Should I invest in Principal Resurgent India Equity Fund?

We don't give personal investment advice. Principal Resurgent India Equity Fund-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

PRINCIPAL

Principal Resurgent India Equity Fund-Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.06%	+0.02	124 / 299	Q2
1W	-0.77%	-3.61%	+2.84	199 / 303	Q3
2W	+0.68%	-4.52%	+5.20	109 / 303	Q2
1M	+1.82%	-5.64%	+7.45	99 / 302	Q2
3M	+9.89%	-4.27%	+14.16	45 / 302	Q1
6M	+12.52%	+1.48%	+11.04	81 / 307	Q2
YTD	+15.73%	-0.18%	+15.91	68 / 309	Q1
1Y	+25.74%	+7.10%	+18.64	72 / 307	Q1
2Y	+44.10%	+2.20%	+41.90	2 / 303	Q1
3Y	-2.24%	+0.76%	-3.00	182 / 264	Q3
4Y	+9.79%	+0.58%	+9.21	74 / 235	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.52%	+0.51%	+9.01	72 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	+15.73%	+11.69%	+4.05	94 / 256
2009	+67.49%	+65.86%	+1.63	142 / 238
2008	-58.07%	-52.86%	-5.21	115 / 198
2007	+61.29%	+42.91%	+18.37	28 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.44%

44 windows

min -57.9% · max 93.8%

66% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.98%

20 windows

min -8.1% · max 9.5%

85% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

30.26%

3-year · annualised

Sharpe ratio

-0.13

vs risk-free 6.5%

Sortino ratio

-0.17

Downside-only deviation

Max drawdown

-65.10%

Jan 2008 → Mar 2009

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
29 Oct 2010	₹98.5700
28 Oct 2010	₹98.4900
27 Oct 2010	₹98.9800
26 Oct 2010	₹99.8900
25 Oct 2010	₹99.9300
22 Oct 2010	₹99.3300
21 Oct 2010	₹99.1000
20 Oct 2010	₹97.1600
19 Oct 2010	₹97.4300
18 Oct 2010	₹97.9600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Principal Resurgent India Equity Fund-Growth is a Growth from PRINCIPAL (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Principal Resurgent India Equity Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Principal Resurgent India Equity Fund-Growth is managed by PRINCIPAL. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Principal Resurgent India Equity Fund-Growth has delivered a absolute return of 25.74% — +18.64 pp ahead of the Growth category average of 7.10%. The fund ranks #72 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Principal Resurgent India Equity Fund-Growth has delivered a CAGR of -2.24% — -3 pp behind the Growth category average of 0.76%. The fund ranks #182 of 264 in its category — the third (Q3) quartile.

Principal Resurgent India Equity Fund-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Principal Resurgent India Equity Fund-Growth exactly 3 years ago would be worth approximately ₹93,431 today — a multiplier of 0.93×, based on the 3-year CAGR of -2.24%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in Principal Resurgent India Equity Fund-Growth over the last 3 years — total invested ₹360,000 — would be worth ₹486,011 today. That's an XIRR (money-weighted annualised return) of 20.46%.

Principal Resurgent India Equity Fund-Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹486,011 — XIRR 20.46%.

On a 3-year basis, Principal Resurgent India Equity Fund-Growth ranks #182 out of 264 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.76%; this fund delivered -2.24%.

The worst peak-to-trough decline Principal Resurgent India Equity Fund-Growth has experienced over the last 3-year window is 65.10% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Principal Resurgent India Equity Fund-Growth averaged 2.98% (best 9.51%, worst -8.12%). 85% of rolling windows ended positive. The 3-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2009, Principal Resurgent India Equity Fund-Growth returned 67.49% — beating the Growth category average of 65.86% by 1.63 pp. It ranked #142 of 238 in its category that year.

Principal Resurgent India Equity Fund-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Principal Resurgent India Equity Fund-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.