Should I invest in quant Liquid Fund - Monthly IDCW Option?

We don't give personal investment advice. quant Liquid Fund - Monthly IDCW Option - Regular Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 0.02%.

Escorts

quant Liquid Fund - Monthly IDCW Option - Regular Plan

Latest NAV

₹15.2044

As of

26 Jul 2026

5,948 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.82%	+0.85	37 / 117	Q2
1W	+0.10%	-1.29%	+1.40	45 / 116	Q2
2W	+0.20%	-1.24%	+1.44	46 / 116	Q2
1M	-0.17%	-1.15%	+0.99	111 / 115	Q4
3M	-0.21%	-0.79%	+0.58	110 / 115	Q4
6M	-0.03%	-0.21%	+0.18	107 / 116	Q4
YTD	+0.31%	-0.01%	+0.32	56 / 116	Q2
1Y	-0.16%	+0.87%	-1.03	110 / 115	Q4
2Y	-0.10%	+1.11%	-1.20	105 / 111	Q4
3Y	+0.10%	+1.16%	-1.06	48 / 101	Q2
4Y	+0.06%	+1.03%	-0.97	44 / 93	Q2
5Y	+0.02%	+0.80%	-0.78	44 / 84	Q3
7Y	-0.04%	+0.51%	-0.55	70 / 78	Q4
10Y	+0.08%	+0.67%	-0.60	31 / 71	Q2
Inception	+1.95%	+1.28%	+0.67	43 / 114	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.31%	+1.42%	-1.12	35 / 73
2025	+0.01%	+2.57%	-2.56	39 / 69
2024	-0.14%	+2.54%	-2.68	71 / 71
2023	-0.06%	+2.47%	-2.53	63 / 66
2022	-0.08%	+1.48%	-1.56	66 / 70
2021	-0.16%	+1.01%	-1.17	75 / 80
2020	+0.37%	+0.34%	+0.03	37 / 87
2019	-0.07%	+2.59%	-2.67	81 / 87
2018	+0.17%	+2.60%	-2.43	44 / 88
2017	+0.07%	+2.32%	-2.24	38 / 85
2016	+0.24%	+2.45%	-2.21	26 / 64

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.11%

236 windows

min -0.6% · max 43.7%

75% positive

3-Year rolling

+1.69%

211 windows

min -0.2% · max 7.8%

78% positive

5-Year rolling

+1.48%

187 windows

min -0.1% · max 7.5%

88% positive

7-Year rolling

+1.25%

163 windows

min 0.0% · max 5.6%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.48%

3-year · annualised

Sharpe ratio

-4.32

vs risk-free 6.5%

Sortino ratio

-6.50

Downside-only deviation

Max drawdown

-0.78%

Apr 2025 → Apr 2025

% positive months

38.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund - Growth Plan	HDFC	₹5,467.1581	26 Jul 2026
NIPPON INDIA LIQUID FUND - QUARTERLY IDCW OPTION	Nippon India	₹1,010.2148	26 Jul 2026
ICICI Prudential Liquid Fund - IDCW Others	ICICI Prudential	₹191.6725	26 Jul 2026
Invesco India Liquid Fund - Unclaimed Dividend Plan - Above 3 Years	Invesco	₹1,000.0000	26 Jul 2026
BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years	Bandhan	₹1.8119	26 Jul 2026
Quantum Liquid Fund - Direct Plan Daily IDCW	Quantum	₹10.0128	26 Jul 2026
Motilal Oswal Liquid Fund - Unclaimed Dividend - Greater than 3 years	Motilal Oswal	₹10.0000	26 Jul 2026
Franklin India Liquid Fund - Institutional Plan - Daily - IDCW	Franklin Templeton	₹1,000.0000	26 Jul 2026
Mirae Asset Liquid Fund - Regular - Daily IDCW	Mirae Asset	₹1,066.4347	26 Jul 2026
HSBC Liquid Fund - IDCW	HSBC	₹1,019.3000	26 Jul 2026

Recent NAVs

Date	NAV
26 Jul 2026	₹15.2044
24 Jul 2026	₹15.1998
23 Jul 2026	₹15.1972
22 Jul 2026	₹15.1947
21 Jul 2026	₹15.1925
20 Jul 2026	₹15.1904
19 Jul 2026	₹15.1887
17 Jul 2026	₹15.1843
16 Jul 2026	₹15.1816
15 Jul 2026	₹15.1790

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 26 Jul 2026, the NAV of quant Liquid Fund - Monthly IDCW Option - Regular Plan is ₹15.2044. It's a Liquid Fund from Escorts, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

quant Liquid Fund - Monthly IDCW Option - Regular Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

quant Liquid Fund - Monthly IDCW Option - Regular Plan is managed by Escorts. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, quant Liquid Fund - Monthly IDCW Option - Regular Plan has delivered a absolute return of -0.16% — -1.03 pp behind the Liquid Fund category average of 0.87%. The fund ranks #110 of 115 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, quant Liquid Fund - Monthly IDCW Option - Regular Plan has delivered a CAGR of 0.10% — -1.06 pp behind the Liquid Fund category average of 1.16%. The fund ranks #48 of 101 in its category — the second (Q2) quartile.

Over the trailing 5-year window, quant Liquid Fund - Monthly IDCW Option - Regular Plan has delivered a CAGR of 0.02% — -0.78 pp behind the Liquid Fund category average of 0.80%. The fund ranks #44 of 84 in its category — the third (Q3) quartile.

₹1 lakh invested in quant Liquid Fund - Monthly IDCW Option - Regular Plan exactly 10 years ago would be worth approximately ₹100,764 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.08%. The category average over the same window would have grown ₹1 lakh to ₹106,919.

A ₹10,000 monthly SIP in quant Liquid Fund - Monthly IDCW Option - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹600,037 today. That's an XIRR (money-weighted annualised return) of 0.00%.

A ₹10,000 monthly SIP for 10 years in quant Liquid Fund - Monthly IDCW Option - Regular Plan = ₹1,200,000 invested. It would currently be worth ₹1,200,553 (multiplier 1.00×). XIRR: 0.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, quant Liquid Fund - Monthly IDCW Option - Regular Plan ranks #44 out of 84 funds in the Liquid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.80%; this fund delivered 0.02%.

The worst peak-to-trough decline quant Liquid Fund - Monthly IDCW Option - Regular Plan has experienced over the last 5-year window is 0.78% — its NAV fell from a high on 02 Apr 2025 to a low on 10 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, quant Liquid Fund - Monthly IDCW Option - Regular Plan averaged 1.48% (best 7.50%, worst -0.13%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is -4.98 — negative risk-adjusted performance.

In calendar year 2025, quant Liquid Fund - Monthly IDCW Option - Regular Plan returned 0.01% — lagging the Liquid Fund category average of 2.57% by 2.56 pp. It ranked #39 of 69 in its category that year.

quant Liquid Fund - Monthly IDCW Option - Regular Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. quant Liquid Fund - Monthly IDCW Option - Regular Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 0.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.