Should I invest in Navi Large & Midcap Fund?

We don't give personal investment advice. Navi Large & Midcap Fund- Direct Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 13.26%.

Navi

Navi Large & Midcap Fund- Direct Plan- Growth Option

Latest NAV

₹42.4012

As of

3 Jun 2026

2,582 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.46%	+0.15%	+0.30	5 / 34	Q1
1W	-1.59%	-1.78%	+0.19	11 / 34	Q2
2W	+0.64%	-0.02%	+0.65	8 / 34	Q1
1M	+0.06%	-0.52%	+0.58	9 / 34	Q2
3M	+1.34%	+0.66%	+0.68	10 / 34	Q2
6M	-2.23%	-3.20%	+0.97	9 / 34	Q2
YTD	-2.36%	-3.29%	+0.93	8 / 34	Q1
1Y	+1.68%	+1.81%	-0.12	20 / 33	Q3
2Y	+6.08%	+4.91%	+1.17	11 / 30	Q2
3Y	+12.28%	+16.92%	-4.64	26 / 27	Q4
4Y	+13.29%	+16.88%	-3.59	24 / 27	Q4
5Y	+13.26%	+15.02%	-1.75	22 / 27	Q4
7Y	+14.05%	+16.10%	-2.05	20 / 23	Q4
10Y	+14.75%	+15.15%	-0.39	13 / 20	Q3
Inception	+14.77%	+13.65%	+1.11	17 / 33	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.36%	-3.29%	+0.93	8 / 34
2025	+2.55%	+4.90%	-2.36	25 / 32
2024	+18.24%	+24.93%	-6.70	23 / 28
2023	+25.24%	+31.20%	-5.95	25 / 27
2022	+2.26%	+2.92%	-0.66	16 / 27
2021	+45.87%	+38.33%	+7.55	2 / 27
2020	+10.05%	+17.02%	-6.97	25 / 26
2019	+10.94%	+9.44%	+1.50	10 / 22
2018	-7.06%	-6.02%	-1.04	13 / 21
2017	+39.88%	+38.46%	+1.42	10 / 21
2016	+13.19%	+7.16%	+6.03	2 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.74%

116 windows

min -29.7% · max 79.4%

84% positive

3-Year rolling

+15.37%

92 windows

min -6.4% · max 32.2%

97% positive

5-Year rolling

+16.90%

67 windows

min 10.8% · max 24.9%

100% positive

7-Year rolling

+15.37%

43 windows

min 12.9% · max 17.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.99%

3-year · annualised

Sharpe ratio

0.42

vs risk-free 6.5%

Sortino ratio

0.64

Downside-only deviation

Max drawdown

-18.80%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option - Direct Plan	HDFC	₹348.8940	3 Jun 2026
Nippon India Vision Large & Mid Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹263.7372	3 Jun 2026
SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth	SBI	₹683.8671	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - Growth	ICICI Prudential	₹1,109.9000	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - Growth	Invesco	₹119.2100	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - Growth	Bandhan	₹160.3360	3 Jun 2026
quant Large & Mid Cap Fund - Growth Option-Direct Plan	Quant	₹134.6766	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹999.2500	3 Jun 2026
Motilal Oswal Large and Midcap Fund - Direct Plan Growth	Motilal Oswal	₹38.4109	3 Jun 2026
Franklin India Large & Mid Cap Fund - Direct - Growth	Franklin India	₹199.5382	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹42.4012
2 Jun 2026	₹42.4278
1 Jun 2026	₹42.2352
29 May 2026	₹42.6743
27 May 2026	₹43.1238
25 May 2026	₹43.1135
22 May 2026	₹42.6046
21 May 2026	₹42.4418
20 May 2026	₹42.3215
19 May 2026	₹42.1595

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Navi Large & Midcap Fund- Direct Plan- Growth Option is ₹42.4012. It's a Large & Mid Cap Fund from Navi, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Navi Large & Midcap Fund- Direct Plan- Growth Option has NAV history starting from 08 Dec 2015, a track record of about 10 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Navi Large & Midcap Fund- Direct Plan- Growth Option is managed by Navi. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Large & Midcap Fund- Direct Plan- Growth Option has delivered a absolute return of 1.68% — -0.12 pp behind the Large & Mid Cap Fund category average of 1.81%. The fund ranks #20 of 33 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Navi Large & Midcap Fund- Direct Plan- Growth Option has delivered a CAGR of 12.28% — -4.64 pp behind the Large & Mid Cap Fund category average of 16.92%. The fund ranks #26 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Navi Large & Midcap Fund- Direct Plan- Growth Option has delivered a CAGR of 13.26% — -1.75 pp behind the Large & Mid Cap Fund category average of 15.02%. The fund ranks #22 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Navi Large & Midcap Fund- Direct Plan- Growth Option exactly 10 years ago would be worth approximately ₹395,964 today — a multiplier of 3.96×, based on the 10-year CAGR of 14.75%. The category average over the same window would have grown ₹1 lakh to ₹409,764.

A ₹10,000 monthly SIP in Navi Large & Midcap Fund- Direct Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹779,778 today. That's an XIRR (money-weighted annualised return) of 10.41%.

A ₹10,000 monthly SIP for 10 years in Navi Large & Midcap Fund- Direct Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,482,006 (multiplier 2.07×). XIRR: 13.91%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Navi Large & Midcap Fund- Direct Plan- Growth Option ranks #22 out of 27 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 15.02%; this fund delivered 13.26%.

The worst peak-to-trough decline Navi Large & Midcap Fund- Direct Plan- Growth Option has experienced over the last 5-year window is 18.80% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Navi Large & Midcap Fund- Direct Plan- Growth Option averaged 16.90% (best 24.93%, worst 10.76%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2025, Navi Large & Midcap Fund- Direct Plan- Growth Option returned 2.55% — lagging the Large & Mid Cap Fund category average of 4.90% by 2.36 pp. It ranked #25 of 32 in its category that year.

Navi Large & Midcap Fund- Direct Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Navi Large & Midcap Fund- Direct Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 13.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.