 Jul 2026
SBI Magnum Income Fund-Bonus	SBI	₹44.6708	17 Jul 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.3293	17 Jul 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.5884	17 Jul 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹56.9903	17 Jul 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹76.0625	17 Jul 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹13.0862	17 Jul 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.9547	17 Jul 2026
JM Income Fund-Dividend	JM Financial	₹21.9310	17 Jul 2026

Recent NAVs

Date	NAV
30 May 2017	₹16.0502
29 May 2017	₹16.0587
26 May 2017	₹16.0543
25 May 2017	₹16.0529
24 May 2017	₹16.0517
23 May 2017	₹16.0509
22 May 2017	₹16.0589
19 May 2017	₹16.0373
18 May 2017	₹16.0248
17 May 2017	₹16.0479

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 May 2017, the NAV of Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option is ₹16.0502. It's a Medium to Long Duration Fund from Reliance, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option has NAV history starting from 04 Jun 2012, a track record of about 14 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option is managed by Reliance. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option has delivered a absolute return of 10.10% — +18.31 pp ahead of the Medium to Long Duration Fund category average of -8.21%. The fund ranks #26 of 728 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option has delivered a CAGR of 8.51% — +12.47 pp ahead of the Medium to Long Duration Fund category average of -3.97%. The fund ranks #28 of 646 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option has delivered a CAGR of 9.96% — +6.47 pp ahead of the Medium to Long Duration Fund category average of 3.48%. The fund ranks #3 of 92 in its category — the top (Q1) quartile.

₹1 lakh invested in Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option exactly 5 years ago would be worth approximately ₹160,724 today — a multiplier of 1.61×, based on the 5-year CAGR of 9.96%. The category average over the same window would have grown ₹1 lakh to ₹118,665.

A ₹10,000 monthly SIP in Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option over the last 5 years — total invested ₹600,000 — would be worth ₹751,610 today. That's an XIRR (money-weighted annualised return) of 8.94%.

Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹751,610 — XIRR 8.94%.

On a 5-year basis, Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option ranks #3 out of 92 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.48%; this fund delivered 9.96%.

The worst peak-to-trough decline Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option has experienced over the last 5-year window is 8.52% — its NAV fell from a high on 17 May 2013 to a low on 28 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option averaged 9.96% (best 9.96%, worst 9.96%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2016, Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option returned 4.18% — beating the Medium to Long Duration Fund category average of 3.44% by 0.75 pp. It ranked #131 of 223 in its category that year.

Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Reliance Dual Advantage Fixed Tenure Fund II - Plan G - Dividend Payout Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.5%. 5-year CAGR: 9.96%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.