Should I invest in PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES)?

We don't give personal investment advice. PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Benchmark

PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES)

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-3.72%	+0.06%	-3.78	297 / 299	Q4
1W	-8.21%	-3.61%	-4.60	284 / 303	Q4
2W	-8.62%	-4.52%	-4.10	269 / 303	Q4
1M	-16.57%	-5.64%	-10.94	269 / 302	Q4
3M	-9.91%	-4.27%	-5.64	233 / 302	Q4
6M	-20.81%	+1.48%	-22.29	275 / 307	Q4
YTD	-23.56%	-0.18%	-23.38	271 / 309	Q4
1Y	-21.65%	+7.10%	-28.76	260 / 307	Q4
2Y	+14.52%	+2.20%	+12.32	97 / 303	Q2
3Y	+18.78%	+0.76%	+18.02	31 / 264	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.91%	+0.51%	+5.40	131 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-23.56%	-23.68%	+0.12	114 / 241
2010	+35.56%	+11.69%	+23.88	5 / 256
2009	+67.90%	+65.86%	+2.04	134 / 238
2008	-40.73%	-52.86%	+12.13	24 / 198
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+31.67%

35 windows

min -49.6% · max 110.8%

77% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+19.58%

10 windows

min 12.3% · max 30.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

38.66%

3-year · annualised

Sharpe ratio

0.46

vs risk-free 6.5%

Sortino ratio

0.84

Downside-only deviation

Max drawdown

-42.08%

Sep 2008 → Mar 2009

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
18 Aug 2011	₹346.9778
17 Aug 2011	₹360.3656
16 Aug 2011	₹365.3890
12 Aug 2011	₹369.8812
11 Aug 2011	₹378.0275
10 Aug 2011	₹382.0000
9 Aug 2011	₹374.9129
8 Aug 2011	₹375.0391
5 Aug 2011	₹375.9999
4 Aug 2011	₹379.6885

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) is a Growth from Benchmark (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) has NAV history starting from 31 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) is managed by Benchmark. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) has delivered a absolute return of -21.65% — -28.76 pp behind the Growth category average of 7.10%. The fund ranks #260 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) has delivered a CAGR of 18.78% — +18.02 pp ahead of the Growth category average of 0.76%. The fund ranks #31 of 264 in its category — the top (Q1) quartile.

PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) exactly 3 years ago would be worth approximately ₹167,586 today — a multiplier of 1.68×, based on the 3-year CAGR of 18.78%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) over the last 3 years — total invested ₹360,000 — would be worth ₹432,716 today. That's an XIRR (money-weighted annualised return) of 12.31%.

PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹432,716 — XIRR 12.31%.

On a 3-year basis, PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) ranks #31 out of 264 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.76%; this fund delivered 18.78%.

The worst peak-to-trough decline PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) has experienced over the last 3-year window is 42.08% — its NAV fell from a high on 08 Sep 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) averaged 19.58% (best 30.83%, worst 12.31%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2010, PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) returned 35.56% — beating the Growth category average of 11.69% by 23.88 pp. It ranked #5 of 256 in its category that year.

PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. PSU Bank Benchmark Exchange Traded Scheme (PSU Bank BeES) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.