Should I invest in NIPPON INDIA LOW DURATION FUND - WEEKLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 0.03%.

Reliance

NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option

Latest NAV

₹1,012.5620

As of

24 Jul 2026

4,207 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.02%	+0.00	12 / 20	Q3
1W	-0.04%	+0.04%	-0.08	19 / 20	Q4
2W	+0.04%	+0.12%	-0.08	18 / 20	Q4
1M	-0.01%	+0.18%	-0.19	16 / 20	Q4
3M	+0.04%	+0.57%	-0.52	13 / 20	Q3
6M	-0.04%	+1.25%	-1.28	18 / 20	Q4
YTD	-0.21%	+1.22%	-1.43	18 / 20	Q4
1Y	-0.56%	+2.05%	-2.61	18 / 20	Q4
2Y	+0.14%	+2.67%	-2.53	11 / 20	Q3
3Y	+0.12%	+2.71%	-2.59	12 / 20	Q3
4Y	+0.07%	+2.66%	-2.58	13 / 20	Q3
5Y	+0.03%	+2.38%	-2.35	13 / 20	Q3
7Y	+0.16%	+2.43%	-2.27	13 / 20	Q3
10Y	+0.05%	+2.02%	-1.97	15 / 20	Q3
Inception	+0.05%	+1.99%	-1.94	15 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.21%	+1.22%	-1.43	18 / 20
2025	+0.34%	+2.87%	-2.53	11 / 20
2024	+0.06%	+2.89%	-2.83	11 / 20
2023	-0.01%	+2.68%	-2.69	19 / 20
2022	+0.02%	+1.49%	-1.47	16 / 20
2021	-0.29%	+1.43%	-1.72	18 / 20
2020	+0.41%	+3.27%	-2.85	15 / 20
2019	+0.00%	+0.78%	-0.78	12 / 20
2018	+0.00%	+1.56%	-1.55	10 / 20
2017	-0.07%	+1.17%	-1.25	15 / 20
2016	+0.44%	+1.94%	-1.49	11 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.07%

201 windows

min -1.5% · max 1.6%

69% positive

3-Year rolling

+0.06%

177 windows

min -0.4% · max 0.6%

79% positive

5-Year rolling

+0.06%

152 windows

min -0.2% · max 0.4%

92% positive

7-Year rolling

+0.07%

128 windows

min -0.1% · max 0.3%

97% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.41%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.04%

Jun 2025 → May 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Low Duration Fund - Daily IDCW	HDFC	₹10.1428	24 Jul 2026
SBI Low Duration Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,444.2508	24 Jul 2026
UTI Low Duration Fund - Discontinued Flexi Dividend Plan	UTI	₹1,087.2850	24 Jul 2026
Axis Treasury Advantage Fund - Retail Plan - Daily IDCW	Axis	₹1,012.4736	24 Jul 2026
NIPPON INDIA LOW DURATION FUND - RETAIL Plan - DAILY IDCW Option	Reliance	₹1,012.2363	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹1,012.5620
23 Jul 2026	₹1,012.3574
22 Jul 2026	₹1,012.1488
21 Jul 2026	₹1,012.2818
20 Jul 2026	₹1,013.0541
17 Jul 2026	₹1,012.9999
16 Jul 2026	₹1,012.5111
15 Jul 2026	₹1,011.9888
14 Jul 2026	₹1,011.6816
13 Jul 2026	₹1,012.4865

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option is ₹1,012.5620. It's a Low Duration Fund from Reliance, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option has NAV history starting from 11 Feb 2009, a track record of about 17 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option is managed by Reliance. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option has delivered a absolute return of -0.56% — -2.61 pp behind the Low Duration Fund category average of 2.05%. The fund ranks #18 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option has delivered a CAGR of 0.12% — -2.59 pp behind the Low Duration Fund category average of 2.71%. The fund ranks #12 of 20 in its category — the third (Q3) quartile.

Over the trailing 5-year window, NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option has delivered a CAGR of 0.03% — -2.35 pp behind the Low Duration Fund category average of 2.38%. The fund ranks #13 of 20 in its category — the third (Q3) quartile.

₹1 lakh invested in NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option exactly 10 years ago would be worth approximately ₹100,504 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.05%. The category average over the same window would have grown ₹1 lakh to ₹122,106.

A ₹10,000 monthly SIP in NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹600,880 today. That's an XIRR (money-weighted annualised return) of 0.06%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,203,624 (multiplier 1.00×). XIRR: 0.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option ranks #13 out of 20 funds in the Low Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.38%; this fund delivered 0.03%.

The worst peak-to-trough decline NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option has experienced over the last 5-year window is 1.04% — its NAV fell from a high on 09 Jun 2025 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option averaged 0.06% (best 0.38%, worst -0.18%). 92% of rolling windows ended positive.

In calendar year 2025, NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option returned 0.34% — lagging the Low Duration Fund category average of 2.87% by 2.53 pp. It ranked #11 of 20 in its category that year.

NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. NIPPON INDIA LOW DURATION FUND - RETAIL Plan - WEEKLY IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.