Should I invest in Mahindra Manulife Dynamic Bond Fund?

We don't give personal investment advice. Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.8%. 5-year CAGR: 4.57%.

Mahindra Manulife

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth

Latest NAV

₹14.6391

As of

3 Jun 2026

1,879 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+26.35%	-26.40	10 / 11	Q4
1W	+0.07%	+26.51%	-26.45	9 / 11	Q4
2W	+0.22%	+26.76%	-26.54	8 / 11	Q3
1M	+0.02%	+26.71%	-26.69	8 / 11	Q3
3M	+0.42%	+27.40%	-26.98	5 / 11	Q2
6M	+0.87%	+29.06%	-28.19	7 / 11	Q3
YTD	+0.69%	+27.22%	-26.53	7 / 11	Q3
1Y	+1.57%	+31.68%	-30.11	6 / 11	Q3
2Y	+5.32%	+13.03%	-7.71	6 / 11	Q3
3Y	+5.74%	+5.89%	-0.15	7 / 10	Q3
4Y	+6.03%	+6.20%	-0.18	6 / 9	Q3
5Y	+4.57%	+5.64%	-1.06	7 / 8	Q4
7Y	+4.79%	+6.13%	-1.35	7 / 7	Q4
10Y	—	—	—	—	—
Inception	+4.99%	+13.92%	-8.92	11 / 11	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.69%	+0.70%	-0.01	6 / 10
2025	+6.08%	+5.93%	+0.15	5 / 10
2024	+8.42%	+8.44%	-0.02	7 / 10
2023	+5.78%	+6.21%	-0.43	7 / 10
2022	+0.86%	+35.70%	-34.84	9 / 9
2021	+2.41%	+2.00%	+0.41	7 / 8
2020	+5.62%	+8.32%	-2.70	7 / 7
2019	+7.32%	+7.78%	-0.47	6 / 7
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.15%

83 windows

min -1.0% · max 9.5%

94% positive

3-Year rolling

+4.63%

59 windows

min 2.5% · max 7.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.64%

35 windows

min 4.4% · max 5.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+5.12%

10 windows

min 4.8% · max 5.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.37%

3-year · annualised

Sharpe ratio

-0.37

vs risk-free 6.5%

Sortino ratio

-1.22

Downside-only deviation

Max drawdown

-1.03%

Jul 2025 → Aug 2025

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
Quantum Dynamic Bond Fund - Regular Plan Growth Option	Quantum	₹21.8124	3 Jun 2026
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	Mirae Asset	₹16.8932	3 Jun 2026
HSBC Dynamic Bond Fund - Regular Growth	HSBC	₹30.0635	3 Jun 2026
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹45.7258	3 Jun 2026
UTI Dynamic Bond Fund - Regular Plan - Growth Option	UTI	₹31.9086	3 Jun 2026
Axis Dynamic Bond Fund - Regular Plan - Growth Option	Axis	₹30.7102	3 Jun 2026
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	360 ONE	₹23.5457	3 Jun 2026
Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	Groww	₹1,472.8810	3 Jun 2026
ITI Dynamic Bond Fund - Regular Plan - Growth Option	ITI	₹12.7031	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.6391
2 Jun 2026	₹14.6472
1 Jun 2026	₹14.6371
29 May 2026	₹14.6356
27 May 2026	₹14.6293
26 May 2026	₹14.6244
25 May 2026	₹14.6232
22 May 2026	₹14.5991
21 May 2026	₹14.5897
20 May 2026	₹14.6066

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth is ₹14.6391. It's a Dynamic Bond Fund from Mahindra Manulife, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth has NAV history starting from 24 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth is managed by Mahindra Manulife. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth has delivered a absolute return of 1.57% — -30.11 pp behind the Dynamic Bond Fund category average of 31.68%. The fund ranks #6 of 11 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth has delivered a CAGR of 5.74% — -0.15 pp behind the Dynamic Bond Fund category average of 5.89%. The fund ranks #7 of 10 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth has delivered a CAGR of 4.57% — -1.06 pp behind the Dynamic Bond Fund category average of 5.64%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹125,056 today — a multiplier of 1.25×, based on the 5-year CAGR of 4.57%. The category average over the same window would have grown ₹1 lakh to ₹131,552.

A ₹10,000 monthly SIP in Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹686,154 today. That's an XIRR (money-weighted annualised return) of 5.30%.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,001,001 — XIRR 4.93%.

On a 5-year basis, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth ranks #7 out of 8 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.64%; this fund delivered 4.57%.

The worst peak-to-trough decline Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth has experienced over the last 5-year window is 2.75% — its NAV fell from a high on 14 Dec 2021 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth averaged 4.64% (best 5.05%, worst 4.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.84 — negative risk-adjusted performance.

In calendar year 2025, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth returned 6.08% — beating the Dynamic Bond Fund category average of 5.93% by 0.15 pp. It ranked #5 of 10 in its category that year.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.8%. 5-year CAGR: 4.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dynamic Bond Fund

Recent NAVs

Frequently asked questions

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