Should I invest in Mirae Asset Diversified Equity Allocator Passive FOF?

We don't give personal investment advice. Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.2%. 5-year CAGR: 11.85%.

Mirae Asset

Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW

Latest NAV

₹25.2170

As of

17 Jul 2026

1,433 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	-4.18%	+4.69	7 / 100	Q1
1W	+0.12%	-4.68%	+4.80	7 / 100	Q1
2W	+0.22%	-5.34%	+5.56	13 / 100	Q1
1M	+1.04%	-5.74%	+6.78	20 / 100	Q1
3M	+1.49%	-4.97%	+6.45	49 / 100	Q2
6M	-1.29%	-5.75%	+4.46	55 / 92	Q3
YTD	-2.87%	-3.32%	+0.44	70 / 90	Q4
1Y	+0.54%	+13.10%	-12.56	58 / 81	Q3
2Y	+0.79%	+13.98%	-13.20	36 / 51	Q3
3Y	+11.51%	+13.59%	-2.08	16 / 41	Q2
4Y	+14.04%	+12.50%	+1.54	12 / 36	Q2
5Y	+11.85%	+8.19%	+3.66	7 / 27	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.44%	+8.51%	+8.92	20 / 100	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.87%	+1.17%	-4.04	69 / 85
2025	+8.04%	+34.91%	-26.87	27 / 55
2024	+14.67%	+12.37%	+2.30	18 / 42
2023	+25.33%	+13.03%	+12.29	4 / 41
2022	+4.37%	+2.29%	+2.08	5 / 29
2021	+28.05%	+7.04%	+21.00	2 / 28
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.51%

59 windows

min -2.8% · max 56.2%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+16.72%

35 windows

min 11.5% · max 22.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.05%

11 windows

min 11.9% · max 20.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.70%

3-year · annualised

Sharpe ratio

0.42

vs risk-free 6.5%

Sortino ratio

0.70

Downside-only deviation

Max drawdown

-18.21%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - IDCW - Regular Plan	HDFC	₹10.1300	17 Jul 2026
Nippon India Income Plus Arbitrage Active Fund of Fund - Regular Plan- IDCW Payout	Nippon India	₹10.6193	17 Jul 2026
SBI Dynamic Asset Allocation Active FoF - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹10.2353	17 Jul 2026
Invesco India Gold ETF Fund of Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹39.0725	17 Jul 2026
Bandhan Aggressive Hybrid Passive FOF - Regular Plan - IDCW	Bandhan	₹26.8946	17 Jul 2026
Quantum Diversified Equity All Cap Active FOF - Regular Plan IDCW	Quantum	₹84.6000	17 Jul 2026
Aditya Birla Sun Life Aggressive Hybrid Omni FOF- Regular - IDCW	Aditya Birla Sun Life	₹39.2303	17 Jul 2026
Motilal Oswal Gold and Silver Passive Fund of Funds(Regular Plan)	Motilal Oswal	₹28.3085	17 Jul 2026
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund - Regular Plan - IDCW	Mirae Asset	₹11.6440	17 Jul 2026
Kotak Income Plus Arbitrage Omni FOF-Regular Plan-IDCW	Kotak	₹13.0853	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹25.2170
16 Jul 2026	₹25.0900
15 Jul 2026	₹25.1210
14 Jul 2026	₹25.0650
13 Jul 2026	₹25.1870
10 Jul 2026	₹25.1880
9 Jul 2026	₹24.9310
8 Jul 2026	₹24.7660
7 Jul 2026	₹25.2330
6 Jul 2026	₹25.3080

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW is ₹25.2170. It's a Fund of Funds - Domestic from Mirae Asset, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW has NAV history starting from 22 Sep 2020, a track record of about 5 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW is managed by Mirae Asset. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW has delivered a absolute return of 0.54% — -12.56 pp behind the Fund of Funds - Domestic category average of 13.10%. The fund ranks #58 of 81 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW has delivered a CAGR of 11.51% — -2.08 pp behind the Fund of Funds - Domestic category average of 13.59%. The fund ranks #16 of 41 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW has delivered a CAGR of 11.85% — +3.66 pp ahead of the Fund of Funds - Domestic category average of 8.19%. The fund ranks #7 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW exactly 5 years ago would be worth approximately ₹175,070 today — a multiplier of 1.75×, based on the 5-year CAGR of 11.85%. The category average over the same window would have grown ₹1 lakh to ₹148,244.

A ₹10,000 monthly SIP in Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹777,424 today. That's an XIRR (money-weighted annualised return) of 10.30%.

Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹777,424 — XIRR 10.30%.

On a 5-year basis, Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW ranks #7 out of 27 funds in the Fund of Funds - Domestic category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.19%; this fund delivered 11.85%.

The worst peak-to-trough decline Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW has experienced over the last 5-year window is 18.21% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW averaged 15.05% (best 20.66%, worst 11.85%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.39 — weak risk-adjusted performance.

In calendar year 2025, Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW returned 8.04% — lagging the Fund of Funds - Domestic category average of 34.91% by 26.87 pp. It ranked #27 of 55 in its category that year.

Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Mirae Asset Diversified Equity Allocator Passive FOF - Regular Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.2%. 5-year CAGR: 11.85%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.