Should I invest in Navi Large & Midcap Fund?

We don't give personal investment advice. Navi Large & Midcap Fund- Regular Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 11.19%.

Navi

Navi Large & Midcap Fund- Regular Plan- Growth Option

Latest NAV

₹36.4243

As of

17 Jul 2026

2,613 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.37%	+0.11%	+0.27	5 / 24	Q1
1W	-0.17%	-0.30%	+0.13	10 / 24	Q2
2W	-0.18%	+0.23%	-0.41	18 / 24	Q3
1M	+0.74%	+1.45%	-0.72	21 / 24	Q4
3M	+3.69%	+3.53%	+0.17	13 / 24	Q3
6M	+3.00%	+2.13%	+0.87	8 / 24	Q2
YTD	+1.05%	+0.23%	+0.82	8 / 24	Q2
1Y	+1.87%	+2.15%	-0.28	15 / 24	Q3
2Y	+1.42%	+1.63%	-0.21	11 / 21	Q3
3Y	+9.27%	+14.19%	-4.92	16 / 17	Q4
4Y	+12.39%	+15.76%	-3.37	16 / 17	Q4
5Y	+11.19%	+12.37%	-1.17	16 / 17	Q4
7Y	+13.44%	+15.22%	-1.78	12 / 13	Q4
10Y	+12.53%	+11.61%	+0.92	6 / 10	Q3
Inception	+12.95%	+10.67%	+2.28	13 / 24	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.05%	+0.23%	+0.82	8 / 24
2025	+0.69%	+3.12%	-2.43	16 / 22
2024	+16.00%	+22.31%	-6.31	16 / 18
2023	+22.93%	+29.01%	-6.08	16 / 17
2022	+0.28%	-0.46%	+0.75	10 / 17
2021	+42.87%	+33.85%	+9.01	3 / 17
2020	+7.89%	+16.04%	-8.14	15 / 16
2019	+8.90%	+8.45%	+0.45	6 / 12
2018	-8.48%	-13.79%	+5.31	4 / 11
2017	+37.66%	+38.05%	-0.39	7 / 11
2016	+11.07%	+3.18%	+7.89	3 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.67%

118 windows

min -23.6% · max 64.5%

81% positive

3-Year rolling

+13.63%

93 windows

min -5.5% · max 30.8%

95% positive

5-Year rolling

+14.79%

69 windows

min 9.0% · max 25.1%

100% positive

7-Year rolling

+13.31%

45 windows

min 11.4% · max 15.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.18%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-19.46%

Sep 2024 → Feb 2025

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Motilal Oswal Large and Midcap Fund - Regular Plan Growth	Motilal Oswal	₹35.7213	17 Jul 2026
Mirae Asset Large & Midcap Fund - Regular Plan - Growth	Mirae Asset	₹157.4500	17 Jul 2026
Edelweiss Large & Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹89.9810	17 Jul 2026
DSP BlackRock Opportunities Fund-Regular Plan - Dividend	DSP BlackRock	₹36.7320	17 Jul 2026
HSBC Large & Mid Cap Fund - Regular Growth	HSBC	₹29.3277	17 Jul 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular Plan-Growth Option	Baroda BNP Paribas	₹27.4066	17 Jul 2026
PGIM India Large and Midcap Fund - Regular Plan - Growth Option	PGIM India	₹12.5600	17 Jul 2026
Axis Large & Mid Cap Fund - Regular Plan - Growth	Axis	₹34.4400	17 Jul 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- Growth	Bajaj Finserv	₹12.3410	17 Jul 2026
Bharti AXA Equity Fund Eco Plan-Regular Dividend	Bharti AXA	₹28.7400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹36.4243
16 Jul 2026	₹36.2896
15 Jul 2026	₹36.3807
14 Jul 2026	₹36.2683
13 Jul 2026	₹36.5685
10 Jul 2026	₹36.4878
9 Jul 2026	₹36.0502
8 Jul 2026	₹35.7022
7 Jul 2026	₹36.3681
6 Jul 2026	₹36.5282

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Navi Large & Midcap Fund- Regular Plan- Growth Option is ₹36.4243. It's a Large & Mid Cap Fund from Navi, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Navi Large & Midcap Fund- Regular Plan- Growth Option has NAV history starting from 08 Dec 2015, a track record of about 10 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Navi Large & Midcap Fund- Regular Plan- Growth Option is managed by Navi. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Large & Midcap Fund- Regular Plan- Growth Option has delivered a absolute return of 1.87% — -0.28 pp behind the Large & Mid Cap Fund category average of 2.15%. The fund ranks #15 of 24 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Navi Large & Midcap Fund- Regular Plan- Growth Option has delivered a CAGR of 9.27% — -4.92 pp behind the Large & Mid Cap Fund category average of 14.19%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Navi Large & Midcap Fund- Regular Plan- Growth Option has delivered a CAGR of 11.19% — -1.17 pp behind the Large & Mid Cap Fund category average of 12.37%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Navi Large & Midcap Fund- Regular Plan- Growth Option exactly 10 years ago would be worth approximately ₹325,472 today — a multiplier of 3.25×, based on the 10-year CAGR of 12.53%. The category average over the same window would have grown ₹1 lakh to ₹299,822.

A ₹10,000 monthly SIP in Navi Large & Midcap Fund- Regular Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹760,275 today. That's an XIRR (money-weighted annualised return) of 9.40%.

A ₹10,000 monthly SIP for 10 years in Navi Large & Midcap Fund- Regular Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,274,439 (multiplier 1.90×). XIRR: 12.28%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Navi Large & Midcap Fund- Regular Plan- Growth Option ranks #16 out of 17 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.37%; this fund delivered 11.19%.

The worst peak-to-trough decline Navi Large & Midcap Fund- Regular Plan- Growth Option has experienced over the last 5-year window is 19.46% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Navi Large & Midcap Fund- Regular Plan- Growth Option averaged 14.79% (best 25.14%, worst 9.02%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, Navi Large & Midcap Fund- Regular Plan- Growth Option returned 0.69% — lagging the Large & Mid Cap Fund category average of 3.12% by 2.43 pp. It ranked #16 of 22 in its category that year.

Navi Large & Midcap Fund- Regular Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Navi Large & Midcap Fund- Regular Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 11.19%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.