Should I invest in Mirae Asset Healthcare Fund Regular IDCW?

We don't give personal investment advice. Mirae Asset Healthcare Fund Regular IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 38.8%. 5-year CAGR: 2.36%.

Mirae Asset

Mirae Asset Healthcare Fund Regular IDCW

Latest NAV

₹26.1280

As of

17 Jul 2026

1,978 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.00%	-0.06%	-0.94	158 / 168	Q4
1W	+0.16%	-0.22%	+0.38	42 / 168	Q1
2W	+0.12%	-0.98%	+1.10	91 / 170	Q3
1M	+6.14%	+0.82%	+5.32	9 / 170	Q1
3M	+13.64%	+3.83%	+9.81	13 / 170	Q1
6M	+7.87%	+1.86%	+6.00	49 / 162	Q2
YTD	+6.83%	-0.06%	+6.90	41 / 160	Q2
1Y	+2.44%	+1.21%	+1.23	65 / 150	Q2
2Y	+4.34%	-0.78%	+5.12	34 / 109	Q2
3Y	+13.18%	+9.09%	+4.09	32 / 76	Q2
4Y	+7.75%	+9.79%	-2.04	44 / 58	Q4
5Y	+2.36%	+5.30%	-2.94	44 / 48	Q4
7Y	+14.80%	+13.56%	+1.24	12 / 32	Q2
10Y	—	—	—	—	—
Inception	+12.60%	+7.30%	+5.30	56 / 170	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+6.83%	+1.20%	+5.63	41 / 158
2025	-11.04%	-0.40%	-10.64	120 / 129
2024	+27.60%	+19.58%	+8.02	17 / 84
2023	+21.61%	+28.75%	-7.14	44 / 62
2022	-26.18%	+0.21%	-26.39	53 / 54
2021	+25.76%	+28.31%	-2.55	21 / 43
2020	+73.36%	+22.29%	+51.07	2 / 34
2019	+6.24%	+7.10%	-0.87	15 / 29
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.16%

86 windows

min -28.3% · max 75.2%

63% positive

3-Year rolling

+13.37%

62 windows

min 0.3% · max 32.4%

100% positive

5-Year rolling

+12.47%

38 windows

min 2.4% · max 21.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.08%

13 windows

min 11.1% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.47%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.82

Downside-only deviation

Max drawdown

-23.49%

Jan 2025 → Jan 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - IDCW - REGULAR PLAN	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund- Regular Plan- IDCW Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.2938	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - IDCW	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - IDCW	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - IDCW Option - Regular Plan	Quant	₹21.0055	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW	Aditya Birla Sun Life	₹23.5200	17 Jul 2026
Motilal Oswal Active Momentum Fund - Regular- IDCW	Motilal Oswal	₹13.5064	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular IDCW	Mirae Asset	₹21.9730	17 Jul 2026
Kotak Active Momentum Fund - Regular Plan - IDCW - Payout & Reinvestment	Kotak	₹10.6840	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹26.1280
16 Jul 2026	₹26.3910
15 Jul 2026	₹26.4170
14 Jul 2026	₹26.3250
13 Jul 2026	₹26.1360
10 Jul 2026	₹26.0870
9 Jul 2026	₹26.0140
8 Jul 2026	₹25.7280
7 Jul 2026	₹25.9990
6 Jul 2026	₹26.1570

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Mirae Asset Healthcare Fund Regular IDCW is ₹26.1280. It's a Sectoral/Thematic Fund from Mirae Asset, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Mirae Asset Healthcare Fund Regular IDCW has NAV history starting from 03 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Mirae Asset Healthcare Fund Regular IDCW is managed by Mirae Asset. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mirae Asset Healthcare Fund Regular IDCW has delivered a absolute return of 2.44% — +1.23 pp ahead of the Sectoral/Thematic Fund category average of 1.21%. The fund ranks #65 of 150 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Mirae Asset Healthcare Fund Regular IDCW has delivered a CAGR of 13.18% — +4.09 pp ahead of the Sectoral/Thematic Fund category average of 9.09%. The fund ranks #32 of 76 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Mirae Asset Healthcare Fund Regular IDCW has delivered a CAGR of 2.36% — -2.94 pp behind the Sectoral/Thematic Fund category average of 5.30%. The fund ranks #44 of 48 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Mirae Asset Healthcare Fund Regular IDCW exactly 5 years ago would be worth approximately ₹112,383 today — a multiplier of 1.12×, based on the 5-year CAGR of 2.36%. The category average over the same window would have grown ₹1 lakh to ₹129,463.

A ₹10,000 monthly SIP in Mirae Asset Healthcare Fund Regular IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹727,307 today. That's an XIRR (money-weighted annualised return) of 7.63%.

Mirae Asset Healthcare Fund Regular IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,180,963 — XIRR 9.57%.

On a 5-year basis, Mirae Asset Healthcare Fund Regular IDCW ranks #44 out of 48 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.30%; this fund delivered 2.36%.

The worst peak-to-trough decline Mirae Asset Healthcare Fund Regular IDCW has experienced over the last 5-year window is 38.82% — its NAV fell from a high on 16 Sep 2021 to a low on 21 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Mirae Asset Healthcare Fund Regular IDCW averaged 12.47% (best 21.68%, worst 2.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.16 — negative risk-adjusted performance.

In calendar year 2025, Mirae Asset Healthcare Fund Regular IDCW returned -11.04% — lagging the Sectoral/Thematic Fund category average of -0.40% by 10.64 pp. It ranked #120 of 129 in its category that year.

Mirae Asset Healthcare Fund Regular IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Mirae Asset Healthcare Fund Regular IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 38.8%. 5-year CAGR: 2.36%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Mirae Asset Healthcare Fund Regular IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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