Should I invest in NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 0.10%.

Nippon India

NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option

Latest NAV

₹10.7950

As of

3 Jun 2026

2,672 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	-0.02%	+0.11	4 / 16	Q1
1W	+0.26%	+0.16%	+0.10	6 / 16	Q2
2W	+0.42%	+0.35%	+0.07	5 / 16	Q2
1M	+0.14%	+0.18%	-0.04	8 / 16	Q2
3M	-0.62%	+0.08%	-0.70	16 / 16	Q4
6M	-1.26%	+0.28%	-1.54	16 / 16	Q4
YTD	+0.03%	+0.34%	-0.30	11 / 16	Q3
1Y	-3.10%	+0.93%	-4.03	16 / 16	Q4
2Y	-0.01%	+2.54%	-2.56	13 / 16	Q4
3Y	-0.09%	+2.39%	-2.48	15 / 16	Q4
4Y	+0.68%	+2.47%	-1.80	10 / 16	Q3
5Y	+0.10%	+2.04%	-1.94	12 / 16	Q3
7Y	-0.07%	+1.71%	-1.78	14 / 15	Q4
10Y	+0.40%	+1.55%	-1.15	8 / 14	Q3
Inception	+0.69%	+2.07%	-1.38	10 / 16	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.03%	+0.36%	-0.33	8 / 12
2025	+0.45%	+3.30%	-2.85	9 / 12
2024	+0.78%	+3.30%	-2.52	8 / 12
2023	+0.99%	+2.35%	-1.36	6 / 12
2022	-0.16%	+0.53%	-0.70	13 / 15
2021	-0.25%	-0.51%	+0.26	6 / 15
2020	-0.71%	+1.99%	-2.70	15 / 16
2019	+1.08%	+2.83%	-1.74	10 / 16
2018	+2.15%	+1.78%	+0.37	5 / 16
2017	+0.07%	+1.04%	-0.96	6 / 16
2016	+0.98%	+3.03%	-2.05	7 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.53%

123 windows

min -3.3% · max 4.4%

65% positive

3-Year rolling

+0.53%

99 windows

min -1.4% · max 2.1%

76% positive

5-Year rolling

+0.37%

74 windows

min -0.2% · max 1.7%

91% positive

7-Year rolling

+0.44%

50 windows

min -0.1% · max 1.1%

98% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.42%

3-year · annualised

Sharpe ratio

-1.91

vs risk-free 6.5%

Sortino ratio

-2.27

Downside-only deviation

Max drawdown

-4.26%

Jun 2025 → Apr 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option	HDFC	₹10.1283	3 Jun 2026
NIPPON INDIA BANKING and PSU FUND - WEEKLY IDCW Option	Nippon India	₹10.2586	3 Jun 2026
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW	ICICI Prudential	₹10.9913	3 Jun 2026
Franklin India Banking and PSU Debt Fund - IDCW	Franklin India	₹10.9088	3 Jun 2026
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹12.7834	3 Jun 2026
LICMF INCOME PLUS FUND - DAILY DIVIDEND OPTION	LIC	₹11.5900	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.7950
2 Jun 2026	₹10.8003
1 Jun 2026	₹10.7913
29 May 2026	₹10.7892
27 May 2026	₹10.7802
26 May 2026	₹10.7724
25 May 2026	₹10.7713
22 May 2026	₹10.7499
21 May 2026	₹10.7401
20 May 2026	₹10.7502

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option is ₹10.7950. It's a Banking & PSU Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option has NAV history starting from 18 May 2015, a track record of about 11 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option has delivered a absolute return of -3.10% — -4.03 pp behind the Banking & PSU Fund category average of 0.93%. The fund ranks #16 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option has delivered a CAGR of -0.09% — -2.48 pp behind the Banking & PSU Fund category average of 2.39%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option has delivered a CAGR of 0.10% — -1.94 pp behind the Banking & PSU Fund category average of 2.04%. The fund ranks #12 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option exactly 10 years ago would be worth approximately ₹104,058 today — a multiplier of 1.04×, based on the 10-year CAGR of 0.40%. The category average over the same window would have grown ₹1 lakh to ₹116,644.

A ₹10,000 monthly SIP in NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹604,847 today. That's an XIRR (money-weighted annualised return) of 0.32%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,218,555 (multiplier 1.02×). XIRR: 0.30%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option ranks #12 out of 16 funds in the Banking & PSU Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.04%; this fund delivered 0.10%.

The worst peak-to-trough decline NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option has experienced over the last 5-year window is 4.26% — its NAV fell from a high on 06 Jun 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option averaged 0.37% (best 1.70%, worst -0.17%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is -2.01 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option returned 0.45% — lagging the Banking & PSU Fund category average of 3.30% by 2.85 pp. It ranked #9 of 12 in its category that year.

NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. NIPPON INDIA BANKING and PSU FUND - QUARTERLY IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 0.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.