Mahindra Manulife

Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years

Latest NAV

₹1,218.6343

As of

30 Nov 2021

1,097 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.84%	+0.85	60 / 117	Q3
1W	+0.07%	-1.30%	+1.37	49 / 116	Q2
2W	+0.13%	-1.26%	+1.40	45 / 116	Q2
1M	+0.31%	-1.18%	+1.48	43 / 115	Q2
3M	+0.83%	-0.77%	+1.60	42 / 115	Q2
6M	+1.70%	-0.25%	+1.95	39 / 116	Q2
YTD	+3.08%	-0.28%	+3.36	6 / 116	Q1
1Y	+3.36%	+0.81%	+2.55	37 / 115	Q2
2Y	+4.13%	+1.09%	+3.05	33 / 111	Q2
3Y	+5.11%	+1.15%	+3.96	29 / 101	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.54%	+1.27%	+4.27	31 / 114	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+3.08%	+1.01%	+2.07	26 / 80
2020	+4.75%	+0.34%	+4.42	3 / 87
2019	+6.81%	+2.59%	+4.22	2 / 87
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.56%

33 windows

min 3.3% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.57%

9 windows

min 5.1% · max 6.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.50%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.22%

Mar 2020 → Mar 2020

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund-Dividend - Daily	HDFC	₹1,019.8200	3 Jun 2026
NIPPON INDIA LIQUID FUND - QUARTERLY IDCW OPTION	Nippon India	₹1,017.6155	3 Jun 2026
ICICI Prudential Liquid Fund - IDCW Others	ICICI Prudential	₹189.7289	3 Jun 2026
Invesco India Liquid Fund - Unclaimed Dividend Plan - Above 3 Years	Invesco	₹1,000.0000	3 Jun 2026
BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years	Bandhan	₹1.7935	3 Jun 2026
Quantum Liquid Fund - Unclaimed IDCW Plan Above 3 years	Quantum	₹10.0000	3 Jun 2026
Motilal Oswal Liquid Fund - Unclaimed Dividend - Greater than 3 years	Motilal Oswal	₹10.0000	3 Jun 2026
Templeton India Treasury Management - Institution-Daily	Franklin Templeton	₹1,000.0000	3 Jun 2026
Mirae Asset Cash Management Fund - Daily Dividend	Mirae Asset	₹1,066.4347	3 Jun 2026
HSBC Liquid Fund - IDCW	HSBC	₹1,019.3000	3 Jun 2026

Recent NAVs

Date	NAV
30 Nov 2021	₹1,218.6343
29 Nov 2021	₹1,218.5127
28 Nov 2021	₹1,218.4006
27 Nov 2021	₹1,218.2884
25 Nov 2021	₹1,218.0715
24 Nov 2021	₹1,217.9403
23 Nov 2021	₹1,217.7800
22 Nov 2021	₹1,217.6663
21 Nov 2021	₹1,217.5955
19 Nov 2021	₹1,217.3669

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Nov 2021, the NAV of Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years is ₹1,218.6343. It's a Liquid Fund from Mahindra Manulife, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years has NAV history starting from 04 Apr 2018, a track record of about 8 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years is managed by Mahindra Manulife. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years has delivered a absolute return of 3.36% — +2.55 pp ahead of the Liquid Fund category average of 0.81%. The fund ranks #37 of 115 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years has delivered a CAGR of 5.11% — +3.96 pp ahead of the Liquid Fund category average of 1.15%. The fund ranks #29 of 101 in its category — the second (Q2) quartile.

Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years exactly 3 years ago would be worth approximately ₹116,125 today — a multiplier of 1.16×, based on the 3-year CAGR of 5.11%. The category average over the same window would have grown ₹1 lakh to ₹103,490.

A ₹10,000 monthly SIP in Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years over the last 3 years — total invested ₹360,000 — would be worth ₹384,109 today. That's an XIRR (money-weighted annualised return) of 4.24%.

Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹384,109 — XIRR 4.24%.

On a 3-year basis, Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years ranks #29 out of 101 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.15%; this fund delivered 5.11%.

The worst peak-to-trough decline Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years has experienced over the last 3-year window is 0.22% — its NAV fell from a high on 17 Mar 2020 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years averaged 5.57% (best 6.02%, worst 5.11%). 100% of rolling windows ended positive.

In calendar year 2020, Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years returned 4.75% — beating the Liquid Fund category average of 0.34% by 4.42 pp. It ranked #3 of 87 in its category that year.

Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Mahindra Manulife Liquid Fund - Unclaimed Redemption / IDCW Upto three years is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.