Should I invest in Navi Large & Midcap Fund?

We don't give personal investment advice. Navi Large & Midcap Fund- Regular Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 11.13%.

Navi

Navi Large & Midcap Fund- Regular Plan- Growth Option

Latest NAV

₹34.9092

As of

3 Jun 2026

2,582 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.45%	+0.04%	+0.41	3 / 24	Q1
1W	-1.63%	-1.87%	+0.24	6 / 24	Q1
2W	+0.56%	-0.30%	+0.87	4 / 24	Q1
1M	-0.09%	-0.76%	+0.67	6 / 24	Q1
3M	+0.87%	+0.56%	+0.31	11 / 24	Q2
6M	-3.10%	-3.68%	+0.58	10 / 24	Q2
YTD	-3.09%	-4.06%	+0.97	5 / 24	Q1
1Y	-0.12%	+0.50%	-0.62	14 / 23	Q3
2Y	+4.14%	+2.94%	+1.20	6 / 20	Q2
3Y	+10.21%	+14.82%	-4.61	16 / 17	Q4
4Y	+11.20%	+14.85%	-3.65	16 / 17	Q4
5Y	+11.13%	+12.64%	-1.51	16 / 17	Q4
7Y	+11.90%	+13.61%	-1.71	12 / 13	Q4
10Y	+12.65%	+11.51%	+1.13	4 / 10	Q2
Inception	+12.66%	+9.86%	+2.80	12 / 24	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.09%	-4.06%	+0.97	5 / 24
2025	+0.69%	+3.12%	-2.43	16 / 22
2024	+16.00%	+22.31%	-6.31	16 / 18
2023	+22.93%	+29.01%	-6.08	16 / 17
2022	+0.28%	-0.46%	+0.75	10 / 17
2021	+42.87%	+33.85%	+9.01	3 / 17
2020	+7.89%	+16.04%	-8.14	15 / 16
2019	+8.90%	+8.45%	+0.45	6 / 12
2018	-8.48%	-13.79%	+5.31	4 / 11
2017	+37.66%	+38.05%	-0.39	7 / 11
2016	+11.07%	+3.18%	+7.89	3 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.58%

116 windows

min -30.9% · max 75.8%

78% positive

3-Year rolling

+13.22%

92 windows

min -8.0% · max 29.6%

93% positive

5-Year rolling

+14.71%

67 windows

min 8.7% · max 22.5%

100% positive

7-Year rolling

+13.22%

43 windows

min 10.8% · max 15.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.96%

3-year · annualised

Sharpe ratio

0.29

vs risk-free 6.5%

Sortino ratio

0.44

Downside-only deviation

Max drawdown

-19.46%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Motilal Oswal Large and Midcap Fund - Regular Plan Growth	Motilal Oswal	₹34.9086	3 Jun 2026
Mirae Asset Large & Midcap Fund - Regular Plan - Growth	Mirae Asset	₹149.2770	3 Jun 2026
Edelweiss Large & Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹86.1840	3 Jun 2026
DSP BlackRock Opportunities Fund-Regular Plan - Dividend	DSP BlackRock	₹34.8680	3 Jun 2026
HSBC Large & Mid Cap Fund - Regular Growth	HSBC	₹28.7295	3 Jun 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular Plan-Growth Option	Baroda BNP Paribas	₹26.3580	3 Jun 2026
PGIM India Large and Midcap Fund - Regular Plan - Growth Option	PGIM India	₹11.8100	3 Jun 2026
Axis Large & Mid Cap Fund - Regular Plan - Growth	Axis	₹32.9300	2 Jun 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- Growth	Bajaj Finserv	₹11.7760	3 Jun 2026
Bharti AXA Equity Fund Eco Plan-Regular Dividend	Bharti AXA	₹27.4000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹34.9092
2 Jun 2026	₹34.9329
1 Jun 2026	₹34.7761
29 May 2026	₹35.1432
27 May 2026	₹35.5170
25 May 2026	₹35.5122
22 May 2026	₹35.0985
21 May 2026	₹34.9662
20 May 2026	₹34.8689
19 May 2026	₹34.7373

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Navi Large & Midcap Fund- Regular Plan- Growth Option is ₹34.9092. It's a Large & Mid Cap Fund from Navi, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Navi Large & Midcap Fund- Regular Plan- Growth Option has NAV history starting from 08 Dec 2015, a track record of about 10 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Navi Large & Midcap Fund- Regular Plan- Growth Option is managed by Navi. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Large & Midcap Fund- Regular Plan- Growth Option has delivered a absolute return of -0.12% — -0.62 pp behind the Large & Mid Cap Fund category average of 0.50%. The fund ranks #14 of 23 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Navi Large & Midcap Fund- Regular Plan- Growth Option has delivered a CAGR of 10.21% — -4.61 pp behind the Large & Mid Cap Fund category average of 14.82%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Navi Large & Midcap Fund- Regular Plan- Growth Option has delivered a CAGR of 11.13% — -1.51 pp behind the Large & Mid Cap Fund category average of 12.64%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Navi Large & Midcap Fund- Regular Plan- Growth Option exactly 10 years ago would be worth approximately ₹329,018 today — a multiplier of 3.29×, based on the 10-year CAGR of 12.65%. The category average over the same window would have grown ₹1 lakh to ₹297,344.

A ₹10,000 monthly SIP in Navi Large & Midcap Fund- Regular Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹740,104 today. That's an XIRR (money-weighted annualised return) of 8.32%.

A ₹10,000 monthly SIP for 10 years in Navi Large & Midcap Fund- Regular Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,212,594 (multiplier 1.84×). XIRR: 11.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Navi Large & Midcap Fund- Regular Plan- Growth Option ranks #16 out of 17 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.64%; this fund delivered 11.13%.

The worst peak-to-trough decline Navi Large & Midcap Fund- Regular Plan- Growth Option has experienced over the last 5-year window is 19.46% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Navi Large & Midcap Fund- Regular Plan- Growth Option averaged 14.71% (best 22.51%, worst 8.74%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, Navi Large & Midcap Fund- Regular Plan- Growth Option returned 0.69% — lagging the Large & Mid Cap Fund category average of 3.12% by 2.43 pp. It ranked #16 of 22 in its category that year.

Navi Large & Midcap Fund- Regular Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Navi Large & Midcap Fund- Regular Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 11.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.