Should I invest in NIPPON INDIA VALUE FUND?

We don't give personal investment advice. NIPPON INDIA VALUE FUND - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 52.5%. 5-year CAGR: 6.68%.

Reliance

NIPPON INDIA VALUE FUND - IDCW Option

Latest NAV

₹41.1405

As of

24 Jul 2026

4,261 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	-0.14%	+0.08	5 / 14	Q2
1W	-2.32%	-1.82%	-0.50	13 / 14	Q4
2W	-2.02%	-1.74%	-0.28	10 / 14	Q3
1M	-1.50%	-1.10%	-0.40	10 / 14	Q3
3M	-0.25%	+2.22%	-2.47	12 / 14	Q4
6M	-0.82%	+4.07%	-4.89	12 / 14	Q4
YTD	-11.51%	-1.23%	-10.28	14 / 14	Q4
1Y	-9.51%	+1.33%	-10.84	14 / 14	Q4
2Y	-6.77%	+0.51%	-7.28	13 / 13	Q4
3Y	+6.20%	+13.50%	-7.30	13 / 13	Q4
4Y	+8.36%	+15.57%	-7.20	10 / 10	Q4
5Y	+6.68%	+11.47%	-4.79	8 / 8	Q4
7Y	+9.54%	+13.77%	-4.23	5 / 5	Q4
10Y	+6.17%	+10.24%	-4.06	3 / 3	Q4
Inception	+6.55%	+13.45%	-6.90	14 / 14	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.51%	-1.23%	-10.28	14 / 14
2025	-3.64%	+2.97%	-6.61	12 / 13
2024	+10.89%	+19.76%	-8.86	13 / 13
2023	+32.74%	+34.20%	-1.46	6 / 11
2022	+0.61%	+4.84%	-4.23	8 / 10
2021	+30.96%	+30.13%	+0.83	3 / 6
2020	+6.25%	+13.38%	-7.13	5 / 5
2019	-3.45%	+0.75%	-4.20	5 / 5
2018	-16.74%	-10.21%	-6.53	3 / 4
2017	+31.13%	+36.32%	-5.19	3 / 3
2016	-17.20%	-5.59%	-11.61	3 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.85%

199 windows

min -34.2% · max 89.6%

52% positive

3-Year rolling

+5.62%

175 windows

min -14.7% · max 24.4%

73% positive

5-Year rolling

+5.59%

151 windows

min -10.0% · max 23.9%

83% positive

7-Year rolling

+4.28%

126 windows

min -2.3% · max 11.3%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.50%

3-year · annualised

Sharpe ratio

0.06

vs risk-free 6.5%

Sortino ratio

0.08

Downside-only deviation

Max drawdown

-52.49%

Sep 2024 → Apr 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
Quant Value Fund - Growth Option - Regular Plan	Quant	₹22.3262	24 Jul 2026
Quantum Value Fund - Regular Plan Growth Option	Quantum	₹118.1400	24 Jul 2026
DSP Value Fund - Regular Plan - Growth	DSP	₹23.6000	23 Jul 2026
HSBC Value Fund - Regular Growth	HSBC	₹112.4046	24 Jul 2026
Baroda BNP Paribas Value Fund - Regular Plan - Growth option	Baroda BNP Paribas	₹13.5073	24 Jul 2026
Canara Robeco Value Fund - Regular Plan - Growth Option	Canara Robeco	₹17.6000	24 Jul 2026
Axis Value Fund - Regular Plan - Growth	Axis	₹19.3300	24 Jul 2026
Groww Value Fund (formerly known as Indiabulls Value Fund) - Regular Plan - Growth Option	Groww	₹27.1289	24 Jul 2026
ITI Value Fund - Regular Plan - Growth Option	ITI	₹16.7509	24 Jul 2026
LIC MF Value Fund-Regular Plan-Growth	LIC	₹27.2277	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹41.1405
23 Jul 2026	₹41.1649
22 Jul 2026	₹41.4588
21 Jul 2026	₹41.9260
20 Jul 2026	₹41.9913
17 Jul 2026	₹42.1161
16 Jul 2026	₹42.0234
15 Jul 2026	₹41.9639
14 Jul 2026	₹41.7941
13 Jul 2026	₹42.1274

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of NIPPON INDIA VALUE FUND - IDCW Option is ₹41.1405. It's a Value Fund from Reliance, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA VALUE FUND - IDCW Option has NAV history starting from 01 Apr 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

NIPPON INDIA VALUE FUND - IDCW Option is managed by Reliance. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA VALUE FUND - IDCW Option has delivered a absolute return of -9.51% — -10.84 pp behind the Value Fund category average of 1.33%. The fund ranks #14 of 14 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA VALUE FUND - IDCW Option has delivered a CAGR of 6.20% — -7.3 pp behind the Value Fund category average of 13.50%. The fund ranks #13 of 13 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA VALUE FUND - IDCW Option has delivered a CAGR of 6.68% — -4.79 pp behind the Value Fund category average of 11.47%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in NIPPON INDIA VALUE FUND - IDCW Option exactly 10 years ago would be worth approximately ₹182,022 today — a multiplier of 1.82×, based on the 10-year CAGR of 6.17%. The category average over the same window would have grown ₹1 lakh to ₹264,983.

A ₹10,000 monthly SIP in NIPPON INDIA VALUE FUND - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹666,941 today. That's an XIRR (money-weighted annualised return) of 4.18%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA VALUE FUND - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,758,550 (multiplier 1.47×). XIRR: 7.42%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA VALUE FUND - IDCW Option ranks #8 out of 8 funds in the Value Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.47%; this fund delivered 6.68%.

The worst peak-to-trough decline NIPPON INDIA VALUE FUND - IDCW Option has experienced over the last 5-year window is 52.49% — its NAV fell from a high on 26 Sep 2024 to a low on 01 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA VALUE FUND - IDCW Option averaged 5.59% (best 23.89%, worst -9.97%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is 0.08 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA VALUE FUND - IDCW Option returned -3.64% — lagging the Value Fund category average of 2.97% by 6.61 pp. It ranked #12 of 13 in its category that year.

NIPPON INDIA VALUE FUND - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA VALUE FUND - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 52.5%. 5-year CAGR: 6.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.