Should I invest in NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.7%. 5-year CAGR: 6.51%.

Nippon India

NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option

Latest NAV

₹10.9239

As of

3 Jun 2026

2,878 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+25.25%	-25.16	5 / 35	Q1
1W	+0.28%	+18.62%	-18.35	7 / 37	Q1
2W	+0.51%	+22.17%	-21.66	12 / 36	Q2
1M	+0.34%	+22.42%	-22.09	18 / 36	Q2
3M	-0.92%	+23.24%	-24.16	33 / 36	Q4
6M	-1.00%	+24.66%	-25.65	34 / 36	Q4
YTD	+0.13%	+22.37%	-22.24	26 / 36	Q3
1Y	-2.13%	+27.07%	-29.20	30 / 36	Q4
2Y	+2.40%	+10.05%	-7.65	21 / 34	Q3
3Y	+3.66%	+3.02%	+0.65	16 / 31	Q3
4Y	+4.47%	+3.05%	+1.41	11 / 31	Q2
5Y	+6.51%	+2.73%	+3.78	5 / 31	Q1
7Y	+0.76%	+2.69%	-1.92	18 / 28	Q3
10Y	+0.37%	+3.13%	-2.77	18 / 25	Q3
Inception	+0.73%	+10.26%	-9.53	26 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.13%	+0.59%	-0.47	12 / 17
2025	+0.75%	+3.35%	-2.59	14 / 20
2024	+7.47%	+4.91%	+2.56	9 / 20
2023	+6.95%	-0.96%	+7.91	5 / 21
2022	+2.03%	+33.83%	-31.80	10 / 27
2021	+17.42%	+0.84%	+16.58	1 / 28
2020	-23.61%	+1.22%	-24.83	29 / 30
2019	-4.40%	+2.51%	-6.92	28 / 30
2018	+1.70%	+2.64%	-0.93	17 / 30
2017	+0.54%	+2.00%	-1.46	14 / 30
2016	+1.56%	+5.02%	-3.46	18 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.01%

134 windows

min -28.5% · max 20.6%

74% positive

3-Year rolling

+0.33%

109 windows

min -10.4% · max 9.4%

58% positive

5-Year rolling

-0.57%

85 windows

min -5.9% · max 7.6%

36% positive

7-Year rolling

-0.66%

61 windows

min -3.2% · max 0.8%

33% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.31%

3-year · annualised

Sharpe ratio

-0.86

vs risk-free 6.5%

Sortino ratio

-1.20

Downside-only deviation

Max drawdown

-3.71%

Sep 2025 → Apr 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.6617	3 Jun 2026
IDFC - SSIF - Medium Term - Bimonthly Dividend Option	IDFC	₹10.2608	3 Jun 2026
Sundaram BNP Paribas Bond Saver-Growth	Sundaram BNP Paribas	₹70.5138	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.9239
2 Jun 2026	₹10.9291
1 Jun 2026	₹10.9193
29 May 2026	₹10.9140
27 May 2026	₹10.9055
26 May 2026	₹10.8991
25 May 2026	₹10.8966
22 May 2026	₹10.8763
21 May 2026	₹10.8657
20 May 2026	₹10.8700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option is ₹10.9239. It's a Medium Duration Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option has NAV history starting from 30 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option has delivered a absolute return of -2.13% — -29.2 pp behind the Medium Duration Fund category average of 27.07%. The fund ranks #30 of 36 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option has delivered a CAGR of 3.66% — +0.65 pp ahead of the Medium Duration Fund category average of 3.02%. The fund ranks #16 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option has delivered a CAGR of 6.51% — +3.78 pp ahead of the Medium Duration Fund category average of 2.73%. The fund ranks #5 of 31 in its category — the top (Q1) quartile.

₹1 lakh invested in NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option exactly 10 years ago would be worth approximately ₹103,729 today — a multiplier of 1.04×, based on the 10-year CAGR of 0.37%. The category average over the same window would have grown ₹1 lakh to ₹136,154.

A ₹10,000 monthly SIP in NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹657,785 today. That's an XIRR (money-weighted annualised return) of 3.63%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,328,655 (multiplier 1.11×). XIRR: 2.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option ranks #5 out of 31 funds in the Medium Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.73%; this fund delivered 6.51%.

The worst peak-to-trough decline NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option has experienced over the last 5-year window is 3.71% — its NAV fell from a high on 17 Sep 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option averaged -0.57% (best 7.62%, worst -5.91%). 36% of rolling windows ended positive. The 5-year Sharpe ratio is 0.01 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option returned 0.75% — lagging the Medium Duration Fund category average of 3.35% by 2.59 pp. It ranked #14 of 20 in its category that year.

NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. NIPPON INDIA MEDIUM DURATION FUND - QUARTERLY IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.7%. 5-year CAGR: 6.51%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.