Should I invest in LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION?

We don't give personal investment advice. LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 0.67%.

LIC

LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION

Latest NAV

₹10.3853

As of

3 Jun 2026

4,584 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	-0.02%	0.00	12 / 16	Q3
1W	+0.16%	+0.16%	-0.01	10 / 16	Q3
2W	+0.36%	+0.35%	+0.01	9 / 16	Q3
1M	+0.12%	+0.18%	-0.06	12 / 16	Q3
3M	-0.01%	+0.08%	-0.08	10 / 16	Q3
6M	+0.02%	+0.28%	-0.27	8 / 16	Q2
YTD	-0.05%	+0.34%	-0.39	12 / 16	Q3
1Y	-0.12%	+0.93%	-1.05	8 / 16	Q2
2Y	+1.53%	+2.54%	-1.01	7 / 16	Q2
3Y	+1.06%	+2.39%	-1.33	8 / 16	Q2
4Y	+0.91%	+2.47%	-1.56	9 / 16	Q3
5Y	+0.67%	+2.04%	-1.37	8 / 16	Q2
7Y	+0.29%	+1.71%	-1.42	9 / 15	Q3
10Y	+0.27%	+1.55%	-1.29	10 / 14	Q3
Inception	+0.19%	+2.07%	-1.87	13 / 16	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.05%	+0.36%	-0.42	9 / 12
2025	+1.60%	+3.30%	-1.70	8 / 12
2024	+1.72%	+3.30%	-1.58	7 / 12
2023	+0.01%	+2.35%	-2.33	11 / 12
2022	+0.02%	+0.53%	-0.52	10 / 15
2021	-3.58%	-0.51%	-3.07	14 / 15
2020	+2.82%	+1.99%	+0.83	4 / 16
2019	+0.33%	+2.83%	-2.50	13 / 16
2018	+0.09%	+1.78%	-1.69	13 / 16
2017	-0.11%	+1.04%	-1.15	9 / 16
2016	-0.02%	+3.03%	-3.05	14 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.21%

220 windows

min -3.8% · max 3.3%

69% positive

3-Year rolling

+0.14%

195 windows

min -1.3% · max 1.3%

74% positive

5-Year rolling

+0.10%

171 windows

min -0.3% · max 0.7%

70% positive

7-Year rolling

+0.13%

147 windows

min -0.1% · max 0.5%

73% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.95%

3-year · annualised

Sharpe ratio

-5.70

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.85%

Apr 2026 → May 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option	HDFC	₹10.1283	3 Jun 2026
NIPPON INDIA BANKING and PSU FUND - WEEKLY IDCW Option	Nippon India	₹10.2586	3 Jun 2026
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW	ICICI Prudential	₹10.9913	3 Jun 2026
Franklin India Banking and PSU Debt Fund - IDCW	Franklin India	₹10.9088	3 Jun 2026
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹12.7834	3 Jun 2026
LICMF INCOME PLUS FUND - DAILY DIVIDEND OPTION	LIC	₹11.5900	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.3853
2 Jun 2026	₹10.3880
1 Jun 2026	₹10.3805
29 May 2026	₹10.3763
27 May 2026	₹10.3691
26 May 2026	₹10.3606
25 May 2026	₹10.3607
22 May 2026	₹10.3453
21 May 2026	₹10.3380
20 May 2026	₹10.3480

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION is ₹10.3853. It's a Banking & PSU Fund from LIC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION has NAV history starting from 04 Jun 2007, a track record of about 18 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION is managed by LIC. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION has delivered a absolute return of -0.12% — -1.05 pp behind the Banking & PSU Fund category average of 0.93%. The fund ranks #8 of 16 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION has delivered a CAGR of 1.06% — -1.33 pp behind the Banking & PSU Fund category average of 2.39%. The fund ranks #8 of 16 in its category — the second (Q2) quartile.

Over the trailing 5-year window, LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION has delivered a CAGR of 0.67% — -1.37 pp behind the Banking & PSU Fund category average of 2.04%. The fund ranks #8 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION exactly 10 years ago would be worth approximately ₹102,692 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.27%. The category average over the same window would have grown ₹1 lakh to ₹116,644.

A ₹10,000 monthly SIP in LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION over the last 5 years — total invested ₹600,000 — would be worth ₹614,197 today. That's an XIRR (money-weighted annualised return) of 0.92%.

A ₹10,000 monthly SIP for 10 years in LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION = ₹1,200,000 invested. It would currently be worth ₹1,226,658 (multiplier 1.02×). XIRR: 0.43%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION ranks #8 out of 16 funds in the Banking & PSU Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.04%; this fund delivered 0.67%.

The worst peak-to-trough decline LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION has experienced over the last 5-year window is 0.85% — its NAV fell from a high on 15 Apr 2026 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION averaged 0.10% (best 0.67%, worst -0.32%). 70% of rolling windows ended positive. The 5-year Sharpe ratio is -6.71 — negative risk-adjusted performance.

In calendar year 2025, LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION returned 1.60% — lagging the Banking & PSU Fund category average of 3.30% by 1.70 pp. It ranked #8 of 12 in its category that year.

LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LICMF INCOME PLUS FUND - WEEKLY DIVIDEND OPTION is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 0.67%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.