Should I invest in NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND?

We don't give personal investment advice. NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.9%. 5-year CAGR: 14.69%.

Nippon India

NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option

Latest NAV

₹35.6755

As of

17 Jul 2026

1,415 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.55%	+0.08%	-0.64	266 / 296	Q4
1W	-0.60%	-0.25%	-0.35	227 / 296	Q4
2W	+0.09%	+0.03%	+0.06	199 / 296	Q3
1M	+2.96%	+0.66%	+2.30	23 / 296	Q1
3M	+9.61%	+1.92%	+7.70	16 / 296	Q1
6M	+11.15%	+0.72%	+10.42	16 / 289	Q1
YTD	+8.07%	-0.18%	+8.25	16 / 287	Q1
1Y	+0.04%	+1.67%	-1.63	176 / 276	Q3
2Y	+0.45%	+2.29%	-1.84	119 / 196	Q3
3Y	+17.75%	+9.65%	+8.11	29 / 152	Q1
4Y	+20.47%	+12.31%	+8.16	12 / 81	Q1
5Y	+14.69%	+10.34%	+4.35	5 / 42	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+24.70%	+7.39%	+17.31	6 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+8.07%	-0.15%	+8.22	16 / 282
2025	-7.24%	+5.41%	-12.65	213 / 226
2024	+25.45%	+13.06%	+12.39	20 / 159
2023	+47.85%	+21.46%	+26.40	11 / 121
2022	-3.48%	+2.02%	-5.50	51 / 55
2021	+59.84%	+27.10%	+32.74	1 / 31
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.58%

58 windows

min -9.5% · max 93.2%

72% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+23.91%

34 windows

min 17.8% · max 34.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.78%

10 windows

min 14.7% · max 27.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.48%

3-year · annualised

Sharpe ratio

0.58

vs risk-free 6.5%

Sortino ratio

0.89

Downside-only deviation

Max drawdown

-26.15%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA NIFTY MIDCAP 150 INDEX FUND - DIRECT Plan - IDCW Option	Nippon India	₹26.5876	17 Jul 2026
SBI Nifty Midcap 150 Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹20.0116	17 Jul 2026
ICICI Prudential Nifty Midcap 150 Index Fund - Direct Plan - IDCW	ICICI Prudential	₹20.5388	17 Jul 2026
BANDHAN Nifty Smallcap 250 Index Fund - Direct Plan - IDCW	Bandhan	₹13.0559	17 Jul 2026
Aditya Birla Sun Life Nifty Midcap 150 Index Fund - Direct - Payout of IDCW	Aditya Birla Sun Life	₹25.9702	17 Jul 2026
Motilal Oswal Nifty Midcap 150 Index Fund - Direct Plan	Motilal Oswal	₹41.6553	17 Jul 2026
KOTAK NIFTY MIDCAP 150 INDEX FUND-DIRECT PLAN-IDCW-PAYOUT AND REINVESTMENT	Kotak	₹11.8040	17 Jul 2026
Edelweiss Nifty Next 50 Index Fund - Direct Plan - IDCW	Edelweiss	₹16.7426	17 Jul 2026
DSP Nifty Midcap 150 Index Fund - Direct - IDCW	DSP	₹10.4877	17 Jul 2026
HSBC NIFTY NEXT 50 INDEX FUND - Direct IDCW	HSBC	₹31.4807	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹35.6755
16 Jul 2026	₹35.8743
15 Jul 2026	₹35.8532
14 Jul 2026	₹35.6074
13 Jul 2026	₹35.9942
10 Jul 2026	₹35.8902
9 Jul 2026	₹35.4040
8 Jul 2026	₹34.8542
7 Jul 2026	₹35.5578
6 Jul 2026	₹35.8067

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option is ₹35.6755. It's a Index Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option has NAV history starting from 19 Oct 2020, a track record of about 5 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option has delivered a absolute return of 0.04% — -1.63 pp behind the Index Fund category average of 1.67%. The fund ranks #176 of 276 in its category — the third (Q3) quartile.

Over the trailing 3-year window, NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 17.75% — +8.11 pp ahead of the Index Fund category average of 9.65%. The fund ranks #29 of 152 in its category — the top (Q1) quartile.

Over the trailing 5-year window, NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 14.69% — +4.35 pp ahead of the Index Fund category average of 10.34%. The fund ranks #5 of 42 in its category — the top (Q1) quartile.

₹1 lakh invested in NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option exactly 5 years ago would be worth approximately ₹198,453 today — a multiplier of 1.98×, based on the 5-year CAGR of 14.69%. The category average over the same window would have grown ₹1 lakh to ₹163,530.

A ₹10,000 monthly SIP in NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹880,078 today. That's an XIRR (money-weighted annualised return) of 15.31%.

NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹880,078 — XIRR 15.31%.

On a 5-year basis, NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option ranks #5 out of 42 funds in the Index Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.34%; this fund delivered 14.69%.

The worst peak-to-trough decline NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option has experienced over the last 5-year window is 26.95% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option averaged 19.78% (best 27.56%, worst 14.69%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option returned -7.24% — lagging the Index Fund category average of 5.41% by 12.65 pp. It ranked #213 of 226 in its category that year.

NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.9%. 5-year CAGR: 14.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.