Should I invest in Nippon India Consumption Fund Growth Plan - Bonus?

We don't give personal investment advice. Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 14.86%.

Nippon India

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus

Latest NAV

₹216.0290

As of

17 Jul 2026

3,330 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.32%	-0.05%	+0.37	77 / 258	Q2
1W	-0.18%	-0.18%	+0.00	136 / 258	Q3
2W	-0.99%	-0.17%	-0.82	229 / 259	Q4
1M	+2.42%	+1.63%	+0.80	106 / 259	Q2
3M	+3.65%	+4.83%	-1.17	147 / 259	Q3
6M	-0.47%	+4.61%	-5.07	185 / 250	Q3
YTD	-3.69%	+2.98%	-6.67	210 / 247	Q4
1Y	-4.10%	+5.46%	-9.56	214 / 235	Q4
2Y	-1.54%	+4.09%	-5.62	155 / 187	Q4
3Y	+11.82%	+15.93%	-4.10	113 / 148	Q4
4Y	+14.25%	+17.58%	-3.33	91 / 121	Q4
5Y	+14.86%	+13.72%	+1.14	51 / 110	Q2
7Y	+18.75%	+17.79%	+0.96	37 / 91	Q2
10Y	+13.72%	+14.89%	-1.17	51 / 76	Q3
Inception	+13.30%	+12.07%	+1.22	139 / 259	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.69%	+3.40%	-7.09	208 / 244
2025	+3.54%	+4.41%	-0.87	107 / 208
2024	+20.42%	+23.18%	-2.76	90 / 155
2023	+27.99%	+33.51%	-5.52	82 / 127
2022	+15.71%	+4.32%	+11.39	22 / 116
2021	+32.29%	+34.43%	-2.14	48 / 104
2020	+25.93%	+21.19%	+4.73	28 / 94
2019	+8.41%	+9.30%	-0.88	36 / 85
2018	-9.33%	-5.36%	-3.97	50 / 77
2017	+24.56%	+35.61%	-11.05	57 / 76
2016	-3.25%	+4.98%	-8.24	66 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.95%

153 windows

min -11.7% · max 66.7%

82% positive

3-Year rolling

+16.08%

129 windows

min -4.4% · max 35.2%

97% positive

5-Year rolling

+15.47%

105 windows

min 2.6% · max 30.0%

100% positive

7-Year rolling

+14.99%

80 windows

min 7.0% · max 21.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.75%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

0.66

Downside-only deviation

Max drawdown

-23.90%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹12.5868	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹216.0290
16 Jul 2026	₹215.3387
15 Jul 2026	₹215.5153
14 Jul 2026	₹214.3111
13 Jul 2026	₹216.1003
10 Jul 2026	₹216.4233
9 Jul 2026	₹215.5013
8 Jul 2026	₹214.2578
7 Jul 2026	₹218.7447
6 Jul 2026	₹219.3203

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is ₹216.0290. It's a Sectoral/Thematic Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is managed by Nippon India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has delivered a absolute return of -4.10% — -9.56 pp behind the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #214 of 235 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has delivered a CAGR of 11.82% — -4.1 pp behind the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #113 of 148 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has delivered a CAGR of 14.86% — +1.14 pp ahead of the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #51 of 110 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus exactly 10 years ago would be worth approximately ₹361,853 today — a multiplier of 3.62×, based on the 10-year CAGR of 13.72%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹790,130 today. That's an XIRR (money-weighted annualised return) of 10.95%.

A ₹10,000 monthly SIP for 10 years in Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus = ₹1,200,000 invested. It would currently be worth ₹2,669,207 (multiplier 2.22×). XIRR: 15.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus ranks #51 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.72%; this fund delivered 14.86%.

The worst peak-to-trough decline Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has experienced over the last 5-year window is 23.90% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus averaged 15.47% (best 29.96%, worst 2.58%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus returned 3.54% — lagging the Sectoral/Thematic Fund category average of 4.41% by 0.87 pp. It ranked #107 of 208 in its category that year.

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 14.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.