Should I invest in Nippon India Multi Asset Allocation Fund?

We don't give personal investment advice. Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.9%. 5-year CAGR: 14.92%.

Nippon India

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option

Latest NAV

₹24.6532

As of

17 Jul 2026

1,447 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	+0.13%	+0.03	15 / 29	Q3
1W	-0.29%	-0.31%	+0.02	13 / 29	Q2
2W	-0.35%	-0.43%	+0.08	12 / 29	Q2
1M	-0.12%	-0.12%	0.00	17 / 29	Q3
3M	+0.92%	+0.52%	+0.40	13 / 29	Q2
6M	+1.70%	+0.51%	+1.18	9 / 27	Q2
YTD	+2.97%	+1.47%	+1.49	9 / 27	Q2
1Y	+13.10%	+10.62%	+2.48	7 / 24	Q2
2Y	+10.90%	+8.45%	+2.44	3 / 19	Q1
3Y	+17.98%	+13.07%	+4.91	1 / 8	Q1
4Y	+17.93%	+14.82%	+3.11	1 / 3	Q2
5Y	+14.92%	+12.14%	+2.79	1 / 3	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.74%	+11.28%	+5.46	4 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.97%	+1.47%	+1.49	9 / 27
2025	+19.32%	+16.25%	+3.07	5 / 21
2024	+18.40%	+14.42%	+3.98	1 / 10
2023	+24.01%	+19.25%	+4.75	1 / 4
2022	+3.22%	+1.46%	+1.75	2 / 3
2021	+18.76%	+21.17%	-2.41	3 / 3
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.10%

60 windows

min 0.5% · max 36.3%

100% positive

3-Year rolling

+17.58%

36 windows

min 14.4% · max 21.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.65%

11 windows

min 14.9% · max 18.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.99%

3-year · annualised

Sharpe ratio

1.32

vs risk-free 6.5%

Sortino ratio

2.84

Downside-only deviation

Max drawdown

-10.92%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
Invesco India Multi Asset Allocation Fund - Regular Plan - Growth	Invesco	₹12.3500	17 Jul 2026
Bandhan Multi Asset Allocation Fund - Regular Plan - Growth	Bandhan	₹14.0942	17 Jul 2026
Quantum Multi Asset Allocation Fund - Regular Plan Growth Option	Quantum	₹11.8100	17 Jul 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Regular Growth	Aditya Birla Sun Life	₹16.8454	17 Jul 2026
Mirae Asset Multi Asset Allocation Fund - Regular Plan - Growth	Mirae Asset	₹13.4170	17 Jul 2026
Kotak Multi Asset Active FOF - Regular - Growth	Kotak	₹10.1100	17 Jul 2026
Edelweiss Multi Asset Allocation Fund - Regular Plan - Growth	Edelweiss	₹12.4513	17 Jul 2026
DSP Multi Asset Allocation Fund - Regular - Growth	DSP	₹16.1550	17 Jul 2026
HSBC Multi Asset Allocation Fund - Regular - Growth	HSBC	₹13.7809	17 Jul 2026
Baroda BNP Paribas Multi Asset Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹16.0615	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.6532
16 Jul 2026	₹24.6142
15 Jul 2026	₹24.6327
14 Jul 2026	₹24.5491
13 Jul 2026	₹24.6777
10 Jul 2026	₹24.7252
9 Jul 2026	₹24.5999
8 Jul 2026	₹24.4420
7 Jul 2026	₹24.7687
6 Jul 2026	₹24.8176

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option is ₹24.6532. It's a Multi Asset Allocation Fund from Nippon India, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option has NAV history starting from 31 Aug 2020, a track record of about 5 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option has delivered a absolute return of 13.10% — +2.48 pp ahead of the Multi Asset Allocation Fund category average of 10.62%. The fund ranks #7 of 24 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option has delivered a CAGR of 17.98% — +4.91 pp ahead of the Multi Asset Allocation Fund category average of 13.07%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option has delivered a CAGR of 14.92% — +2.79 pp ahead of the Multi Asset Allocation Fund category average of 12.14%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹200,467 today — a multiplier of 2.00×, based on the 5-year CAGR of 14.92%. The category average over the same window would have grown ₹1 lakh to ₹177,321.

A ₹10,000 monthly SIP in Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹897,124 today. That's an XIRR (money-weighted annualised return) of 16.09%.

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹897,124 — XIRR 16.09%.

On a 5-year basis, Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option ranks #1 out of 3 funds in the Multi Asset Allocation Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.14%; this fund delivered 14.92%.

The worst peak-to-trough decline Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 10.92% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option averaged 16.65% (best 18.53%, worst 14.92%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.87 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option returned 19.32% — beating the Multi Asset Allocation Fund category average of 16.25% by 3.07 pp. It ranked #5 of 21 in its category that year.

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.9%. 5-year CAGR: 14.92%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Asset Allocation Fund

Recent NAVs

Frequently asked questions

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