PRINCIPAL
Principal Floating Rate Fund - SMP-Insti. Monthly Dividend
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.04% | -3.56% | +3.60 | 4 / 84 | Q1 |
| 1W | +0.15% | -3.52% | +3.67 | 12 / 84 | Q1 |
| 2W | +0.13% | -3.50% | +3.63 | 23 / 84 | Q2 |
| 1M | -0.06% | -6.74% | +6.68 | 74 / 87 | Q4 |
| 3M | +7.53% | -6.22% | +13.75 | 2 / 86 | Q1 |
| 6M | +1.52% | -6.43% | +7.95 | 29 / 84 | Q2 |
| YTD | +2.91% | -6.15% | +9.06 | 15 / 85 | Q1 |
| 1Y | +4.90% | -5.38% | +10.28 | 19 / 84 | Q1 |
| 2Y | -0.01% | -6.52% | +6.51 | 64 / 86 | Q3 |
| 3Y | -0.10% | -6.38% | +6.28 | 70 / 85 | Q4 |
| 4Y | -0.03% | -7.58% | +7.54 | 57 / 74 | Q4 |
| 5Y | -0.04% | -4.41% | +4.37 | 51 / 61 | Q4 |
| 7Y | +0.05% | +0.51% | -0.45 | 31 / 50 | Q3 |
| 10Y | +0.69% | +0.08% | +0.61 | 19 / 47 | Q2 |
| Inception | +1.40% | -6.05% | +7.45 | 28 / 88 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2020 YTD | +2.91% | +1.38% | +1.53 | 5 / 22 |
| 2019 | -3.10% | +2.92% | -6.02 | 24 / 24 |
| 2018 | +0.06% | +1.53% | -1.48 | 18 / 32 |
| 2017 | +0.07% | +2.08% | -2.01 | 21 / 40 |
| 2016 | -0.08% | +2.54% | -2.62 | 47 / 49 |
| 2015 | +0.01% | +2.88% | -2.87 | 29 / 50 |
| 2014 | -0.04% | +2.21% | -2.25 | 48 / 50 |
| 2013 | +0.91% | +2.22% | -1.31 | 22 / 51 |
| 2012 | +2.69% | +2.94% | -0.25 | 20 / 58 |
| 2011 | +2.98% | -4.13% | +7.11 | 22 / 67 |
| 2010 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 4 Sep 2020 | ₹1,237.0968 |
| 3 Sep 2020 | ₹1,236.5570 |
| 2 Sep 2020 | ₹1,236.7541 |
| 1 Sep 2020 | ₹1,236.6951 |
| 31 Aug 2020 | ₹1,236.4924 |
| 28 Aug 2020 | ₹1,235.2265 |
| 27 Aug 2020 | ₹1,235.4489 |
| 26 Aug 2020 | ₹1,235.5507 |
| 25 Aug 2020 | ₹1,235.5293 |
| 24 Aug 2020 | ₹1,235.2627 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.