Should I invest in Navi Large & Midcap Fund?

We don't give personal investment advice. Navi Large & Midcap Fund- Direct Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 13.32%.

Navi

Navi Large & Midcap Fund- Direct Plan- Growth Option

Latest NAV

₹44.3425

As of

17 Jul 2026

2,613 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.38%	+0.08%	+0.30	7 / 34	Q1
1W	-0.14%	-0.24%	+0.10	14 / 34	Q2
2W	-0.11%	+0.35%	-0.45	29 / 34	Q4
1M	+0.89%	+1.89%	-1.00	29 / 34	Q4
3M	+4.18%	+4.17%	+0.02	16 / 34	Q2
6M	+3.95%	+3.18%	+0.77	10 / 34	Q2
YTD	+2.05%	+1.35%	+0.70	11 / 34	Q2
1Y	+3.71%	+3.29%	+0.42	17 / 34	Q2
2Y	+3.32%	+3.61%	-0.29	16 / 31	Q3
3Y	+11.31%	+16.23%	-4.92	26 / 27	Q4
4Y	+14.52%	+17.98%	-3.46	24 / 27	Q4
5Y	+13.32%	+14.97%	-1.65	22 / 27	Q4
7Y	+15.63%	+17.78%	-2.15	20 / 23	Q4
10Y	+14.64%	+15.18%	-0.54	13 / 20	Q3
Inception	+15.06%	+14.34%	+0.72	18 / 33	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.05%	+1.35%	+0.70	11 / 34
2025	+2.55%	+4.90%	-2.36	25 / 32
2024	+18.24%	+24.93%	-6.70	23 / 28
2023	+25.24%	+31.20%	-5.95	25 / 27
2022	+2.26%	+2.92%	-0.66	16 / 27
2021	+45.87%	+38.33%	+7.55	2 / 27
2020	+10.05%	+17.02%	-6.97	25 / 26
2019	+10.94%	+9.44%	+1.50	10 / 22
2018	-7.06%	-6.02%	-1.04	13 / 21
2017	+39.88%	+38.46%	+1.42	10 / 21
2016	+13.19%	+7.16%	+6.03	2 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.83%

118 windows

min -22.2% · max 67.9%

86% positive

3-Year rolling

+15.78%

93 windows

min -3.9% · max 33.4%

96% positive

5-Year rolling

+16.98%

69 windows

min 11.1% · max 27.6%

100% positive

7-Year rolling

+15.46%

45 windows

min 13.5% · max 17.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.21%

3-year · annualised

Sharpe ratio

0.37

vs risk-free 6.5%

Sortino ratio

0.62

Downside-only deviation

Max drawdown

-18.80%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option - Direct Plan	HDFC	₹368.0190	17 Jul 2026
Nippon India Vision Large & Mid Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹273.8346	17 Jul 2026
SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth	SBI	₹716.8642	17 Jul 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - Growth	ICICI Prudential	₹1,165.7000	17 Jul 2026
Invesco India Large & Mid Cap Fund - Direct Plan - Growth	Invesco	₹131.2200	17 Jul 2026
Bandhan Large & Mid Cap Fund - Direct Plan - Growth	Bandhan	₹165.3550	17 Jul 2026
quant Large & Mid Cap Fund - Growth Option-Direct Plan	Quant	₹138.5686	17 Jul 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹1,045.9600	17 Jul 2026
Motilal Oswal Large and Midcap Fund - Direct Plan Growth	Motilal Oswal	₹39.3518	17 Jul 2026
Franklin India Large & Mid Cap Fund - Direct - Growth	Franklin India	₹211.5155	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹44.3425
16 Jul 2026	₹44.1763
15 Jul 2026	₹44.2848
14 Jul 2026	₹44.1457
13 Jul 2026	₹44.5087
10 Jul 2026	₹44.4037
9 Jul 2026	₹43.8689
8 Jul 2026	₹43.4432
7 Jul 2026	₹44.2511
6 Jul 2026	₹44.4436

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Navi Large & Midcap Fund- Direct Plan- Growth Option is ₹44.3425. It's a Large & Mid Cap Fund from Navi, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Navi Large & Midcap Fund- Direct Plan- Growth Option has NAV history starting from 08 Dec 2015, a track record of about 10 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Navi Large & Midcap Fund- Direct Plan- Growth Option is managed by Navi. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Large & Midcap Fund- Direct Plan- Growth Option has delivered a absolute return of 3.71% — +0.42 pp ahead of the Large & Mid Cap Fund category average of 3.29%. The fund ranks #17 of 34 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Navi Large & Midcap Fund- Direct Plan- Growth Option has delivered a CAGR of 11.31% — -4.92 pp behind the Large & Mid Cap Fund category average of 16.23%. The fund ranks #26 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Navi Large & Midcap Fund- Direct Plan- Growth Option has delivered a CAGR of 13.32% — -1.65 pp behind the Large & Mid Cap Fund category average of 14.97%. The fund ranks #22 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Navi Large & Midcap Fund- Direct Plan- Growth Option exactly 10 years ago would be worth approximately ₹391,901 today — a multiplier of 3.92×, based on the 10-year CAGR of 14.64%. The category average over the same window would have grown ₹1 lakh to ₹410,811.

A ₹10,000 monthly SIP in Navi Large & Midcap Fund- Direct Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹800,906 today. That's an XIRR (money-weighted annualised return) of 11.49%.

A ₹10,000 monthly SIP for 10 years in Navi Large & Midcap Fund- Direct Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,551,594 (multiplier 2.13×). XIRR: 14.43%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Navi Large & Midcap Fund- Direct Plan- Growth Option ranks #22 out of 27 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.97%; this fund delivered 13.32%.

The worst peak-to-trough decline Navi Large & Midcap Fund- Direct Plan- Growth Option has experienced over the last 5-year window is 18.80% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Navi Large & Midcap Fund- Direct Plan- Growth Option averaged 16.98% (best 27.63%, worst 11.09%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2025, Navi Large & Midcap Fund- Direct Plan- Growth Option returned 2.55% — lagging the Large & Mid Cap Fund category average of 4.90% by 2.36 pp. It ranked #25 of 32 in its category that year.

Navi Large & Midcap Fund- Direct Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Navi Large & Midcap Fund- Direct Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 13.32%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.