Should I invest in Nippon India Consumption Fund?

We don't give personal investment advice. Nippon India Consumption Fund-Growth Plan-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.5%. 5-year CAGR: 13.00%.

Reliance

Nippon India Consumption Fund-Growth Plan-Growth Option

Latest NAV

₹190.7881

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.40%	-0.24%	-0.15	99 / 122	Q4
1W	+0.56%	-1.20%	+1.76	5 / 122	Q1
2W	+0.35%	-1.38%	+1.73	8 / 122	Q1
1M	+2.88%	-0.33%	+3.21	13 / 122	Q1
3M	+3.96%	+2.77%	+1.19	40 / 122	Q2
6M	+2.61%	+4.75%	-2.13	64 / 122	Q3
YTD	-3.84%	+0.21%	-4.05	84 / 122	Q3
1Y	-4.58%	+1.48%	-6.05	90 / 120	Q3
2Y	-2.98%	+1.54%	-4.51	81 / 116	Q3
3Y	+9.93%	+13.01%	-3.08	82 / 114	Q3
4Y	+12.68%	+14.55%	-1.87	70 / 106	Q3
5Y	+13.00%	+11.72%	+1.28	42 / 104	Q2
7Y	+17.42%	+14.88%	+2.54	32 / 99	Q2
10Y	+12.50%	+11.23%	+1.27	42 / 93	Q2
Inception	+11.90%	+10.97%	+0.93	53 / 122	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.84%	+0.11%	-3.95	80 / 118
2025	+2.10%	+3.20%	-1.10	52 / 115
2024	+18.85%	+19.60%	-0.76	52 / 113
2023	+26.59%	+31.56%	-4.97	68 / 108
2022	+14.18%	+2.19%	+12.00	19 / 104
2021	+31.01%	+32.41%	-1.40	49 / 102
2020	+24.90%	+18.32%	+6.58	28 / 100
2019	+7.72%	+5.50%	+2.22	31 / 97
2018	-10.13%	-10.07%	-0.06	50 / 94
2017	+23.61%	+30.10%	-6.49	68 / 93
2016	-4.00%	-0.25%	-3.76	67 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.50%

236 windows

min -62.7% · max 92.9%

75% positive

3-Year rolling

+13.31%

211 windows

min -11.3% · max 32.9%

93% positive

5-Year rolling

+13.27%

187 windows

min -1.5% · max 28.5%

97% positive

7-Year rolling

+12.79%

163 windows

min 4.1% · max 22.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.93%

3-year · annualised

Sharpe ratio

0.30

vs risk-free 6.5%

Sortino ratio

0.44

Downside-only deviation

Max drawdown

-25.49%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.7760	24 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.1441	24 Jul 2026
SBI COMMA Fund - REGULAR PLAN - Growth	SBI	₹114.8349	24 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5800	24 Jul 2026
Franklin Asian Equity Fund - Growth Plan	Franklin Templeton	₹43.3220	24 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.3942	24 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.1110	24 Jul 2026
CANARA ROBECO INFRASTRUCTURE FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹166.1100	24 Jul 2026
UTI - MNC Fund - Regular Plan - Growth Option	UTI	₹392.8627	24 Jul 2026
Aditya Birla Sun Life Consumption Fund -Regular - IDCW	Birla Sun Life	₹35.4300	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹190.7881
23 Jul 2026	₹191.5513
22 Jul 2026	₹192.2171
21 Jul 2026	₹192.2208
20 Jul 2026	₹190.3760
17 Jul 2026	₹189.7331
16 Jul 2026	₹189.1335
15 Jul 2026	₹189.2953
14 Jul 2026	₹188.2442
13 Jul 2026	₹189.8226

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Nippon India Consumption Fund-Growth Plan-Growth Option is ₹190.7881. It's a Sectoral/Thematic Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Consumption Fund-Growth Plan-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Nippon India Consumption Fund-Growth Plan-Growth Option is managed by Reliance. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Consumption Fund-Growth Plan-Growth Option has delivered a absolute return of -4.58% — -6.05 pp behind the Sectoral/Thematic Fund category average of 1.48%. The fund ranks #90 of 120 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Consumption Fund-Growth Plan-Growth Option has delivered a CAGR of 9.93% — -3.08 pp behind the Sectoral/Thematic Fund category average of 13.01%. The fund ranks #82 of 114 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Consumption Fund-Growth Plan-Growth Option has delivered a CAGR of 13.00% — +1.28 pp ahead of the Sectoral/Thematic Fund category average of 11.72%. The fund ranks #42 of 104 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Consumption Fund-Growth Plan-Growth Option exactly 10 years ago would be worth approximately ₹324,622 today — a multiplier of 3.25×, based on the 10-year CAGR of 12.50%. The category average over the same window would have grown ₹1 lakh to ₹289,792.

A ₹10,000 monthly SIP in Nippon India Consumption Fund-Growth Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹768,304 today. That's an XIRR (money-weighted annualised return) of 9.82%.

A ₹10,000 monthly SIP for 10 years in Nippon India Consumption Fund-Growth Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,510,470 (multiplier 2.09×). XIRR: 14.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Consumption Fund-Growth Plan-Growth Option ranks #42 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.72%; this fund delivered 13.00%.

The worst peak-to-trough decline Nippon India Consumption Fund-Growth Plan-Growth Option has experienced over the last 5-year window is 25.49% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Consumption Fund-Growth Plan-Growth Option averaged 13.27% (best 28.54%, worst -1.52%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is 0.51 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Consumption Fund-Growth Plan-Growth Option returned 2.10% — lagging the Sectoral/Thematic Fund category average of 3.20% by 1.10 pp. It ranked #52 of 115 in its category that year.

Nippon India Consumption Fund-Growth Plan-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Consumption Fund-Growth Plan-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.5%. 5-year CAGR: 13.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.