Should I invest in Nippon India Consumption Fund Growth Plan - Bonus?

We don't give personal investment advice. Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 14.64%.

Nippon India

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus

Latest NAV

₹203.6045

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.57%	+0.27%	+0.30	66 / 258	Q2
1W	-1.65%	-1.34%	-0.31	141 / 258	Q3
2W	-1.48%	+0.04%	-1.51	224 / 259	Q4
1M	-2.81%	-0.39%	-2.43	220 / 259	Q4
3M	-0.99%	+2.19%	-3.18	171 / 257	Q3
6M	-10.38%	-1.09%	-9.29	232 / 247	Q4
YTD	-9.15%	-1.30%	-7.84	222 / 247	Q4
1Y	-6.45%	+5.02%	-11.46	213 / 230	Q4
2Y	+0.12%	+5.50%	-5.39	157 / 182	Q4
3Y	+11.39%	+16.94%	-5.55	108 / 139	Q4
4Y	+14.25%	+16.57%	-2.32	83 / 119	Q3
5Y	+14.64%	+13.73%	+0.92	47 / 109	Q2
7Y	+16.73%	+16.42%	+0.30	46 / 91	Q3
10Y	+13.57%	+15.07%	-1.50	54 / 76	Q3
Inception	+12.93%	+10.45%	+2.49	134 / 259	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.15%	-0.94%	-8.21	220 / 244
2025	+3.54%	+4.41%	-0.87	107 / 208
2024	+20.42%	+23.18%	-2.76	90 / 155
2023	+27.99%	+33.51%	-5.52	82 / 127
2022	+15.71%	+4.32%	+11.39	22 / 116
2021	+32.29%	+34.43%	-2.14	48 / 104
2020	+25.93%	+21.19%	+4.73	28 / 94
2019	+8.41%	+9.30%	-0.88	36 / 85
2018	-9.33%	-5.36%	-3.97	50 / 77
2017	+24.56%	+35.61%	-11.05	57 / 76
2016	-3.25%	+4.98%	-8.24	66 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.75%

152 windows

min -20.1% · max 73.8%

81% positive

3-Year rolling

+15.75%

127 windows

min -7.6% · max 32.9%

98% positive

5-Year rolling

+15.38%

103 windows

min 0.5% · max 29.5%

100% positive

7-Year rolling

+14.79%

79 windows

min 6.1% · max 21.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.32%

3-year · annualised

Sharpe ratio

0.36

vs risk-free 6.5%

Sortino ratio

0.52

Downside-only deviation

Max drawdown

-23.90%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹203.6045
2 Jun 2026	₹203.7825
1 Jun 2026	₹202.6364
29 May 2026	₹205.2667
27 May 2026	₹208.2454
26 May 2026	₹207.2039
25 May 2026	₹207.4333
22 May 2026	₹206.7147
21 May 2026	₹206.2503
20 May 2026	₹206.6745

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is ₹203.6045. It's a Sectoral/Thematic Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is managed by Nippon India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has delivered a absolute return of -6.45% — -11.46 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #213 of 230 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has delivered a CAGR of 11.39% — -5.55 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #108 of 139 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has delivered a CAGR of 14.64% — +0.92 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #47 of 109 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus exactly 10 years ago would be worth approximately ₹357,074 today — a multiplier of 3.57×, based on the 10-year CAGR of 13.57%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹759,548 today. That's an XIRR (money-weighted annualised return) of 9.36%.

A ₹10,000 monthly SIP for 10 years in Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus = ₹1,200,000 invested. It would currently be worth ₹2,552,662 (multiplier 2.13×). XIRR: 14.43%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus ranks #47 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.73%; this fund delivered 14.64%.

The worst peak-to-trough decline Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus has experienced over the last 5-year window is 23.90% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus averaged 15.38% (best 29.51%, worst 0.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus returned 3.54% — lagging the Sectoral/Thematic Fund category average of 4.41% by 0.87 pp. It ranked #107 of 208 in its category that year.

Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Consumption Fund - Direct Plan Growth Plan - Bonus is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 14.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.