Should I invest in Quantum Liquid Fund?

We don't give personal investment advice. Quantum Liquid Fund-Growth Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.92%.

Quantum

Quantum Liquid Fund-Growth Plan

Latest NAV

₹37.3991

As of

19 Jul 2026

6,019 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-0.82%	+0.84	60 / 117	Q3
1W	+0.10%	-1.29%	+1.39	42 / 116	Q2
2W	+0.20%	-1.24%	+1.45	19 / 116	Q1
1M	+0.49%	-1.16%	+1.65	33 / 115	Q2
3M	+1.43%	-0.80%	+2.24	29 / 115	Q2
6M	+3.00%	-0.21%	+3.21	29 / 116	Q1
YTD	+3.24%	-0.05%	+3.29	26 / 116	Q1
1Y	+5.81%	+0.85%	+4.96	29 / 115	Q2
2Y	+6.31%	+1.10%	+5.21	27 / 111	Q1
3Y	+6.57%	+1.15%	+5.41	24 / 101	Q1
4Y	+6.52%	+1.03%	+5.49	21 / 92	Q1
5Y	+5.92%	+0.79%	+5.13	21 / 84	Q1
7Y	+5.34%	+0.51%	+4.83	21 / 78	Q2
10Y	+5.65%	+0.67%	+4.98	21 / 71	Q2
Inception	+6.71%	+1.28%	+5.43	15 / 114	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.24%	+1.37%	+1.87	23 / 73
2025	+6.15%	+2.57%	+3.58	26 / 69
2024	+7.09%	+2.54%	+4.55	18 / 71
2023	+6.86%	+2.47%	+4.39	18 / 66
2022	+4.69%	+1.48%	+3.21	18 / 70
2021	+3.18%	+1.01%	+2.17	21 / 80
2020	+3.66%	+0.34%	+3.33	28 / 87
2019	+6.07%	+2.59%	+3.48	28 / 87
2018	+6.56%	+2.60%	+3.96	30 / 88
2017	+6.02%	+2.32%	+3.70	27 / 85
2016	+6.83%	+2.45%	+4.38	20 / 64

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.75%

235 windows

min 3.1% · max 9.4%

100% positive

3-Year rolling

+6.70%

211 windows

min 3.8% · max 9.0%

100% positive

5-Year rolling

+6.69%

187 windows

min 4.8% · max 8.7%

100% positive

7-Year rolling

+6.78%

162 windows

min 5.3% · max 8.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.22%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund-Dividend - Daily	HDFC	₹1,019.8200	19 Jul 2026
NIPPON INDIA LIQUID FUND - QUARTERLY IDCW OPTION	Nippon India	₹1,009.0827	19 Jul 2026
ICICI Prudential Liquid Fund - IDCW Others	ICICI Prudential	₹191.4582	19 Jul 2026
Invesco India Liquid Fund - Unclaimed Dividend Plan - Above 3 Years	Invesco	₹1,000.0000	19 Jul 2026
BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years	Bandhan	₹1.8099	19 Jul 2026
Quantum Liquid Fund - Unclaimed IDCW Plan Above 3 years	Quantum	₹10.0000	19 Jul 2026
Motilal Oswal Liquid Fund - Unclaimed Dividend - Greater than 3 years	Motilal Oswal	₹10.0000	19 Jul 2026
Templeton India Treasury Management - Institution-Daily	Franklin Templeton	₹1,000.0000	19 Jul 2026
Mirae Asset Cash Management Fund - Daily Dividend	Mirae Asset	₹1,066.4347	19 Jul 2026
HSBC Liquid Fund - IDCW	HSBC	₹1,019.3000	19 Jul 2026

Recent NAVs

Date	NAV
19 Jul 2026	₹37.3991
18 Jul 2026	₹37.3932
17 Jul 2026	₹37.3872
16 Jul 2026	₹37.3795
15 Jul 2026	₹37.3728
14 Jul 2026	₹37.3676
13 Jul 2026	₹37.3650
12 Jul 2026	₹37.3603
11 Jul 2026	₹37.3544
10 Jul 2026	₹37.3485

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2026, the NAV of Quantum Liquid Fund-Growth Plan is ₹37.3991. It's a Liquid Fund from Quantum, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Quantum Liquid Fund-Growth Plan has NAV history starting from 09 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Quantum Liquid Fund-Growth Plan is managed by Quantum. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Quantum Liquid Fund-Growth Plan has delivered a absolute return of 5.81% — +4.96 pp ahead of the Liquid Fund category average of 0.85%. The fund ranks #29 of 115 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Quantum Liquid Fund-Growth Plan has delivered a CAGR of 6.57% — +5.41 pp ahead of the Liquid Fund category average of 1.15%. The fund ranks #24 of 101 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Quantum Liquid Fund-Growth Plan has delivered a CAGR of 5.92% — +5.13 pp ahead of the Liquid Fund category average of 0.79%. The fund ranks #21 of 84 in its category — the top (Q1) quartile.

₹1 lakh invested in Quantum Liquid Fund-Growth Plan exactly 10 years ago would be worth approximately ₹173,237 today — a multiplier of 1.73×, based on the 10-year CAGR of 5.65%. The category average over the same window would have grown ₹1 lakh to ₹106,891.

A ₹10,000 monthly SIP in Quantum Liquid Fund-Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹704,211 today. That's an XIRR (money-weighted annualised return) of 6.34%.

A ₹10,000 monthly SIP for 10 years in Quantum Liquid Fund-Growth Plan = ₹1,200,000 invested. It would currently be worth ₹1,607,511 (multiplier 1.34×). XIRR: 5.70%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Quantum Liquid Fund-Growth Plan ranks #21 out of 84 funds in the Liquid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.79%; this fund delivered 5.92%.

The worst peak-to-trough decline Quantum Liquid Fund-Growth Plan has experienced over the last 5-year window is 0.04% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Quantum Liquid Fund-Growth Plan averaged 6.69% (best 8.69%, worst 4.82%). 100% of rolling windows ended positive.

In calendar year 2025, Quantum Liquid Fund-Growth Plan returned 6.15% — beating the Liquid Fund category average of 2.57% by 3.58 pp. It ranked #26 of 69 in its category that year.

Quantum Liquid Fund-Growth Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Quantum Liquid Fund-Growth Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.92%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Quantum Liquid Fund-Growth Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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