Should I invest in Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?

We don't give personal investment advice. Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Nippon India

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option

Latest NAV

₹12.8619

As of

17 Jul 2026

810 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.01%	+0.05	124 / 246	Q3
1W	+0.09%	-0.36%	+0.45	102 / 246	Q2
2W	+0.23%	-0.04%	+0.26	87 / 246	Q2
1M	+0.70%	+0.57%	+0.14	116 / 246	Q2
3M	+1.51%	+1.95%	-0.44	144 / 246	Q3
6M	+2.48%	+0.95%	+1.53	129 / 239	Q3
YTD	+2.64%	+0.07%	+2.57	108 / 238	Q2
1Y	+5.21%	+1.45%	+3.77	70 / 227	Q2
2Y	+7.39%	+2.12%	+5.27	14 / 157	Q1
3Y	+7.32%	+9.02%	-1.71	57 / 116	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.76%	+6.50%	+1.25	86 / 246	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.64%	+0.11%	+2.53	107 / 236
2025	+8.55%	+4.47%	+4.07	35 / 185
2024	+7.92%	+12.46%	-4.53	85 / 122
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.87%

29 windows

min 4.4% · max 10.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.29%

5 windows

min 6.9% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.45%

3-year · annualised

Sharpe ratio

0.43

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.14%

Mar 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY Reality Index Fund - Regular Plan	HDFC	₹10.1818	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8037	17 Jul 2026
SBI BSE PSU BANK INDEX FUND- Regular Plan- Income Distribution Cum Capital Withdrawal Option (IDCW)	SBI	₹13.3550	17 Jul 2026
Invesco India Nifty G-sec Jul 2027 Index Fund - Regular Plan - IDCW Payout	Invesco	₹1,263.6515	17 Jul 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - REGULAR IDCW	Bandhan	₹10.4128	17 Jul 2026
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund-Regular IDCW Payout	Aditya Birla Sun Life	₹10.5539	17 Jul 2026
Motilal Oswal BSE Enhanced Value Index Fund-Regular plan	Motilal Oswal	₹26.8929	17 Jul 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - IDCW	Mirae Asset	₹13.3448	17 Jul 2026
Kotak BSE Housing Index Fund - Regular Plan - IDCW Option	Kotak	₹13.2470	17 Jul 2026
Edelweiss BSE Internet Economy Index Fund - Regular Plan - IDCW	Edelweiss	₹10.8924	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.8619
16 Jul 2026	₹12.8575
15 Jul 2026	₹12.8546
14 Jul 2026	₹12.8356
13 Jul 2026	₹12.8524
10 Jul 2026	₹12.8505
9 Jul 2026	₹12.8354
8 Jul 2026	₹12.8291
7 Jul 2026	₹12.8430
6 Jul 2026	₹12.8399

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option is ₹12.8619. It's a Index Fund from Nippon India, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option has NAV history starting from 08 Mar 2023, a track record of about 3 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option has delivered a absolute return of 5.21% — +3.77 pp ahead of the Index Fund category average of 1.45%. The fund ranks #70 of 227 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option has delivered a CAGR of 7.32% — -1.71 pp behind the Index Fund category average of 9.02%. The fund ranks #57 of 116 in its category — the second (Q2) quartile.

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option exactly 3 years ago would be worth approximately ₹123,591 today — a multiplier of 1.24×, based on the 3-year CAGR of 7.32%. The category average over the same window would have grown ₹1 lakh to ₹129,583.

A ₹10,000 monthly SIP in Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹400,865 today. That's an XIRR (money-weighted annualised return) of 7.11%.

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹400,865 — XIRR 7.11%.

On a 3-year basis, Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option ranks #57 out of 116 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.02%; this fund delivered 7.32%.

The worst peak-to-trough decline Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option has experienced over the last 3-year window is 1.14% — its NAV fell from a high on 02 Mar 2026 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option averaged 7.29% (best 7.65%, worst 6.91%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.43 — weak risk-adjusted performance.

In calendar year 2025, Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option returned 8.55% — beating the Index Fund category average of 4.47% by 4.07 pp. It ranked #35 of 185 in its category that year.

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Regular Plan-IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.