Should I invest in Principal Emerging Bluechip Fund?

We don't give personal investment advice. Principal Emerging Bluechip Fund - Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 48.1%. 5-year CAGR: 7.61%.

PRINCIPAL

Principal Emerging Bluechip Fund - Dividend Option

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.06%	-0.05	132 / 299	Q2
1W	+0.50%	-3.61%	+4.11	95 / 303	Q2
2W	-4.62%	-4.52%	-0.10	247 / 303	Q4
1M	-2.00%	-5.64%	+3.63	175 / 302	Q3
3M	-2.00%	-4.27%	+2.27	158 / 302	Q3
6M	+8.23%	+1.48%	+6.75	104 / 307	Q2
YTD	+27.06%	-0.18%	+27.24	38 / 309	Q1
1Y	+27.92%	+7.10%	+20.82	61 / 307	Q1
2Y	+22.15%	+2.20%	+19.94	48 / 303	Q1
3Y	+16.79%	+0.76%	+16.03	44 / 264	Q1
4Y	+9.17%	+0.58%	+8.59	78 / 235	Q2
5Y	+7.61%	+0.02%	+7.59	79 / 208	Q2
7Y	+5.16%	+3.12%	+2.04	91 / 130	Q3
10Y	+14.12%	+7.20%	+6.92	7 / 68	Q1
Inception	+14.67%	+0.51%	+14.16	28 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+27.06%	+35.98%	-8.92	12 / 17
2020	+16.84%	-9.83%	+26.67	6 / 39
2019	+6.65%	+4.81%	+1.85	15 / 39
2018	-10.83%	-8.44%	-2.39	33 / 55
2017	+0.67%	+29.57%	-28.90	62 / 65
2016	-3.73%	+1.07%	-4.80	66 / 88
2015	+1.53%	-3.94%	+5.47	34 / 99
2014	+59.20%	+34.59%	+24.61	16 / 133
2013	+4.79%	+0.03%	+4.77	54 / 154
2012	+55.70%	+23.57%	+32.13	3 / 190
2011	-34.74%	-23.68%	-11.06	228 / 241

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.04%

148 windows

min -33.3% · max 131.4%

61% positive

3-Year rolling

+9.34%

124 windows

min -14.5% · max 39.1%

66% positive

5-Year rolling

+10.27%

100 windows

min -7.1% · max 23.6%

85% positive

7-Year rolling

+10.19%

75 windows

min 4.0% · max 23.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

23.58%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

0.72

Downside-only deviation

Max drawdown

-36.17%

Feb 2020 → Mar 2020

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
30 Dec 2021	₹62.1700
29 Dec 2021	₹62.1600
28 Dec 2021	₹62.2500
27 Dec 2021	₹61.6000
24 Dec 2021	₹61.3100
23 Dec 2021	₹61.8600
22 Dec 2021	₹61.6300
21 Dec 2021	₹60.7800
20 Dec 2021	₹59.9400
17 Dec 2021	₹64.1000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Principal Emerging Bluechip Fund - Dividend Option is a Growth from PRINCIPAL (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Principal Emerging Bluechip Fund - Dividend Option has NAV history starting from 17 Nov 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Principal Emerging Bluechip Fund - Dividend Option is managed by PRINCIPAL. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Principal Emerging Bluechip Fund - Dividend Option has delivered a absolute return of 27.92% — +20.82 pp ahead of the Growth category average of 7.10%. The fund ranks #61 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Principal Emerging Bluechip Fund - Dividend Option has delivered a CAGR of 16.79% — +16.03 pp ahead of the Growth category average of 0.76%. The fund ranks #44 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Principal Emerging Bluechip Fund - Dividend Option has delivered a CAGR of 7.61% — +7.59 pp ahead of the Growth category average of 0.02%. The fund ranks #79 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in Principal Emerging Bluechip Fund - Dividend Option exactly 10 years ago would be worth approximately ₹374,745 today — a multiplier of 3.75×, based on the 10-year CAGR of 14.12%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in Principal Emerging Bluechip Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹853,430 today. That's an XIRR (money-weighted annualised return) of 14.04%.

A ₹10,000 monthly SIP for 10 years in Principal Emerging Bluechip Fund - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹2,067,098 (multiplier 1.72×). XIRR: 10.48%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Principal Emerging Bluechip Fund - Dividend Option ranks #79 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 7.61%.

The worst peak-to-trough decline Principal Emerging Bluechip Fund - Dividend Option has experienced over the last 5-year window is 48.12% — its NAV fell from a high on 16 May 2017 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Principal Emerging Bluechip Fund - Dividend Option averaged 10.27% (best 23.57%, worst -7.10%). 85% of rolling windows ended positive. The 5-year Sharpe ratio is 0.16 — weak risk-adjusted performance.

In calendar year 2020, Principal Emerging Bluechip Fund - Dividend Option returned 16.84% — beating the Growth category average of -9.83% by 26.67 pp. It ranked #6 of 39 in its category that year.

Principal Emerging Bluechip Fund - Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Principal Emerging Bluechip Fund - Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 48.1%. 5-year CAGR: 7.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.